In an unstable economy, the foreign exchange account will become one of the guarantors of financial independence. In addition, you can make any purchases in foreign currency, receive money from other companies, and also secure your savings. Sberbank is the safest choice for placing your savings.
It is necessary
- - passport;
- - constituent documents (for a legal entity);
- - money.
Instructions
Step 1
Contact the nearest branch of Sberbank. You need to have your passport with you. The bank will ask you to write an application for opening a foreign currency account. Today, the best choice for an individual is the deposit of the "Universal Sberbank of Russia". To open it, you must deposit a minimum amount of 10 rubles or 5 US dollars (or the equivalent in another foreign currency). Now you can use your account for any payment transactions. The balance of funds will be charged the interest agreed between the parties.
Step 2
In order to make purchases abroad or on foreign sites in foreign currency, you can open a currency card. The most affordable options are Visa Classic or Mastercard Standard. The cost is 750 rubles for the first year of service, 450 rubles for each subsequent year. The convenience of currency cards is that you can manage your savings anywhere in the world where plastic data is served to make purchases over the Internet on foreign sites.
Step 3
If you represent a legal entity, to open a foreign currency account with Sberbank, you need to provide the following package of documents:
1. Application for opening an account;
2. Notarized photocopies of constituent documents;
3. Certificate of state registration;
4. A photocopy of a document confirming the inclusion of a legal entity in the EGRPO.
Based on these documents, a card with a seal and sample signatures of the director and chief accountant of the company will be created in Sberbank, and then a foreign currency account will be opened.
Step 4
A foreign currency account opened with Sberbank by an individual is accompanied by a foreign currency transit account. You can use the latter to receive payments from other individuals and companies. Indicate this account in the details for transferring money.
