Types of deposits for all categories of the population in one of the most successful banks - Rosselkhozbank. Benefits from any of the contributions. High interest rates and premium insurance.
It is necessary
- Rosselkhozbank is not inferior in relevance to other well-known banks in Russia.
- The bank was founded in 2000. As then, the state treasury provides the bank with fixed assets. The services of the Rosselkhozbank were provided to an agrarian and agricultural entrepreneur. Now the bank has the status of a large commercial bank.
- Rosselkhozbank clients are served in 2,500 branches throughout Russia and abroad. This is the 2nd place after Sberbank.
- According to the Forbes magazine rating, the bank has a high degree of trust and reliability.
- In 2014, Rosselkhozbank has 9 deposits, which are made in rubles and in foreign currency.
Instructions
Step 1
The working population chooses the "Classic" deposit. The percentage of income from this deposit will be 6, 05-10, 2%.
You should be aware of the following favorable condition for this type of deposit: the deposit made to the Russian Agricultural Bank via the Internet increases - in addition to interest, another quarter of a percent is added to the amount.
To take advantage of the "Classic" deposit, you need to make a minimum contribution of 3 thousand rubles. The term of the agreement with the bank is from 1 month. up to 4 years old.
Demanding your funds back or depositing an additional amount into the account is not included in the terms of this agreement.
Step 2
No less popular is the "Accumulative" tariff plan.
The percentage here will be 7, 05 - 8, 20%. "Accumulative" deposit can be replenished, but without capitalization of funds. The minimum amount for opening this account is 3 thousand rubles. The contract is signed for a period of 3 months. up to 2 years.
Step 3
The Managed deposit can also be replenished. It is possible to withdraw funds from the account every month, and the depositor himself sets the limit on the balance of the amount. The minimum amount for a contribution is 10 thousand rubles, 150 € or $. The percentage of the contribution will be 6, 85-7, 10%.
Step 4
There is a contribution "Golden Pension" for the most vulnerable category of the population - pensioners.
Conditions of this type of deposit: it is opened exclusively in rubles. You can also open a deposit in the name of a minor child.
The minimum contribution amount for the "Golden Pension" is 1 thousand rubles. An account is opened upon reaching the retirement age (55 years for women, 60 years for men). The interest rate ranges from 5, 50 to 7, 00%.
Step 5
The "golden" tariff has the highest interest rates on deposits - from 7, 45 to 10, 05%. But the initial payment will be 1.5 million rubles (you can in foreign currency). You cannot replenish or withdraw funds.
