Finance 2024, November

There are situations when a certain amount of money is urgently needed. A sudden invitation to a wedding or a friend's birthday, a toothache, an urgent need to go to a doctor, a car broke down, or you just really want to buy something - the reasons may be completely different

The average daily earnings of an employee is calculated by calculating all amounts paid to him for a calendar year. After that, the resulting value should be divided by 12 and by the average monthly number of calendar days. The need to calculate the average daily earnings of an employee arises when sending him on vacation, paying for unused days of such vacation

For every commercial enterprise, not only assets are important, but also liabilities - operations that form bank resources. Stability, size and structure of resources are factors of reliability and affect the amount of profit. Financial institution liabilities and their structure Passive operations accumulate free funds of legal entities and individuals

The desire to increase savings is the main driver of the development of a market economy. Millions of people around the world use a variety of tools to improve their return on capital. Investments Investing in securities is a way to generate income, in which money "

The question of how to calculate the amount of income arises quite often. The need for this in many cases arises when collecting documents for obtaining loans, subsidies, registration of insurance claims and filling out a tax return. In practice, it is quite simple to calculate the amount of income if you take into account all the material benefits received by a person from any source

It is legally established that the net assets of the organization should not be less than the amount of the authorized capital. According to the Federal Law "On Joint Stock Companies", in this case, the authorized capital is equated to the assets of the enterprise by increasing the latter

June 20, 1991 is a "black" date for Soviet depositors of Sberbank. Then all the money was "frozen". Since 1996, the state has decided to pay compensation for the funds lost by people. The debt on deposits of Sberbank is recognized as the country's internal debt, which the Russian government promises to pay by December 25, 2020

Labor legislation regulates the conditions for the emergence and termination of employment contracts, labor protection and rest regime, and also establishes various compensations due to employees upon termination of an employment contract. Instructions Step 1 In most cases of early termination of employment contracts, employees are entitled to dismissal compensation, the most common of which is compensation for unused leave, paid regardless of the reasons for d

A woman who is soon going to become a mother is entitled to maternity leave. Throughout the entire vacation, a woman is supposed to pay maternity benefits. The head of the company in which the woman worked, on the basis of specific documents, issues a decree granting her maternity leave

The balance of working time is a system of indicators that are specified in the planning of the enterprise's work. These indicators can characterize the resources of the working time of workers, their distribution in terms of costs and use. The calculation of the balance is carried out to identify the factors of increasing the productivity of workers in the course of the most rational use of time

The calculation of an employee's salary depends on many parameters. Office workers are generally paid according to their salary. Workers are paid in proportion to the amount of work performed. It is necessary calculator, accounting software Instructions Step 1 To begin with, an accountant for calculating wages needs to identify a fund made up of net income from the sale of goods or services for a month

From January 1, 2011, there are changes in the calculation of sick leave payments for pregnant women. The basis was the corresponding amendments to the law. Now it is possible to calculate the maternity allowance in a more advantageous way for a woman

Alimony is paid by a parent who does not live with the child, and they can also be recovered from both parents if their parental rights are deprived in favor of a child being fostered in children's state institutions. Instructions Step 1 On the payment of alimony, a notarial agreement may be concluded, which indicates their amount and the timing of payments

All women with health insurance are eligible for pregnancy benefits. The pregnancy allowance is 70 calendar days for normal pregnancies and 84 calendar days for multiple pregnancies. The allowance is paid from public funds, but it is counted and issued by the company where you work

Money loves counting. A person who knows how to keep records of his own finances will be able to achieve the desired material benefits much faster than the owner of a higher salary, but who does not know the price of money. Even if you're not good at budgeting yet, you can learn it

In a situation of choice and access to many opportunities, people sometimes lose their sense of control over money. I would like to buy at least something from the proposed, so there is no money left when they are badly needed. The ability to count money protects against temptation and leads to prosperity - with reasonable spending and savings

What does it take to one day be at the top and stay there as long as possible? Purposefulness and perseverance are the traits that help people achieve success and take leading positions day after day. Is it strong enough to be strong enough to play and always win?

