Svyaznoy Bank has been operating in the Russian market since 2010. It arose through the merger of Promtorgbank and the Svyaznoy group of companies. Today the bank offers personal cash loans, as well as several types of cards with an affordable credit limit.
It is necessary
- - application form for a credit card;
- - passport;
- - 2-NDFL certificate;
- - a certificate from the employer;
- - a copy of the work book;
- - international passport;
- - VHI;
- - car registration certificate;
- - a certificate confirming the ownership of real estate.
Instructions
Step 1
Within the framework of a personal loan (individual offer) from "Svyaznoy Bank" you can get up to 500 thousand rubles. for up to 3 years. The interest rate on this loan product ranges from 36% to 68%. This loan does not require collateral and guarantors. The borrower will only need a passport with a mark of permanent registration in the territory of the Russian Federation. You also need a landline and mobile phone.
Step 2
Svyaznoy Bank offers a choice of six types of credit cards - the World MasterCard, as well as universal cards "Choice 1000" (2000, 3000, 4000 or 5000). These cards combine the advantages and capabilities of debit, credit and bonus cards. With the World MasterCard, you can count on a credit limit of up to 750 thousand rubles. with a grace period of up to 62 days. The credit limit for Vybor cards is set at up to 350 thousand rubles. with a grace period of up to 50 days. They provide for a minimum monthly payment of 1000 rubles. for the card "Choice 1000", 2000 p. - on cards "Choice 2000", etc.
Step 3
The documents that are required to obtain a World MasterCard credit card can be divided into two groups - mandatory and optional. The obligatory ones include a passport of a citizen of the Russian Federation (aged 21 and over), a certificate in the form 2-NDFL, as well as a certificate from the employer in the form of a bank. It should be noted that "Svyaznoy Bank" does not require registration in the region of presence of bank branches or obtaining a card. To expand the credit limit by more than 100 thousand rubles. in addition, you will need a copy of the work book, which will confirm the work experience in the last place from 6 months.
Step 4
The interest rate on World MasterCard credit cards is determined on an individual basis. It is 24% to 29%. To receive a card with a reduced interest rate, you need to provide additional documents - a passport, VHI, a certificate of vehicle registration or ownership of real estate.
Step 5
A distinctive feature of Vybor credit cards is that there is no need to confirm income. It is drawn up according to two documents - a passport and an application for a card. The interest rate is set on an individual basis and ranges from 17.9 to 44.5%.
