In most cases, a person applies for a pension after reaching a legal age or length of service. However, in some situations, it may be necessary for a retiree to refuse payments due to him.
Instructions
Step 1
When you reach the legal retirement age, do not apply to the Pension Fund to assign you a pension. In this case, you will be able to join the pension co-financing program on especially favorable terms. This is convenient for working people who can give up their pension for several years in order to receive it later in an increased amount. To do this, you need to submit an application to the Pension Fund to participate in the co-financing program. You will be given an account number to which you will have to transfer an amount annually. The state will quadruple contributions to 12,000 rubles. You can participate in the program for ten years, and after that you will be able to apply for an increased pension.
Step 2
Give up the pension you are already paying. To do this, go to the branch of the Pension Fund at your place of residence and write an appropriate application. However, it should be noted that this way you will not receive any financial benefit. If you don’t need this money now, it’s easier to leave it in your retirement account and then use it as you see fit.
Step 3
Choose an alternative option to receive the funded part of your pension. With its help, you do not give up payments completely, but redistribute them - all savings are paid to you for the first ten years of your retirement. This scheme is allowed for citizens born before 1966, since their funded part of the pension is small - contributions to it were made by the employer only for two years, that is, between 2002 and 2004. To do this, a person must apply to the Pension Fund with a passport and a certificate of pension insurance. The easiest way to do this is at the time of registration of the pension, that is, upon reaching the age of 60 for men and 55 for women.
