Making an expensive purchase or paying for services, you can face the problem of a lack of funds. In this case, the solution may be to apply for a loan. In Kazakhstan, you can find a wide variety of loan programs that take into account the different needs of consumers.
Instructions
Step 1
Use the services of the site https://finance.nur.kz/, which presents various financial information of Kazakhstan, including the country's credit programs. Also on this service it is possible to send an online application for a loan to several banks at once.
Step 2
Go to the "Loans" section and select a loan method. In Kazakhstan, you can apply for: a car loan, a mortgage, a consumer or educational loan or a loan for business development, as well as a loan for pledging property. A search query form will appear, in which you must enter the initial data: loan currency, loan amount and term. You can view information both for all banks in Kazakhstan and for individual credit institutions.
Step 3
Analyze the terms of lending and choose the best option that suits your requirements and capabilities. Separately, it is recommended to pay attention to banks in which you already have opened accounts or have a salary card issued. In them, you can get a loan at a lower interest rate and for a larger amount. Also on the site there is an opportunity to compare lending conditions. To do this, select the corresponding credits by ticking and click the "Compare" button at the top of the list.
Step 4
Select the bank of Kazakhstan and the name of the loan program. Click the "Get a loan" button and fill out the online application. Click the "Submit" button. You can also fill out an application by phone, which is indicated next to the loan conditions. During the day, a bank specialist will contact you and inform you of the decision on granting you a loan. Also, you will be informed of detailed instructions for the further registration of a loan: the necessary documents, the address of the branch and the terms.
Step 5
Visit a bank branch with a package of documents and contact a loan officer. Based on the data provided, the final decision on your lending will be made. This usually takes one to seven business days. Sign the loan agreement and receive one copy in your hands along with the amount of money.
