Finance
Last modified: 2025-01-24 12:01
A loan without visiting a bank is a service that saves not only time, but money. Today, many Russian banks are trying to improve their customer service and the quality of services provided, while making this service more enjoyable, convenient and effective for their potential customers
Last modified: 2025-01-24 12:01
Quite often, after the approval of the annual financial statements, the company identifies income or expenses related to the past period, in which case they must be recognized and reflected as profit or loss of past years. It is impossible to make any changes to the approved annual accounts
Last modified: 2025-01-24 12:01
According to the Labor Code, work on holidays is paid double. For different workers (those who work for piecework, hourly pay, or for a fixed monthly salary), payments for work on holidays are calculated differently. Instructions Step 1 The easiest way to calculate payments for work on holidays is for those who work for a time wage
Last modified: 2025-01-24 12:01
Sometimes it happens that after the approval of the annual financial statements, the accountant notices a mistake that has led to the formation of losses related to the previous year. They are recognized as expenses of previous years and are reflected in the accounting records depending on the period of their discovery
Last modified: 2025-01-24 12:01
Determining the need for the company's own funds is a matter of increasing the efficiency of the company as a whole. Working capital includes both inventories (raw materials, materials and finished products) and cash (VAT, accounts receivable, investments, funds in bank accounts)
Last modified: 2025-01-24 12:01
In accordance with labor legislation, wages must be paid at least twice a month by transferring to a savings account, credit card, or in cash at the company's cash desk. To issue the earned funds, you must fill out statements No. T-49, 51 or 53
Last modified: 2025-01-24 12:01
While working on the Work & Travel program in the United States, a paycheck is paid weekly or every two weeks, from which a certain amount of taxes is deducted, calculated from 10 to 20%, depending on the amount of earnings. By reporting to the US Internal Revenue Service, you can and have the right to get a portion of your taxes paid back
Last modified: 2025-01-24 12:01
A bad purchase is another reason for frustration. They didn’t guess the size, the color didn’t fit, the child flatly refused to wear a new jumpsuit, bought a nice blouse at the sale, and at home found that several buttons were missing … Don't panic
Last modified: 2025-01-24 12:01
In case of non-fulfillment or partial non-fulfillment of its obligations, the company has accounts payable. Depending on the nature of the debt, these values are recorded on different accounts in accounting and are reflected in the total amount in line 620 "
Last modified: 2025-01-24 12:01
With the growing popularity of banking services, the majority of people of working age now have bank accounts. This could be a salary account opened by a business, an savings account, or even an account specifically used for online purchases
Last modified: 2025-01-24 12:01
Citizens who pay taxes on the territory of Russia have the right to issue a refund of part of the money after purchasing or building their own housing. The basis for a tax refund is a package of documents submitted to the territorial tax office, a statement (Federal Law No
Last modified: 2025-01-24 12:01
Many people prefer to live on credit today. Banks and financial organizations offer citizens a variety of loan products, and shops are ready to provide installments for almost all goods. However, not everyone knows the difference between a loan and an installment plan
Last modified: 2025-01-24 12:01
For a long time, there has been a competition among mobile operators, the main prize in which is an increase in the number of customers. Not a month goes by without a new tariff or service. For the convenience of users, mobile operators allow you to transfer funds from account to account using SMS
Last modified: 2025-01-24 12:01
In the case of a car sale, you must pay from the proceeds of the transaction, but not in all cases. It depends on how long you have owned the car and the amount of the transaction. Confirmation that the car is sold cheaper than it was bought can also play a role
Last modified: 2025-01-24 12:01
Evaluation of the value of shares is carried out, first of all, for the implementation of purchase and sale transactions, registration of a pledge for obtaining a loan, when securities are deposited in the authorized capital of an enterprise, as well as in some other cases
Last modified: 2025-01-24 12:01
Financial investments are investments in securities of various issuers. This is a form of disposal of the temporarily free capital of an enterprise, which has its own classification and other unique features. Key features of financial investments Acting as an active form of effective distribution of the organization's free capital, financial investments have the following features:
Last modified: 2025-01-24 12:01
Upon reaching a certain age, citizens are required to personally apply to the branch of the Pension Fund of the Russian Federation for the appointment of a pension. Before that, it is necessary to collect a certain package of documents that will allow you to determine the amount of future pension payments
Last modified: 2025-01-24 12:01
In 2002, a pension reform was carried out, which primarily affected future pensioners. For them, the pension will be formed from two main parts: insurance - the minimum provided by the state, depending on the length of service, and funded. The second part of the pension will be formed from the person's own pension contributions
Last modified: 2025-01-24 12:01
Electronic payments for purchases on foreign sites are made anonymously through PayPal. You will need to replenish your wallet in advance in the service. For users of Russia and the CIS countries, it is enough to have an account in the Qiwi system, which allows you to link a virtual card for depositing and withdrawing money
Last modified: 2025-01-24 12:01
Currency trading is the most popular form of investment in the world. To predict the price behavior of any currency, Forex technical analysis is used by studying currency rate charts. Unlike stocks, which are priced based on many factors, including corporate income statements, balance sheets, debt metrics, and other underlying criteria, currency trading is largely based on simple price action
Last modified: 2025-01-24 12:01
Trading discipline in Forex means following the rules of a given trading system exactly and unquestioningly. More than 95% of foreign exchange traders lose not because they do not have a good strategy, but because they have not learned self-control and discipline
Last modified: 2025-01-24 12:01
Competent work in the Forex market can bring in a very substantial income. At the same time, for a beginner, the chances of losing money invested in trading are very high. In order to learn how to earn and not lose a lot of money during the training period, you must follow certain rules
Last modified: 2025-01-24 12:01
The well-known international foreign exchange market Forex has existed for over 45 years and is currently one of the most interesting and unusual ways to earn additional income. Round-the-clock work (Monday to Friday), online distance trading, minimum deposit for opening an account are the main advantages of this financial market
Last modified: 2025-01-24 12:01
It is impossible to learn how to trade in the foreign exchange or stock market in a few days and become a professional trader. Like any profession, trading requires knowledge and experience. It is not so easy to learn the profession of a trader, this is due to the presence on the Internet of a huge amount of unnecessary, and sometimes frankly false information
Last modified: 2025-01-24 12:01
Due to the theoretical possibility of easy money making, the international Forex market attracts millions of traders from all over the world. However, in practice, very few manage to make money. How to trade on the Forex market so as not to be at a loss?
