Finance 2024, November
Registration of any cash transactions is carried out according to primary documents, which are approved by the decree of the State Statistics Committee of the Russian Federation No. 88. Write-off is made on the basis of an expenditure cash order KO-2 and a book of records KO-5
A few months ago, after the thunderous news about a possible change in the pension reform, as well as after the news about the average high wage plan across the country, Internet citizens took up arms against the state about a strong belt-tightening
Organizations paying taxes under the general taxation system are required to fill out a profit tax return. Together with the calculated profit, they should accrue advance payments, the amount of which depends on the volume of the company's revenue, as well as the form of ownership
Product costs are funds that an enterprise spends in the production of goods. These include: materials, payments to suppliers and customers, employee salaries, etc. Thus, the price of goods consists of profit and costs (cost) of products. In practice, there are several types of production costs:
All business entities are subject to mandatory financial control by state or public authorities. Financial control is carried out in order to comply with financial and legal relations between entities. Financial control and its objectives Supervision by the regulatory authorities of the financial operations of the enterprise in the course of economic activity is the main purpose of control
By signing a loan agreement with a bank, people hope that they will be able to pay off debts regularly. But financial stability does not only depend on hopes and desires. If the situation has changed dramatically, sources of income have decreased or disappeared altogether, one question remains:
The news of the upcoming increase in the retirement age has stirred up Russians. The government's statistics on the increase in the life expectancy of men and women are very different from the real figures. In addition, it is difficult, and sometimes scary, to imagine sixty-three year olds and sixty-five year old specialists in some professions People are deprived of the opportunity to rest in retirement The deputies have been discussing the issue of raising the
Money is a powerful energy, and it is in motion, according to the elementary law of physics. Money should not be stuck, because it is not savings, but a reasonable allocation of funds that increases capital. There are several rules that will help you not only save, but also increase your funds
According to economists' forecasts, the holders of ruble deposits may be relatively calm so far. Especially if the money is on deposits, interest rates on which continue to slightly outstrip inflation. Instructions Step 1 Select the bank where you would like to deposit money
Many people live pay-to-pay. And only a few can afford to live on a grand scale. There are some simple tips. They will help you live a delicious and nutritious meal until your next paycheck. It is necessary You need money to buy groceries
Basic profitability is a conditional monthly profitability in value terms per unit of a physical indicator characteristic of a certain type of entrepreneurial activity. This value is used to calculate imputed taxable income. The enterprise must independently keep records of physical indicators and determine the basic profitability, therefore, sometimes there are some difficulties
The desire to earn money is one of the movers of human evolution. If earlier the creation of a business was the most profitable way to protect and increase your funds, today there are tools that allow you to make money while on vacation. The era of securities is just beginning
The registrar is a specially authorized person who maintains the register of owners of securities. The depositary directly stores certificates of securities, provides services related to the registration of rights to these securities. The main differences between the registrar and the depositary can be established by studying the Federal Law "
Option (from Lat. Optio) - a contract, but not an obligation to buy or sell an asset (commodity or security) at a certain price and within a certain period of time. This financial instrument is called a derivative (or derivative), because its value depends on the value of another financial instrument (stock, bond, commodity, etc
Due to the caution of banking policy, many are unable to take out a loan for their needs. However, there is another option to get the required amount - to take a loan from individuals. It is necessary - passport; - a computer
Let's say you urgently need money. They are so badly needed that you are ready to go to the bank, take money on credit and pay considerable interest. You have the ability to make your loan payments on time. But there is one "but" - you cannot document your solvency in any way
Anyone who takes a loan from one of the banks runs the risk of getting into a difficult situation if, due to unfavorable circumstances, he cannot repay the debt on time. Today, many citizens have loan arrears, so what should be done in this case?
