Investments

How To Get VAT Refund

How To Get VAT Refund

Last modified: 2025-01-24 12:01

How to recover VAT paid on the purchase of goods, works and services? For VAT refunds, tax legislation has introduced the concept of a tax deduction, which is well known to any accountant. Instructions Step 1 For VAT refunds, first of all, get primary documents and invoices from the seller of goods, works, services

How To Write An Advisor Program For Forex

How To Write An Advisor Program For Forex

Last modified: 2025-01-24 12:01

The FOREX market operates in trillions of dollars, but anyone with a computer and Internet access can work on it. To facilitate decision-making during trading, many traders use advisors - special programs that work according to a specific algorithm

How To Get Property Insurance

How To Get Property Insurance

Last modified: 2025-01-24 12:01

To obtain insurance for property, it is necessary to decide on the type of insurance program and carefully approach the choice of an insurance company. It is important and detailed to get acquainted with the proposed agreement. Types of property insurance Property insurance can be issued for both an individual and a legal entity

What Is The Insured Value?

What Is The Insured Value?

Last modified: 2025-01-24 12:01

Insurable value is the estimated or actual value of the insurance object at its location at the time of the conclusion of the insurance contract. It is indicated in the insurance policy or in the contract. As a rule, the sum insured is determined by the insured on the basis of payment documents submitted by the insurer

How To Insure An Apartment

How To Insure An Apartment

Last modified: 2025-01-24 12:01

Apartment insurance allows you to protect the well-being of the family and protect yourself from unforeseen situations. The number of insured events includes fires and hurricanes, floods, theft. Of course, insurance will not be able to protect you from all these troubles, but it will compensate for losses

How To Declare Yourself Bankrupt On Loans

How To Declare Yourself Bankrupt On Loans

Last modified: 2025-01-24 12:01

If loan obligations exceed the amount of income, debts are more than 500 thousand rubles, you can declare yourself bankrupt. For this, a statement and a package of documents are prepared, which are submitted to the Arbitration Court of the Russian Federation

Is A Pensioner Eligible For Transport Tax?

Is A Pensioner Eligible For Transport Tax?

Last modified: 2025-01-24 12:01

All citizens who own a vehicle are required to pay transport tax. But some categories of citizens are exempted from paying the tax completely, or receive benefits when paying. Transport tax belongs to the category of regional, therefore, the benefits for it will be different depending on the region

Does A Pensioner Have To Pay Real Estate Tax On An Apartment

Does A Pensioner Have To Pay Real Estate Tax On An Apartment

Last modified: 2025-01-24 12:01

In accordance with paragraphs. 10 p. 1 art. 407 of the Tax Code of the Russian Federation, pensioners are entitled to a tax break on the payment of property tax. Which pensioners are entitled to benefits The Tax Code of the Russian Federation indicates that pensioners receiving pensions, as well as men and women who have reached the age of 60 and 55, respectively, who are paid monthly life support in accordance with the legislation of the Russian Federation, have

Does A Pensioner Have To Pay Land Tax

Does A Pensioner Have To Pay Land Tax

Last modified: 2025-01-24 12:01

To the question “should a pensioner pay land tax” it will not be possible to give an unambiguous and monosyllabic answer. It all depends on what land plots are in the jurisdiction of the elderly person and what is the area of these land holdings

Products That Will Go Up Significantly In

Products That Will Go Up Significantly In

Last modified: 2025-01-24 12:01

Opinion polls show that it is the rise in prices that Russians are most afraid of. Fears and fears have recently only been exacerbated by the actions of the authorities. The head of the Central Bank Elvira Nabiullina has already talked about how inflation will rise next year due to the tax changes coming into force

How To Legally Not Pay A Loan To A Bank

How To Legally Not Pay A Loan To A Bank

Last modified: 2025-01-24 12:01

Even the most conscientious borrower may not be able to pay off a loan obligation - no one is insured against job loss or illness. However, you do not have to immediately sell the last shirt to pay off the loan. It is possible to postpone payments or even get rid of the loan altogether

Which Bank Has The Lowest Interest On A Loan

Which Bank Has The Lowest Interest On A Loan

Last modified: 2025-01-24 12:01

Credit organizations - banks are commercial structures, therefore, in the struggle for potential customers, they offer different credit conditions. The task of this potential client is to find a bank where the conditions would be the most favorable

