Hundreds of images of what you need to buy appear in your head if your wallet is empty. But as soon as the money appears, doubts arise - what to buy, what to spend the money on? A bright head and cold calculation will help you make the right decision.
It is not that difficult to spend the available money. You can spend money on entertainment and friends, buy some insanely expensive but absolutely useless thing, in the end, you can “eat through” all your savings, allowing yourself expensive delicacies.
It is much more difficult to manage your money so that later it will not be excruciatingly painful for meaningless spending. Successful and wealthy people always know what to do with their money, so financial success goes alongside them in life.
Psychological method: what to spend money on?
The psychological decision-making technique is very simple. Only one thing is important: a person working according to the method must be extremely frank with himself. So, the amount of money has been determined, and you need to decide where to spend it. For this, a list of purchases or expenses that a person would like to make is formed. Naturally, the value of each purchase should not exceed the total amount of money on hand. It is desirable to include about 50-100 items in the list.
After the list is drawn up, a person should ask himself one question: "Where would I spend my money if I knew - this is the last day of my life?" At this moment, the psyche turns on and rejects all frivolous options, imposed or meaningless. There are several positions left, from which it is already easier to choose.
Spending money profitably
When it comes to spending money profitably, it is important to consider several aspects of life that often require timely investments. These include:
Health. He must be monitored, otherwise old age will come earlier than expected. To keep fit, you will have to spend money: on vitamins and fitness, on healthy food and quality medical care, if required.
Relaxation. Both the body and the psyche must rest. It is easier to systematically go on vacation than to spend huge sums on drugs for nervous and physical exhaustion.
Travels. Sooner or later, old age will come. It will be very bitter to realize that in all my life I have not been able to see the world. At least once every 1-2 years, you need to allocate funds for travel.
Talents. Your skills should not be buried in the ground, they need to be developed. This will probably require a certain amount of money.
Everyday items. High-quality clothing and footwear, household appliances, personal items - all this is important to buy and update on time.
Home comfort. Home is a resting place, and let it be a pleasant place. The most important thing is warmth, light, cleanliness, aesthetics in the house.
