Finance

Last modified: 2025-01-24 12:01

Let's say you urgently need money. They are so badly needed that you are ready to go to the bank, take money on credit and pay considerable interest. You have the ability to make your loan payments on time. But there is one "but" - you cannot document your solvency in any way

Last modified: 2025-01-24 12:01

Due to the caution of banking policy, many are unable to take out a loan for their needs. However, there is another option to get the required amount - to take a loan from individuals. It is necessary - passport; - a computer

Last modified: 2025-01-24 12:01

Option (from Lat. Optio) - a contract, but not an obligation to buy or sell an asset (commodity or security) at a certain price and within a certain period of time. This financial instrument is called a derivative (or derivative), because its value depends on the value of another financial instrument (stock, bond, commodity, etc

Last modified: 2025-01-24 12:01

The registrar is a specially authorized person who maintains the register of owners of securities. The depositary directly stores certificates of securities, provides services related to the registration of rights to these securities. The main differences between the registrar and the depositary can be established by studying the Federal Law "

Last modified: 2025-01-24 12:01

The desire to earn money is one of the movers of human evolution. If earlier the creation of a business was the most profitable way to protect and increase your funds, today there are tools that allow you to make money while on vacation. The era of securities is just beginning

Last modified: 2025-01-24 12:01

Basic profitability is a conditional monthly profitability in value terms per unit of a physical indicator characteristic of a certain type of entrepreneurial activity. This value is used to calculate imputed taxable income. The enterprise must independently keep records of physical indicators and determine the basic profitability, therefore, sometimes there are some difficulties

Last modified: 2025-01-24 12:01

Many people live pay-to-pay. And only a few can afford to live on a grand scale. There are some simple tips. They will help you live a delicious and nutritious meal until your next paycheck. It is necessary You need money to buy groceries

Last modified: 2025-01-24 12:01

According to economists' forecasts, the holders of ruble deposits may be relatively calm so far. Especially if the money is on deposits, interest rates on which continue to slightly outstrip inflation. Instructions Step 1 Select the bank where you would like to deposit money

Last modified: 2025-01-24 12:01

Money is a powerful energy, and it is in motion, according to the elementary law of physics. Money should not be stuck, because it is not savings, but a reasonable allocation of funds that increases capital. There are several rules that will help you not only save, but also increase your funds

Last modified: 2025-01-24 12:01

The news of the upcoming increase in the retirement age has stirred up Russians. The government's statistics on the increase in the life expectancy of men and women are very different from the real figures. In addition, it is difficult, and sometimes scary, to imagine sixty-three year olds and sixty-five year old specialists in some professions People are deprived of the opportunity to rest in retirement The deputies have been discussing the issue of raising the

Last modified: 2025-01-24 12:01

By signing a loan agreement with a bank, people hope that they will be able to pay off debts regularly. But financial stability does not only depend on hopes and desires. If the situation has changed dramatically, sources of income have decreased or disappeared altogether, one question remains:

Last modified: 2025-01-24 12:01

All business entities are subject to mandatory financial control by state or public authorities. Financial control is carried out in order to comply with financial and legal relations between entities. Financial control and its objectives Supervision by the regulatory authorities of the financial operations of the enterprise in the course of economic activity is the main purpose of control

Last modified: 2025-01-24 12:01

Product costs are funds that an enterprise spends in the production of goods. These include: materials, payments to suppliers and customers, employee salaries, etc. Thus, the price of goods consists of profit and costs (cost) of products. In practice, there are several types of production costs:

Last modified: 2025-01-24 12:01

Organizations paying taxes under the general taxation system are required to fill out a profit tax return. Together with the calculated profit, they should accrue advance payments, the amount of which depends on the volume of the company's revenue, as well as the form of ownership

Last modified: 2025-01-24 12:01

A few months ago, after the thunderous news about a possible change in the pension reform, as well as after the news about the average high wage plan across the country, Internet citizens took up arms against the state about a strong belt-tightening

Last modified: 2025-01-24 12:01

Registration of any cash transactions is carried out according to primary documents, which are approved by the decree of the State Statistics Committee of the Russian Federation No. 88. Write-off is made on the basis of an expenditure cash order KO-2 and a book of records KO-5

Last modified: 2025-01-24 12:01

A credit card is another way banks give you a loan. And if the decision to receive a credit card has been made, then you should not rush, but study the entire credit card market. So how do you choose a card that will benefit you without losing your money

Last modified: 2025-01-24 12:01

Non-cash payments are payments that are made by transferring funds through bank accounts without using cash. There are several ways to transfer money by bank transfer in favor of individual entrepreneurs. Types and advantages of cashless payments All cash settlements of the company with customers can be carried out either in cash or in the form of a non-cash payment

Last modified: 2025-01-24 12:01

Many people have been living with low income for years due to various circumstances, some are reduced wages for a while. But in any case, this is a difficult and unpleasant situation. To emerge victorious from it requires a plan of action. Instructions Step 1 The first step in getting out of your personal financial crisis is to optimize your income

Last modified: 2025-01-24 12:01

Often, in companies, employees want to receive monetary compensation for all or part of the rest due instead of vacation. For this, a statement is written to the employer. The latter has no right to refuse a specialist, exceptions are cases prescribed in article 126 of the Labor Code of the Russian Federation, which indicates the categories of workers who are granted leave in a certain order