Which Bank Gives Money At Low Interest

Which Bank Gives Money At Low Interest

Last modified: 2025-01-24 12:01

When choosing a bank to receive a loan, potential clients are guided primarily by the interest rate, since no one wants to overpay the extra rubles. Almost every bank is ready to lend money, but the conditions for all are significantly different

Where The Interest On The Loan Is The Least

Where The Interest On The Loan Is The Least

Last modified: 2025-01-24 12:01

Low interest rate is one of the most important criteria for choosing a loan and the first thing borrowers pay attention to. The smaller it is, the more profitable the loan offer and the lower the amount of overpayment. It is difficult to say unequivocally which bank has the lowest interest on a loan, because as a rule, banks set a floating rate

How To Get A Loan With A Low Interest Rate

How To Get A Loan With A Low Interest Rate

Last modified: 2025-01-24 12:01

Lending is becoming an increasingly common service. Indeed, a loan makes it possible to purchase any desired product without postponing the purchase for a long time. But among the large assortment of loan programs, it is important to choose the one that is right for you

Do You Know How To Spend Money Wisely?

Do You Know How To Spend Money Wisely?

Last modified: 2025-01-24 12:01

“I have a decent salary, but by the middle of the month I'm broke. Money flows away, as if through fingers. " Familiar situation? The ability to spend money correctly, and not let it go to waste, is made up of numerous factors, some of which we will pay special attention to

What To Spend Your First Salary On

What To Spend Your First Salary On

Last modified: 2025-01-24 12:01

There are many superstitions and signs associated with money. This is explained by the fact that a person is trying with all his might to keep capricious monetary energy around him. Therefore, people who have just started earning their own money ask themselves the question:

How To Spend Money Wisely

How To Spend Money Wisely

Last modified: 2025-01-24 12:01

Money often goes to unknown destinations. Sometimes they leave behind heaps of purchased and completely unnecessary things. Sometimes they leave nothing behind, except for the unpleasant feeling that again not one thousand has been wasted. It's a shame:

What Is A Grant And Where To Get It

What Is A Grant And Where To Get It

Last modified: 2025-01-24 12:01

In recent years, there has been a lot of talk all over the world about grants and grant-eaters. Few people know what grants are, and everyone intuitively hates grant-eaters, but who they are is also not completely clear. Here's everything you need to know about grants

The State Duma Adopted The Draft Law On The Financial Ombudsman

The State Duma Adopted The Draft Law On The Financial Ombudsman

Last modified: 2025-01-24 12:01

In May 2018, the State Duma of the Russian Federation adopted a law on the financial ombudsman - an ombudsman for the rights of those who use financial services. What does it mean? Whom, how and from what will the ombudsman protect, what issues will he deal with?

Financial Ombudsman To Appear In Russia

Financial Ombudsman To Appear In Russia

Last modified: 2025-01-24 12:01

To protect citizens from the arbitrariness of insurance organizations, banks and other financial companies, a new intermediary has been introduced in Russia since September this year - a financial ombudsman (in translation from Swedish “ombudsman” - a representative)

What Is An Authorized Bank

What Is An Authorized Bank

Last modified: 2025-01-24 12:01

Russia's integration into the world economy and the expansion of economic ties forced the country's government to take measures to improve the banking system. In Russia, the so-called authorized banks appeared, which began to play a decisive role in currency regulation

How Can You Benefit From A Credit Card?

How Can You Benefit From A Credit Card?

Last modified: 2025-01-24 12:01

Many people are still afraid to use credit cards, since in case of delay, they have to pay high interest. But, if you have basic knowledge of financial literacy and self-discipline, then a credit card can be a very handy tool. Most banks now issue credit cards

What Is Personal Financial Security?

What Is Personal Financial Security?

Last modified: 2025-01-24 12:01

Most people are constantly in a state of basic anxiety about money. Financial insecurity gives rise to fears, stress, insomnia and other nervous disorders. All this interferes with the creation of wealth. That is why it is important to ensure your financial security

What Is Financial Culture

What Is Financial Culture

Last modified: 2025-01-24 12:01

The crisis in the economy has sharply undermined the ability of citizens to accumulate and invest funds. Most private investors do not feel secure in market conditions. And yet, sociological studies have shown that in recent years, both people's awareness of the world of finance and financial culture in general have increased

What Are Securities For?

What Are Securities For?

