Withdrawing money from the current account of a legal entity or individual entrepreneur is not as easy as from the account of an ordinary client - an individual. To do this, you first need to get a checkbook from the bank, then fill out a check. When filling out a check at first, most often mistakes cannot be avoided.
It is necessary
- - checkbook;
- - fountain pen;
- - printing;
- - passport;
- - power of attorney, if you withdraw money on behalf of an individual entrepreneur or legal entity.
Instructions
Step 1
A bank check consists of two parts: the back and the check itself. They are separated by a cutting line, but you do not need to cut the check yourself. This will be done by the bank teller after verifying that all the fields are filled in correctly.
When submitting a checkbook to the teller, both the check and the spine must be filled in.
Step 2
In the corresponding columns of the check, the amount to be withdrawn is entered by hand, the date of issue of the check (usually it is valid for 10 days), the surname and initials of the person to whom the check was issued, the signatures of the head of the organization and the chief accountant, the date of receipt of the check and the signature of the person to whom the check was issued. issued.
If you combine the functions of a manager and a chief accountant or an individual entrepreneur, and you issued the check to yourself, your signature must be in all three columns.
Step 3
On the front side of the check, in the required columns, the amount to be issued is entered in figures and in words, the settlement where the check was issued, the full surname, first name and patronymic of the person to whom the check was issued, a signature and seal are put.
The print should not go beyond the margins allotted for it.
It is necessary to fill in the columns with the name of the bearer of the check and the amount to be issued in figures and in words from the very beginning of the text field. All free space in them is crossed out. In the column with the name, usually one straight line, in the rest - two. To do this, you need to use a ruler.
The head and chief accountant must sign the signature column. If there is no chief accountant, one signature of the head is enough.
Step 4
In the table on the back of the check, you enter the amounts in accordance with the items of expenses listed there. The easiest way is for individual entrepreneurs: there is a separate column for them, where the entire withdrawn amount is written.
In the column for signatures at the bottom of the table, as well as on the front side, the head of the organization and the chief accountant must sign. If such is not provided, one signature of the head or individual entrepreneur is sufficient.
Below, opposite the words “the amount indicated in this check received”, the person in whose name the check was issued must sign. If you wrote it out for yourself, then again you are the same.
Step 5
A special section on the back of the check is devoted to the passport data of the recipient of the money. Difficulties can be caused by the name of the authority that issued the passport. There is usually little space for it. For example, the phrase “By the department for the Kukuevo district of the OUFMS RF for the city with the words“place of issue”, and on top of the place for the tail from the information about the authority that issued the passport, remained.
The reverse side of the check spine may not be filled in yet, the bank is not interested in it. And if there is no cash register, and do not fill it at all.
Step 6
So, the check is complete. Now we go with him and the passport to the teller. If everything is done correctly, he will cut the check itself from the spine, and from it - a stamp for the cashier, make his own marks on the back. The stamp is transferred to the cashier, and we go there with a check and a passport.
We wait for our turn, give the documents to the cashier, sign where they will say and finally get our hard-earned money.
