VTB 24 is a bank that allows people not only to preserve their savings, but also to increase them. There are several contributions for this. Let's dwell on them in more detail.
Instructions
Step 1
"Optimal choice". This is a deposit, the main advantage of which is the increased interest rate and the possibility of replenishment in cash or by non-cash method. The term of the deposit is 18 months, the first three months the interest rate is 10%, the next - 5%. The minimum deposit amount is 100 thousand rubles.
Step 2
"Maximum". The deposit is at 8% per annum, the rate does not change throughout the entire period, which ranges from 3 months to 3 years. The minimum amount is 250 thousand rubles. Additional deposit of funds is not provided.
Step 3
"Freedom of choice". This is a deposit that can be issued in any of three currencies: rubles or US dollars, as well as euros, the interest will be 7%, 1, 85%, 1, 25%, respectively. The minimum amount is directly dependent on the currency: 100 thousand rubles or 3 thousand dollars or euros. Possible growth in interest paid at an annual rate when replenishing. It is possible to select the deposit period with an accuracy of one day from 31 to 1830 days.
Step 4
"Active". The minimum deposit amount is 100 thousand rubles or 3 thousand dollars or euros. Interest accrued on the deposit, the maximum amount of which is 6.5% in rubles, 1, 7 in dollars and 1.05 in euros, there is a possibility of replenishment throughout the entire period of the deposit. A special condition is the ability to reduce the irreducible threshold.
Step 5
The first four options are deposits, the registration of which is available only at the bank's office. Next, let's dwell on those that do not require an office visit.
Step 6
"Profitable - ATM". This deposit is processed through VTB ATMs. The maximum amount is 5 thousand rubles or 200 dollars or euros. Interest at an annual rate is: up to 8, 6% in rubles and 1, 1 in dollars or euros. The term is from 3-13 months. Account replenishment and debit transactions are not allowed. Interest is paid at the end of the term of the deposit and transferred to his account.
Step 7
"Target - Telebank". Registration is carried out through the Telebank system. It is possible to use interest and replenish the deposit for the entire period, which can be from 6 months to 3 years. The Telebank system operates on a 24/7 schedule. The interest rate in percent is 6, 75%, 1, 8% - in dollars and 1.2% in euros. The minimum amount is 10 thousand rubles or $ 500. The method and frequency of payment of interest on the deposit is determined at registration.
Step 8
"Comfortable - Telebank". Registration through the Telebank system, access to which is possible 24 hours a day, 7 days a week. The minimum deposit amount is 50 thousand rubles, 3 thousand dollars or euros. The interest rate is 7% in rubles, 1.8% in dollars and 1.2% in euros. The term of the deposit is from 6 months to 3 years. Additional payments are provided, the ability to choose a method, as well as the frequency of interest payments.
Step 9
The article reflects all the profitable deposits of VTB 24. The choice remains only with the depositor, depending on the term and the amount that he has. The main advantage of the bank is that all deposits are insured.