Last modified: 2025-01-24 12:01

The phrase "securities" is quite "talking". These are documents that have any value. These include: stocks, bills of exchange, checks, bonds, etc. Some market entities operate on the basis of business contracts (securities), which assume some obligations

What Is Public Finance

What Is Public Finance

Last modified: 2025-01-24 12:01

On an ordinary level, people often use the word "finance" incorrectly, calling it just a certain amount of money. Hence, confusion with the concept of "public finance" can arise. What does it actually mean? Scientific definition Textbooks and encyclopedias provide different definitions of the term "

What Is Centralized Finance

What Is Centralized Finance

Last modified: 2025-01-24 12:01

Centralized finance refers to the budget system. These are funds that are needed to ensure the work of the state and municipal apparatus. Within the framework of the system, the budget and its features depend on the characteristics of the state system

What Is The Value Of Money

What Is The Value Of Money

Last modified: 2025-01-24 12:01

Money is a unit of account. They are extremely necessary for the development and functioning of the economy, as they allow you to compare the cost of various goods and services. The value of money is not constant, it changes, and accordingly, the value of goods and services also changes

What Is Use And Exchange Value

What Is Use And Exchange Value

Last modified: 2025-01-24 12:01

Any product on the market has a dual nature of the price, which is set both at the stage of production and at the stage of exchange of goods. This means that the product combines the use and exchange value. It is worth figuring out what these characteristics are

What Is Finance

What Is Finance

Last modified: 2025-01-24 12:01

The term "finance" originated in Italy and originally meant any cash payment. Then he received international distribution and began to designate the system of monetary relations between the state and the population regarding the formation of monetary funds

How To Analyze Balance

How To Analyze Balance

Last modified: 2025-01-24 12:01

The analysis of the balance sheet consists of the analysis of all its forms, including the explanatory note and the final part of the auditor's report. It is designed to determine the growth rates of the most significant reporting items, after which the results are compared with the growth rates of sales revenue

How To Determine An Active-passive Account

How To Determine An Active-passive Account

Last modified: 2025-01-24 12:01

An active-passive account is an account used in accounting, which simultaneously reflects the assets, or property of the enterprise, and liabilities, the sources of its formation. Active-passive account has the characteristics of both active and passive account, i

How To Read The Balance

How To Read The Balance

Last modified: 2025-01-24 12:01

The balance sheet is the main form of reporting of any organization, showing its financial position at a certain date. The information contained in this document is useful not only for accounting staff, but also for management, shareholders and investors, as it is a fairly accurate indicator of the financial "

How To Determine The Liability And Asset Balance

How To Determine The Liability And Asset Balance

Last modified: 2025-01-24 12:01

The balance sheet compiled by the accountants in the enterprise has an asset and a liability. All transactions carried out are recorded as an asset as well as a liability. In order to correctly keep records and avoid mistakes, you need to learn how to determine the passivity and activity of the account

How To Assess The Financial Condition Of An Enterprise

How To Assess The Financial Condition Of An Enterprise

Last modified: 2025-01-24 12:01

Assessment of the company's financial condition is necessary for drawing up further planned indicators and consists of calculating the fundamental coefficients for the formation of working capital. Instructions Step 1 Make a calculation of the data that characterize different aspects of the organization's activities related to the emergence and use of its cash flows

How To Find Financial Freedom

How To Find Financial Freedom

Last modified: 2025-01-24 12:01

Each of us at some point in life thinks about how to gain financial independence, i.e. live the way you want, without worrying about where to get the money. There are several proven ways that really help you achieve financial freedom. Instructions Step 1 Organize a business that will work autonomously, or you will spend no more than 8-10 hours a week on its support

How To Calculate Financial Indicators

How To Calculate Financial Indicators

Last modified: 2025-01-24 12:01

The data that characterize the various aspects of the enterprise's activities related to education, as well as the use of all its monetary funds and savings, are financial indicators. At the same time, the main and most frequently used financial indicators can be divided into five groups reflecting different aspects of the financial condition of the company:

How To Analyze Your Financial Condition

How To Analyze Your Financial Condition

Last modified: 2025-01-24 12:01

Often, the viability of a company depends on its financial condition, so it is very important to track its changes in time, as well as to analyze the financial condition to identify various problems and complexities in its balance sheet and reporting

How To Get Passive Income?

How To Get Passive Income?

Last modified: 2025-01-24 12:01

Passive income is making a profit without direct human involvement. There are many ways to generate passive income, both online and offline. Let's consider the 6 most basic ones. 1. Bank deposit. Everything is very simple here, a person places funds on a deposit, and the bank charges interest