Money loves counting. A person who knows how to keep records of his own finances will be able to achieve the desired material benefits much faster than the owner of a higher salary, but who does not know the price of money. Even if you're not good at budgeting yet, you can learn it.
Instructions
Step 1
Do not store large amounts of money in your wallet, unless you have planned to make purchases in advance. Always know how much you have with you.
Step 2
Save receipts from shops, cafes, after paying for travel. At the end of the month, collect these documents and analyze. Surely among them you will find many things, the purchase of which was not necessary.
Step 3
Get some envelopes in which you will save money for various needs. Sign them according to their purpose: utility bills, food, travel, clothing, vacation. Having received your salary, put your finances in the envelopes intended for this and try under no circumstances to take funds that are not intended for this on purchases. At the same time, you should also not make unnecessary purchases if you have money left. Didn't fully spend your "clothes" envelope this month - put your money on "vacation".
Step 4
Hand out debts and try never to borrow money, use loans or buy things in installments again. All these things give you the illusion of your own material well-being. In fact, the situation may look radically different.
Step 5
Be sure to set aside some of your money for various contingencies. Sooner or later in the life of every person there is a moment when he needs a large amount of money. You don't have to postpone a lot. If you manage to save a thousand rubles every month, in a few years you will have an impressive amount.
Step 6
Usually, people find it difficult to make money, but they spend it, on the contrary, easily and quickly. Try to psychologically adjust yourself so that parting with money is not so painless for you. But there were funds, on the contrary, without problems. Be light on your feet and always ready for new projects.
