Investments 2024, November

The work on creating our own artificial intelligence came to a logical conclusion, and representatives of Sberbank finally presented their brainchild to the public. Nick's robot with the face of a beautiful woman with green eyes is ready to take up the job

If a client of Sberbank is not satisfied with the quality of service or there are some problems that cannot be solved with the company's management, you can complain to a higher organization. Complaints are reviewed by the Central Bank of the Russian Federation and other supervisory authorities

Prolongation implies the extension of the deposit agreement. Auto-rollover is popular, which does not require a visit to a branch to conclude new securities. This service can be provided on different terms. Prolongation means the extension of the contract

The task of determining the selling price is one of the most difficult for any enterprise today. The selling price is the price at which you sell your product / product / service. It depends directly on many factors: on the state of the market and average prices for similar goods, on the prime cost and production costs, on the purchasing power of the target group, on the number of competitors and the competitive strategy you have chosen

The country's banking system ensures the financial stability of the state. Its main task is to create favorable conditions for economic growth. Therefore, it is useful to know what the development of the banking system in Russia will depend on

Received the status of a defense bank, Promsvyazbank (PSB) is preparing to work under the sanctions. According to one of the possible scenarios, the dollar accounts of the clients of the organization will be converted into rubles on a voluntary basis

Tinkoff Bank in cooperation with the educational foundation "Talent and Success" is planning to implement joint projects. Nuances of the agreement At the St. Petersburg International Economic Forum, an agreement was signed between the educational foundation and the financial organization, within the framework of which the parties undertake to develop common projects in the field of active growth of innovative technologies

Some companies, in the course of their economic activities, pay their employees material assistance, for example, in connection with the birth of a child, the death of a loved one, and in other cases. Of course, these payments should be reflected in the accounting records

If the client is not satisfied with the quality of service at Sberbank, he has the opportunity to write a complaint to the head of the department or call the hotline. In particularly difficult cases, you can even complain to the Central Bank

The founder can deposit funds to the settlement account of the organization even if the funds for the authorized capital have been paid in full. This operation will take place in accounting as a financial aid. It can be either gratuitous or in the form of a loan

For the New Year, it is customary to give gifts to employees and their families, government officials, business partners and other persons influencing the activities of the enterprise. For an accountant, the registration of such operations gives a lot of difficulties, so they often try not to use documentary registration

A share is a security confirming the contribution of a certain amount by its owner to the authorized capital of the enterprise. The organization has the right to dispose of its property as it sees fit, and shares are no exception. She can invest them in the authorized capital of other enterprises, sell, transfer free of charge or as payment for goods

A minibus has a number of advantages over other passenger transport: it is much more capacious than a passenger car and, at the same time, is faster and more maneuverable than any bus. Therefore, if you have a minibus, then do not miss the opportunity to make money with it

Any member of a limited liability company has the right to refuse his share or part of it in the authorized capital by the method of sale or alienation. It is necessary to properly formalize the transfer of a share of the authorized capital in order for the transaction to be considered legitimate

All operations that are carried out in the course of the company's activities must be reflected in the accounting records. To simplify accounting, special accounts are used. Thus, in order to reflect a particular transaction, you must compose the correspondence of the accounts, that is, the posting

The main type of financial activity is accounting. It is one of the main types of business accounting. But the posting on accounting is the registration of correspondence of invoices in a documentary form. Usually, for financial transactions, a double account is opened:

Services are custom-made work provided by third parties without the use of their own manufactured products. These services include: transport, repair and construction, legal, banking, brokerage services, communication services and others. Also, rent of premises, transport, etc

The invoice and the waybill are the primary accounting documents. They are drawn up during the implementation of trade operations and serve as evidence of their completion. Invoice An invoice in Russia is a tax document of the established form, which must be drawn up by the seller or contractor

The most important document for analyzing the performance of a company is the balance sheet. It allows you to understand the state of the assets and liabilities of the enterprise. Assets consist of fixed assets and current assets. And if the accounting of working capital does not cause difficulties, then fixed assets are used at the enterprise repeatedly and for a long time, which complicates the process of determining from cost

