Investments
Last modified: 2025-01-24 12:01
The current legislation as of 2011 does not provide for the purchase of a car for maternity capital. Of course, in many regions, maternity capital cashing services are offered, after which it can be used for any purpose. But we must understand that they are not only not free, but also illegal
Last modified: 2025-01-24 12:01
According to statistics, most Russians do not know how to save on food and spend 60% of their salaries on groceries and snacks in public catering. It turns out that food is the largest expense item for the entire population. But, if you choose the right dishes, you can easily cook tasty and economical
Last modified: 2025-01-24 12:01
A housing subsidy is provided to all citizens of the Russian Federation who spend more than 22% of their total family income on utility bills. The subsidy is provided not only to homeowners, but also to tenants of state municipal premises. To provide a subsidy, you need to contact the department of social protection of the population at the place of residence
Last modified: 2025-01-24 12:01
Every entrepreneur asks himself the question of how to calculate the price of a service. After all, consumer demand will completely depend on this, and, consequently, earnings. Instructions Step 1 To calculate the optimal price for the services you provide, you need to determine their cost
Last modified: 2025-01-24 12:01
At the beginning of 2014, the taxation system in the Russian Federation underwent some changes. So, in the process of filling out tax returns together with the familiar OKATO code, now it is necessary to enter OKTMO, but there is still little information on how to find it out
Last modified: 2025-01-24 12:01
In collective or labor agreements with employees, you can establish additional payments for overtime work of any size, based on the minimum rate. The remuneration system stipulates that the accountant will calculate the additional payment for overtime work according to the following formulas
Last modified: 2025-01-24 12:01
There are homeowners who directly refuse to pay for overhaul, because they do not understand where this money is going. And there are those who, for some reason, do not know whether they have this debt. Penalties for debt in any case will be the same
Last modified: 2025-01-24 12:01
Receiving higher education in absentia, citizens pay a certain amount of money for their studies. According to the legislation of the Russian Federation, part-time students can return 13% of the amount of payment for education by filling out a declaration and attaching a package of documents to it
Last modified: 2025-01-24 12:01
If you regularly pay taxes at the standard rate of personal income tax, are a citizen of the Russian Federation, work in the territory of the Russian Federation and have documents confirming education expenses, you can receive a tax deduction for a three-year period, not counting the current year (for example, now 2016, which means that you can get a deduction for 2015, 2014, 2013)
Last modified: 2025-01-24 12:01
Quite often, a situation arises that it is necessary to recalculate the calculations of the management company for the payments for housing and communal services accrued to you. Management companies, by mistake or even malicious intent, may charge you a fee that exceeds the established tariffs or standards
Last modified: 2025-01-24 12:01
Sometimes money is urgently needed, you have to think over various options. You can take a loan from a bank, ask friends, go to a pawnshop, search the Internet for online loan sites. Each of these methods has its own nuances. Relatives and acquaintances Close people will help you in a difficult moment for you
Last modified: 2025-01-24 12:01
According to Russian law, joint stock companies must pay dividends on shares to their shareholders. This happens at periods and at a time determined by the society itself (with minimal legislative restrictions). The shareholders of the company at the general meeting decide on the payment of dividends
Last modified: 2025-01-24 12:01
Money is the driving force behind modern life. They are needed for everything: food, rent, vacation, clothes for children, medical treatment and medicine, unexpected expenses. For most Russians, the main source of income is wages. Instructions Step 1 In most cases, getting paid for the work done is as easy as shelling pears:
Last modified: 2025-01-24 12:01
The payment for housing and communal services is growing every year, and most Russian families are unable to pay them in full. Such citizens of the Russian Federation are entitled to a subsidy. To obtain it, you must submit a certain package of documents and write an application for compensation
Last modified: 2025-01-24 12:01
In accordance with the joint letter of the Ministry of Taxes and Duties of the Russian Federation and Sberbank of the Russian Federation dated September 10, 2001, to pay any taxes to the budget system by individuals, 2 types of payment documents are used:
Last modified: 2025-01-24 12:01
Accounting and financial accounting, as well as reporting are carried out according to generally accepted principles and rules. In the Russian Federation, these rules are established by law. It is necessary - officially approved Chart of Accounts
Last modified: 2025-01-24 12:01
Enterprises on the financial results of their activities must regularly report to the tax office. To do this, you must fill out an income tax return. Its form is unified, it is approved by the order of the Federal Tax Service of Russia No. ММВ-7-3 / 730
Last modified: 2025-01-24 12:01
Electronic wallets are becoming more and more common every day. And one of the most popular electronic payment systems in Russia is WebMoney. Its user, after a simple registration procedure, can get himself as many electronic wallets as he wants to carry out settlements in different currencies
Last modified: 2025-01-24 12:01
Profit is the excess of income over production costs from the sale of any goods and services. This is one of the more important indicators of financial results in the economic activities of companies. It is calculated in the form of the difference between the proceeds from the sale of the product and the sum of the costs of certain factors of production in monetary terms
Last modified: 2025-01-24 12:01
In modern times, a car is not a luxury, but a necessity. Its purchase requires significant funds, which not everyone has. In this case, the question of accumulating funds arises. Approach this issue creatively, enlist the support of your family and their agreement to share with you possible hardships
Last modified: 2025-01-24 12:01
Not all people are happy with bank loans. I just don't want to have debts. And some do not meet the high requirements of banks for obtaining long-term loans. In either case, you have to think about independent savings for an apartment. Whether this is possible depends on proper planning
Last modified: 2025-01-24 12:01
Profit is the excess of income received over expenses. It is calculated using the difference between the proceeds received from the sale of products and the funds that were spent to obtain this type of product. If this difference is positive, then we should talk about profit, if negative, then about a loss
Last modified: 2025-01-24 12:01
Recently, the procedure for payment and calculation of transport tax has changed. If earlier car owners independently calculated the required amount, now control over the payment of tax was entrusted to the tax inspectorate. As a result, there were some problems associated with late receipt of receipts
Last modified: 2025-01-24 12:01
Since January 1, 2007, a program for the issuance of maternity capital, developed by state bodies, has been implemented in the Russian Federation. All families who have given birth or adopted a second and subsequent child since 2007 are entitled to it
Last modified: 2025-01-24 12:01
With the help of the services of Sberbank of the Russian Federation, you can make payments. You can fill out the receipt at branches or head offices of Sberbank. It takes a lot of time, so it is proposed to simply fill out the PD-4 form of Sberbank, print it out, and only pay at Sberbank
Last modified: 2025-01-24 12:01
Entrepreneurs can pay taxes both through Sberbank and from their current account. For firms, only the second option is unambiguously suitable. A convenient way to generate tax payments can be called a special service on the website of the Federal Tax Service of Russia
Last modified: 2025-01-24 12:01
Monetary compensation for unused vacation days is paid to the employee in case of dismissal and if it is impossible to go on another vacation. This compensation is unconditionally guaranteed by labor legislation and does not depend on the grounds for dismissal
Last modified: 2025-01-24 12:01
Mobile operators strive to make communication on the phone as comfortable as possible in order to attract the largest number of users. The possibility of replenishing the account also plays an important role. In recent years, there have been many ways to top up your mobile phone balance
Last modified: 2025-01-24 12:01
Posting accounting entries means registering correspondence between two accounts. Accounting entries are also called accounting formulas and account assignments. When making and accounting entries, the accountant indicates the accounts to be debited and credited, as well as the amounts that are subject to the business transaction
Last modified: 2025-01-24 12:01
When applying for a loan, the borrower is usually interested in the size of the interest rate and monthly payment. But information about loan repayment often escapes. The technical side of the loan repayment is quite simple: the borrower must ensure that funds are available in the loan account on the date stipulated in the schedule
Last modified: 2025-01-24 12:01
To carry out certain types of activities, organizations and enterprises often need to open a foreign currency account with a banking institution. Foreign currency accounts are used to carry out operations with foreign currency, to store funds in foreign currency, to carry out export and import operations
Last modified: 2025-01-24 12:01
The balance sheet is the main document from which any reporting and financial analysis begins. It is necessary to correctly draw up a balance sheet at the enterprise not only for the fiscal authorities, but also for the internal control of the state of the enterprise, the calculation of the main indicators
Last modified: 2025-01-24 12:01
Who among us, at least deep down, does not want to be rich? Money, of course, by itself will not make us happier, but in the hands of a rational person it can open up new opportunities, provide more freedom and even change the world for the better
Last modified: 2025-01-24 12:01
To obtain a loan from Sberbank, you must fill out an application on six sheets, collect documents confirming the solvency of a potential borrower, and contact the nearest bank branch. Instructions Step 1 Go to the official website of Sberbank, select the region where you live
Last modified: 2025-01-24 12:01
The current legislation determines that enterprises have the right to reduce the amount of value added tax that is paid on the import of goods during customs clearance. This opportunity can be used by organizations that act as importers, i.e
Last modified: 2025-01-24 12:01
Annuity payments are perhaps the most popular way to pay off debt, which is accepted in modern banking practice. They are used in completely different loan programs: cash loans, car loans, loans to small and medium-sized businesses. Calculating annuity payments is quite simple - you need to know the mathematical formula
Last modified: 2025-01-24 12:01
Russian legislation obliges legal entities to calculate and pay taxes. This includes income tax, property tax, and VAT. The Tax Code of the Russian Federation regulates the procedure for the calculation, accrual and payment of all mandatory payments
Last modified: 2025-01-24 12:01
The most popular electronic payment systems in Russia, based on the number of their active users, are WebMoney and Yandex.Money. Also in recent years such payment systems as RBK Money, PayPal, TeleMoney are gaining popularity among their audience
Last modified: 2025-01-24 12:01
The amount and terms of payment of wages are mandatory specified in the employment contract. According to the labor code, wages are remuneration for work. Its calculation and timely accrual is the responsibility of each employer. Instructions Step 1 Wages are calculated in accordance with the established tariffs, salaries, piece rates, information on the actual hours worked or the products produced by the employee
Last modified: 2025-01-24 12:01
A mobile bank is a package of services provided by Sberbank of Russia to its customers who are Sberbank cardholders. The mobile bank allows Sberbank customers to get prompt access to information related to bank cards using their phone. This is very convenient, but if you do not want to use this service anymore, you can block them or turn them off altogether