You can buy almost everything on credit: from housing to household appliances. The modern financial market is filled with offers for the sale of cars and apartments, furniture and equipment on credit. You can even go on vacation, and pay for it only later, returning to work with renewed vigor.
Instructions
Step 1
The rules for obtaining a loan in Belarus imply the conclusion of a loan agreement with one of the banks accredited in the country. In order to conclude such an agreement, first of all, decide on the lending bank to which you plan to apply for a loan, and the amount that you will take. In order not to be mistaken in the choice and calculations, use the services of the bank's office consultants or get detailed information on the official web pages.
Step 2
An important point that should not be forgotten when applying for a loan in Belarus is the statutory ban on the issuance of funds in foreign currency. This prohibition will not allow taking a loan from banks that do not carry out lending operations in the national currency of the country, even if their terms are most favorable.
Step 3
The next step towards obtaining a loan in Belarus will be to confirm your solvency and reliability as a client. Here, the level and regularity of income (confirmed by a certificate in the form of a bank) and the presence of a positive credit history (if you have previously used lending services in Belarus) play a key role.
Step 4
If the income level is insufficient or the loan amount is large, you can resort to the help of guarantors or get money secured by property. Even with a low level of income, the presence of a collateral or guarantor will allow you to get a positive decision on the loan, in addition, the conditions in this case are usually more favorable than those of unsecured loan offers.
Step 5
A detailed analysis of loan offers, attentiveness and accuracy in calculating your needs for a loan and the ability to repay it, as well as some preliminary preparation for arguing your credit reliability will allow you to get a loan in Belarus as soon as possible.