One of the cases when an organization has a need for tax registration is the beginning of activities in a settlement or region not at the place of state registration, if, according to local legislation, it is a payer of a single tax on imputed income

Quite often, bank customers experience difficulties in closing a bank account and do not know how to properly register or request the closure of a personal account. But in reality, there are no difficulties, since closing an account in any Russian bank is a standard procedure

In everyday accounting practice, the question arises, how to make a calculation? First of all, this issue is relevant for food and other types of industries. Calculation translated from Latin means "calculating the cost of a unit of production or individual work performed

The ability to make a cost estimate for manufacturing is useful both at home and at work. When planning an apartment renovation, building a summer house or making a bath, you need to correctly calculate the cost of work and the amount of building materials

The cost estimate of the enterprise is determined to calculate the actual or planned cost of production in order to further calculate the correct product valuation and average production costs. As a rule, the planning and economic department of the company is engaged in the preparation of the cost estimate based on the accounting data

Legal entities - enterprises, organizations, various institutions and banks in the course of their activities are in constant communication with each other. Business communication is carried out through a variety of documents: letters, requests, requests, payment orders, etc

Before offering your product for sale in stores or other points of sale, you should prepare for a meeting with a merchandiser or senior seller. The arguments you will use to list an item on a store shelf may vary. But, if you count on cooperation with grocery stores within walking distance, the price will be the main argument

Printing services are in demand not only by the print media. Various brochures, leaflets, brochures are constantly or from time to time needed by many enterprises of various spectrum of activities. As with any service, the production of printed matter costs money, which must be budgeted

The larger the company, the more difficult it is to keep track of all the supplies. Even specialized programs are unable to help detect the shortage of consumables in time. Materials can be written off in different ways and for different needs

To write off a low price, you need to draw up a regulatory act and indicate the reason for the write-off. You can perform this procedure in several ways. So in the accounting program, it is enough to select the item "Write off the IBE"

Every person, at least once in his life, had to sell something: a product or a service. Price, according to marketing definition, is a monetary expression of the value of a product. However, in order for the sale to take place, it is necessary to justify the price to the buyer and convince him to purchase the product

In the last 10 years, a number of major changes have taken place in the field of lending. The credit market has become more transparent and streamlined. And it is getting harder and harder to attract clients with affordable terms for consumer loans

Attracting funds from the population into deposits is the main task of the bank. After all, the more customers are attracted, the higher the amount of working capital and the more opportunities for issuing loans, and therefore making a profit

The display of special respect and reverent attitude, of course, is liked by every person, it is especially pleasant if the bank in which you are going to take out a loan shows such an attitude towards you. If abroad only businessmen and owners of large corporations can obtain the status of a VIP client, then in Russia such an opportunity is also available to ordinary citizens with an income of 60,000 rubles per month

To complete the full range of tasks facing accountants in various companies, as well as to give the reporting a complete look, it is necessary to fill out a profit and loss statement. This report should contain all the results of the financial activities of the organization

The organization's profit and loss statement must contain data on financial results, income, expenses and losses. It is used to analyze the financial performance of past reporting periods. The important components of the report are: cost of goods sold, gross profit, sales income and expenses

At the end of the reporting year, the accountant of each company fills out a profit and loss statement. This document is filled in according to form No. 2, approved by law. It is necessary computer, internet, A4 paper, printer, balance sheet accounts data, calculator Instructions Step 1 Enter your taxpayer identification number and tax registration code for your business on the report form

The financial section of a business plan is the most important part for investors. He must disclose the financial essence of the project in three main forms: the income statement, the statement of cash flows and the balance sheet. In this case, the indicators of these forms are calculated for at least three or five years with a quarterly or monthly breakdown

The calculation of the company's budget is the main process in planning future activities and forecasting the income and expenses of the company. It will determine the organization's need for the resources that are needed to make a profit, and quantifies the prospects for the firm's existence

You can return money not only for faulty goods under warranty, but also for goods of proper quality. The list of goods to be returned and the corresponding conditions are contained in the Consumer Protection Law. It is necessary -receipt

The interests of buyers of goods and services are guarded by federal legislation and, in particular, the main law governing their relationship with sellers - "On Protection of Consumer Rights." According to him, you can return money for any product: