Making a favorable impression on the loan manager can be extremely important for those who want to hear an affirmative answer to their request to the bank for a loan. Actually, it is the credit manager who weighs all the risks, takes into account the pros and cons. It is on him that the decision depends - in most cases. Although, on issues of lending to large law firms, whole commissions are collected. But individual entrepreneurs deal with a credit manager - in the same way as individuals.
First you need to pay attention to appearance. You should not show with all your appearance that you need. However, clinging to a gold chain, a variety of different jewelry is also not worth it. It will be strange that a person with funds takes a loan, for example, for a small amount. And if it contrasts with clothing or behavior, it can give the impression that you borrowed all of this from acquaintances to impress.
Don't be too nervous. Credit managers do not work in the "last resort" mode. They do not like to give loans to those who are in a desperate situation, because this can mean that the person, frankly, does not know how to handle money. Therefore, if your nervousness cannot be relieved, take a sedative before talking. And chew with chewing gum so that the smell is not felt too much. Coming to a meeting with a manager smelling of valerian is not a good idea.
Ask the manager about the methods of return, about the percentage, about what options are there. A serious approach to business disposes to oneself. But there is no need to clarify well-known information, the most general information about the program can be found in the booklet. Remember that a loan manager is also a person who can get tired. And feel a personal dislike for those who ask the same questions.