Last modified: 2025-01-24 12:01
In a period of economic instability, you need to think about how to secure your savings and avoid financial problems. In what currency to take out a loan? Recently, some banks refused to give loans in foreign currency - only in rubles
Last modified: 2025-01-24 12:01
Many are worried about the safety of accumulated funds, whether it is significant savings or small amounts intended for everyday expenses. Anxiety also arises in cases when it is necessary to purchase currency or transfer money from one currency to another
Last modified: 2025-01-24 12:01
LLC (Limited Liability Company) is one of the most common forms of ownership. Its popularity is based on such an advantage as the choice of the taxation system. The amount of taxes paid depends on her choice. Currently, there are 4 tax systems in use in Russia:
Last modified: 2025-01-24 12:01
Almost all of us have to deal with paying taxes during our lives. Often the taxpayer is faced with the question of how to correctly calculate the amount of tax to be paid. Despite the complexity of tax legislation, let's try to understand this issue
Last modified: 2025-01-24 12:01
Personal income tax (PIT) is a direct tax levied on the income of individuals. Chapter 23 of the Tax Code of the Russian Federation (Tax Code of the Russian Federation) sets out in detail the procedure for calculating and further paying personal income tax
Last modified: 2025-01-24 12:01
When choosing a deposit, the owner of funds is often guided by the size of the interest rate. However, it should be borne in mind that the total profit on the deposit may be slightly lower if you have to pay tax on it. It is necessary - calculator - Ordinance of the Central Bank of the Russian Federation of September 13, 2012 N 2873-U "
Last modified: 2025-01-24 12:01
When transferring money to another country, the main parameters that are worth paying attention to are the cost of services and delivery times. To make a transfer to France from Russia, there are a number of ways that are most beneficial. Instructions Step 1 The easiest way is to send money using a bank transfer
Last modified: 2025-01-24 12:01
The Kukuruza card allows you to pay for goods and services and receive bonus points for this, which you can use to pay for purchases. It can be issued as debit and credit. It is necessary - passport of a citizen of the Russian Federation
Last modified: 2025-01-24 12:01
Tax accounting is a system for collecting and summarizing information from primary documents, which is used by a taxpayer to determine the tax base. The tax accounting system is determined by the organization independently and is fixed in the accounting policy
Last modified: 2025-01-24 12:01
A credit card is not only a means of obtaining a loan, but also an opportunity to make a profit in the form of bonuses, miles or rubles. It is very unusual to use a credit card to earn money, and many do not even know about such an opportunity
Last modified: 2025-01-24 12:01
Bank cards are actively used by the population to pay for goods and services, salaries are charged on the cards, and therefore it often becomes necessary to check the balance of a bank card. It is necessary Bank card, pin code, code word, passport data may be required
Last modified: 2025-01-24 12:01
Often, after taking out a loan, the question of refinancing it in the same bank arises. Changing conditions, reducing the amount of payments - all this greatly worries borrowers. Does the financial institution provide such services and are they so beneficial?
Last modified: 2025-01-24 12:01
If, during the divorce, the former spouses managed to agree on the procedure for calculating alimony, this is an ideal situation. But this is not always the case. One of the controversial issues is the accrual of alimony for a child if a loan is taken from the alimony father
Last modified: 2025-01-24 12:01
Few bank customers know that they have the right to refuse loan insurance after receiving a loan. Loan insurance is a voluntary service, but banking institutions often impose it and add it for their own benefit when concluding a client agreement
Last modified: 2025-01-24 12:01
Borrowed money from a private person should be taken with the obligatory execution of a loan agreement or an ordinary receipt. It should be noted that when applying for a loan by drawing up a receipt, relations with the lender will be regulated by the provisions of civil law