If you have written a book and want to be appreciated for your work, you should consider publishing. The easiest way to reach the reader is self-publishing with the author's money. You can also involve a sponsor for the publication, if you have one

2013 was the last year when Russian citizens could, at their discretion, choose an NPF in order to invest there the funded part of their pensions. Agents walked around the apartments almost every week, vying with each other to praise the NPFs for which they work, and inciting residents to conclude an agreement with their foundation

In our country, many citizens study at the correspondence department and work in parallel. For the amount spent on studies, you can get a refund of 13%. To do this, you must fill out a social deduction declaration, attach a certificate of income, payment documents, accreditation, license and agreement with the institute

In accordance with the Family Code of the Russian Federation, parents are obliged to support their minor children until they come of age, since minor citizens are disabled. The amount of pay can be determined on a voluntary basis by writing an agreement certified by a notary

Regardless of how carefully you calculated your costs before a long trip, you can always become a victim of force majeure. In this case, a money transfer will help you out. The main factors influencing the choice of a money transfer method are the speed of delivery to the addressee, the availability of service points, and the cost of the commission

About 10 years ago, the competition began to increase in the faculties of state and municipal administration, where they train specialists to work in the relevant structures. School graduates, in accordance with the realities of the time, choose a future specialty that best meets such requirements as stability and high earnings

Pension benefits for seniority are issued to certain categories of citizens whose work leads to the loss of professional fitness or ability to work before entering the retirement age. Currently, according to the current pension legislation, servicemen, federal government employees, flight test personnel and cosmonauts have the right to apply for a seniority pension

Starting from January 1, 2011, enterprises pay pension insurance contributions at new rates, which are determined by amendments to Federal Law No. 212-FZ of July 24, 2009 and Federal Law No. 272-FZ adopted on October 16, 2010. Thus, the indexation of the base for calculating insurance contributions to the Pension Fund was carried out, and the maximum annual income of an individual was increased to 463 thousand rubles

The crisis in relations between Russia and a number of Western countries led by the United States, which began because of the events around Ukraine, led to serious consequences. Along with diplomatic demarches and harsh mutual accusations, economic sanctions began from both sides

The ruble is the national currency of the Russian Federation, which, like other monetary units, is subject to exchange rate fluctuations. At the same time, over the past 10 years, the value of the national currency has changed quite significantly

After the protracted crisis of 2014, the Russian economy has undergone great changes - this is observed not only in terms of GDP, but also in the standard of living of the people. Presidential elections await us soon. What awaits the Russian economy in 2018?

Recently, Forbes Russia published the names of the richest businessmen in Russia, in which there are very interesting personalities. Vladimir Lisin Vladimir Lisin was born on May 7, 1956 in the city of Ivanovo. Lisin began his activity in 1975 as an electrical fitter in the Yuzhkuzbassugol association

An overdraft is provided by a bank in the form of funds to a current account opened with this bank for payment of settlement documents by an organization, a private entrepreneur. Those. the bank, as it were, temporarily increases your current account balance in the form of a short-term loan

In the context of a large-scale pension reform being implemented, the issue of choosing an NPF has acquired particular urgency. After all, the size of the future pension largely depends on this. Non-state Pension Fund (NPF) is a non-profit organization that manages funds without access to citizens' accounts

Skype is one of the popular programs for making video and voice calls over the Internet. Many users are interested in the question of how to deposit money on Skype. After replenishing the account, you can make not only calls over the network, but also call landline and mobile phones

The accumulated savings not only warm the soul, but also cause anxiety about the need to preserve and increase them. Unfortunately, there is no perfect way that would allow you to simultaneously save money, earn additional income with their help, and also easily get them back at your disposal

Regardless of the amount of savings, they need to be stored in such a way as to protect against inflation - the natural depreciation of the national currency. Inflation is common in all economies of the world, and the ruble is no exception. Golden mean There is a simple rule - savings must be diversified in order to minimize the risk of an unstable economy

Over the past 3 months, gasoline prices have increased dramatically in Russia. Fuel rises in price literally every week. Why is the price for it growing so rapidly? Dynamics of gasoline prices in Russia in 2018 Back in March 2018, a liter of 92 gasoline in central Russia cost an average of 38

The rise in gasoline prices in Russia is one of the main topics of discussion. The head of Rosneft named several reasons for the current situation. Increase in fuel prices from January to November 2018 Gasoline prices continue to rise in Russia

Historically, sellers of FMCGs operated in a specific location (store, fair, market). One of these places came to be called the stock exchange - a place for trading where sellers and buyers met. But, unlike a store or a fair, the exchange did not trade in goods, but concluded contracts for the sale based on samples of the goods or its description

Shares can be purchased through an intermediary - a broker, who will appeal to the investor with money on the stock market at the request of the investor. To do this, the investor must conclude a service contract with the brokerage company. Sooner or later, many investors face the question of a profitable investment of their funds

The cost of oil is of great importance to the Russian economy. High energy prices were a period of economic growth for our country. That is why the sharp decline in oil prices today is of interest not only to economists, but also to ordinary citizens

We all want to live well. For some, the concept of "living well" is a three-storey house in Italy, for others it is just a quiet, calm life in which everyone is fed, dressed and shod. Be that as it may, money is never enough, and the question of how to earn a living so that it is even better than now does not cease to torment the human mind