Most people care about money. At the same time, those who have free funds are worried about their safety. Of course, you can keep money at home, but opening an account would be a more efficient option. Here, too, problems arise, since Choosing a reliable bank can be tricky
A loan is a convenient financial instrument for those who do not want to save up money for a long time to purchase any product or service. In a large city like Yekaterinburg, there are many opportunities for obtaining a loan. Instructions Step 1 Decide what you want to borrow for
Credits are in demand among the population every day. And if so, then the supply is also growing. The choice of a loan product often depends on the terms of the loan and the speed of consideration of the application. It is necessary - passport
Most people now deal with bank loans in one way or another. This can be either a loan for the purchase of household appliances, or a loan of more serious amounts, for example, a mortgage or a loan for business development. At the same time, it is necessary to choose the most suitable offer from the many existing in the banking services market
Recently, there have been regular reports about the revocation of a license from another bank. Over the past six months alone, this has affected more than 35 banks. Obviously, in difficult economic conditions, the trend towards deprivation of licenses and bankruptcy of banks will continue
Federal Law FZ-156 defines a mutual fund (mutual investment fund) as a property complex, which consists of property (money) transferred by investors to the trust management of a management company. The purpose of the mutual fund is to make a profit on the pooled funds of investors and distribute income between them
Every year the company faces the need to accrue dividends to its participants and auctioneers. After all the necessary calculations have been made, the accountant needs to reflect the dividends and taxes on them in the reporting. Accounting depends on who the dividends are issued to and at what rate
Most of the loans issued by banks to legal entities are provided to pay for specific obligations. Therefore, after the transaction for which the loan was received, it is necessary to account for the targeted spending of funds. It is necessary - agreements (contracts)
The ability to manage available funds is one of the most important qualities of a successful person. Even such a small amount as 20 thousand rubles can be disposed of with colossal benefits for your further success. Foreign language teaching Language courses are a universal investment in your own development
Lending is always associated with the need for interest payments for the use of borrowed funds. But there are several ways to reduce future loan payments and reduce overpayments. It is possible to reduce overpayment on loans by issuing a loan at a lower interest rate, or which does not imply the presence of additional commissions
Credit cards are intended primarily for non-cash payments for goods and services. Therefore, the conditions for withdrawing cash, which are established by banks, cannot be called favorable. Conditions for withdrawing cash from a credit card Credit cards are classified as non-targeted lending
Most banks issue ready-made credit and debit cards upon personal contact of the client to the branch where the application for the manufacture of this product was accepted. But there are also those where cards are sent by mail by default or at the request of the client
Non-earmarked loan is a type of consumer loan. It differs from a targeted loan (for example, a mortgage) in that the borrower can spend funds for any purpose. Conditions for non-targeted loans The purpose of taking such a loan can be any - it is an apartment renovation, and vacation, and treatment
Credit cards are gaining more and more popularity among Russians. They have a number of advantages over classic loans. So, after the loan is repaid, the money can be used again within the credit limit. It is necessary Banking programs for credit cards or loan agreement
The concept of the value of a good includes the costs incurred by the enterprise in the production and sale of any good or service. The correct calculation of it is very important for the enterprise, because its further profit and profitability depend on it
A writ of execution is a document that meets certain requirements and has an established form. On the basis of it, a compulsory execution of a decision made by an arbitration court is carried out for a period of up to three years. It is necessary - performance list
Directories are lists of possible values of document attributes. Use some simple tips for editing directory codes so that the work of the enterprise does not stop because of the search for the necessary information in the huge lists of goods
If the company does not cope with the performance of any specific task on its own, and it becomes necessary to involve third-party contractors for the performance of certain works, a civil contract is concluded that regulates the procedure for performing the work and their payment
When applying for a loan, the borrower is always interested in the size of the monthly payment and the interest rate, and he often forgets to ask about the methods of repayment of the loan. Therefore, when it comes time to repay debts, he begins to rush in search of a place where he can pay off the loan
Qiwi payment terminals allow not only replenishing cell phone accounts, but also paying for the services of e-commerce systems, social networks, banks, etc. If one of these machines is located near your home, you may not need to go to the bank every month to pay off the loan
Before choosing a loan, decide whether there really is a need to borrow money. A rational approach is when the amount taken, being invested in a certain direction, will be able to generate additional income. The monthly installment will be paid from it
The need for money can be satisfied by taking out a loan. But now the number of loans and banks issuing these loans is enormous! Let's figure out how you can choose the most profitable consumer loan. Instructions Step 1 Let's designate how much money we need
Having worked as a freelancer for several years, many are faced with a situation where they cannot get a loan or other type of benefits, since their income is not official. To solve this problem, you need to legalize your profits. According to the current legislation, this is done by registering a legal entity