Last modified: 2025-01-24 12:01

When arranging loans in banks, borrowers have to pay also at rather big interest rates. As a result, they give away a much larger amount than they took. But this can be avoided by borrowing money without interest. In principle, in the matter of borrowing money without interest, it all depends on the purposes for which you plan to spend it

Last modified: 2025-01-24 12:01

Today, people often have financial needs that require immediate attention. In such cases, banks come to the rescue, ready to provide the consumer with a cash loan to solve current financial difficulties. A huge plus in our time is that you can fill out an application and find out the solution to it via the Internet, sitting at home or in another convenient place and without wasting precious time and effort visiting bank branches

Last modified: 2025-01-24 12:01

If you decide to take a loan from a bank, then be prepared for the fact that there may be some difficulties in obtaining it. Indeed, the decision to issue a loan can be influenced by several insignificant, at first glance for the borrower, but very important factors for the bank

Last modified: 2025-01-24 12:01

Is it possible to take out a loan without risking the wallet? With a careful and competent approach to this matter - of course, yes. To do this, you must carefully study the conditions offered by various banks and not be afraid of unnecessary questions

Last modified: 2025-01-24 12:01

If your refrigerator suddenly breaks down or there is an urgent need to purchase a car, and your own finances are not enough for this, you can resort to the help of a bank. There you can borrow the missing amount to make an important purchase

Last modified: 2025-01-24 12:01

In life, a situation may arise when, due to various circumstances, it will not be possible to return the borrowed money within the promised time. In this case, you need to either re-borrow the required amount, or take it out on credit. It is necessary - passport

Last modified: 2025-01-24 12:01

We are always amazed, why is life so expensive? But at the same time, there are very few people in our time who know how to save. Maybe you should listen to some advice and in this way, resorting to household tricks, you will be able to save the family budget

Last modified: 2025-01-24 12:01

The devaluation of the ruble is the official depreciation of its exchange rate against the currencies of other countries that are international accounting units. Until the 70s of the twentieth century, the term "devaluation" meant a decrease in the real gold content of the monetary unit

Last modified: 2025-01-24 12:01

In the fall of 2014, unexpectedly for the Russians, the ruble began to fall against the US dollar and the euro. What caused this fall? This question is asked by millions of people in Russia. The simplest answer to this question is the sanctions announced to the Russian Federation by Western countries

Last modified: 2025-01-24 12:01

In recent years, electronic payment systems have become a fairly convenient service for making various payments on the Internet. One of such systems is Yandex. Money". It doesn't take much time or effort to set up an account there. Instructions Step 1 Go to the main page of the Yandex search engine

Last modified: 2025-01-24 12:01

To become rich, it is not enough to “work somewhere” and “do something”. You need to constantly strive for new goals and follow a few simple rules. Instructions Step 1 Try to do more. Don't waste time thinking. You can determine the initial vector of movement, but then you need to move like a ram

Last modified: 2025-01-24 12:01

The management of any enterprise is primarily associated with the planning of the production of products or the provision of services. But for many companies operating, for example, in the field of construction, tourism, trade, the targets are associated with the seasonal factor

Last modified: 2025-01-24 12:01

You are selling a car. We found a buyer who was satisfied with the technical condition of your four-wheeled friend and the price you want for him. Here it is - the long-awaited day of the deal, the car is already in transit numbers and you are in anticipation of receiving money

Last modified: 2025-01-24 12:01

More and more citizens of Russia and abroad are interested in what will happen to the dollar in the near future in relation to the ruble. Will its rate rise so much that a serious crisis will begin in the country, and residents will experience tangible financial problems?

Last modified: 2025-01-24 12:01

There are several ways to invest in stocks. Analyze all the opportunities provided on the market and choose the most suitable option. It is necessary Passport, cash, computer with Internet access, telephone, bank account. Instructions Step 1 Choose the most attractive company for investments, which allows you to buy your own block of shares, fill out the questionnaire and conclude an agreement on the purchase and sale of shares with it

Last modified: 2025-01-24 12:01

Despite the fact that securities have long been used as a means of generating additional income and attracting investments, many people still know little about how to make money from them. It is not enough to know the basics of speculation; you need to clearly define for yourself what to do with stocks in order to get the maximum effect from them

Last modified: 2025-01-24 12:01

In connection with the recent increased distrust in the banking system, more and more people are looking for other ways to preserve and increase their capital. The Russian stock market is an excellent opportunity for reliable and long-term investment

Last modified: 2025-01-24 12:01

Companies issue common stock to finance their activities, but investors do not know in advance how much income they will receive from such investments. In the long run, the profitability depends on the profits of the enterprise. Instructions Step 1 Find out the cost at which the investor purchased the share

Last modified: 2025-01-24 12:01

Grant subsidies for the purchase of housing can be provided to citizens who are recognized in the manner prescribed by law in need of better housing conditions or who do not have housing. The size of the cost of one square meter of housing, which is paid under the subsidy, is recalculated taking into account changes in prices in the real estate market

Last modified: 2025-01-24 12:01

Iron money by itself brings troubles - it weighs a lot, costs almost nothing, is always lost throughout the apartment. Copecks are a problem with their property to accumulate in incredible quantities. What then to do with the contents of the piggy banks?