Finance 2024, November
American history remembers the multitude of financial crises and corporate crashes that affected the country's economy. One of such significant events was the collapse of Lehman Brothers, an organization that was previously considered the leader of the American investment business and ranked 4th in the success rating
You can unblock Sberbank Business Online yourself only if you lose your password. In all other cases, it is mandatory to visit the branch where the contract was drawn up. There are situations when it is impossible to regain control of your personal account
On December 14, 2018, the Board of Directors of the Bank of Russia decided to raise the key rate by 0.25 percentage points to 7.75% per annum. The decision taken is proactive and is aimed at limiting inflationary risks, which remain at an elevated level, especially in the short term
You can transfer money from card to card to Promsyazbank through Internet banking, the official website, terminals, and a mobile application. No commission is charged for interbank transfers. If the transfer is made to cards of other banks, the amount of the additional payment may be different
Based on the key performance indicators of credit institutions cited in public reports, it is possible to assess with a certain degree of reliability how profitable and safe cooperation with them will be. But it is important to take into account the opinion of experts
Currency risks are an integral part of commercial risks to which all participants in financial relations, both within the state and abroad, are exposed. Such risks are directly related to the activities of large banking concerns, as well as other enterprises that have concentrated large amounts of money in their hands
Oleg Tinkov borrowed the idea for his unique brainchild from partners from America, introducing a remote work system. Therefore, bank employees do not communicate with clients personally, but through the call center and through online consultations
Against the backdrop of crises and surges in the value of currencies, ordinary citizens have become increasingly interested in the mechanisms of making a profit, the principle of functioning of financial institutions. What is a banking or money multiplier - this question is now being asked not only by economists, but also by ordinary modern inhabitants
At VTB 24, you can apply for a card with a cashback debit or credit. In the first case, it is enough to provide a passport and fill out an online application. To obtain a credit card, you need a certificate of income. VTB 24 is the second largest state bank in Russia
Not so long ago, a new product appeared on the securities and long-term debt market - Eurobonds from Sberbank. What it is, how you can make money on them and how to buy them - these questions have already been pondered by those who are used to making investments only in win-win projects
For those who want to increase the profitability of their bank deposits, today there is an investment opportunity. For this, banks offer a relatively new option for investments - an investment deposit, which assumes that in addition to the usual bank deposit, part of the funds is placed on the stock market
The Bank of England occupies one of the leading positions among the Central Banks of Europe. It is the oldest financial institution with a conservative approach, an impeccable reputation and a rich history, and it was not for nothing that it was tacitly named “Old Lady”
The full payment for the entire billing period (starting from 2016) will amount to more than RUB 50 billion. What will this money be spent on, and what benefits will the visitors of the post office and bank clients receive? 5 billion "
Our life is inextricably linked with banks. These are utility payments, transfers, loans and many more banking products that make our life easier … If you need to get a loan, save and increase your savings, send or receive a transfer, banks will help you
According to the law, a joint-stock company has the right to distribute dividends based on the results of the first quarter, six months, nine months of the financial year and (or) at the end of the entire financial year. Dividends are paid out of the net profit of the joint stock company
Bills of exchange are debt securities, the circulation of which is carried out in accordance with the rules of bill of exchange. All bills of exchange can be conditionally divided into simple and transferable, and, the fundamental difference between these securities is the number of persons involved in the registration and transfer of the bill
The banking services market today is extremely diverse. If you want to open a deposit, you need to contact a reliable bank. To make the right choice, you should pay attention to some important points. It is necessary passport, bank, time to visit the bank, internet, bank ratings, credit ratings Instructions Step 1 Don't rely entirely on the deposit insurance system
Loans have become an integral part of life. There is no need to save money for many years to buy an apartment, a car, save for a new refrigerator, washing machine for several years or dream of a trip to Paris - all this can be done almost instantly by taking out a bank loan
Reliable and trustworthy - these are the characteristics that come to the fore when choosing a bank to open a deposit. At the same time, such parameters as the size of interest rates, convenience of location, development of innovative technologies are of less importance
Mostly banks are lenders. But sometimes there are cases when the bank itself becomes a debtor. This may be due to a failed transfer, a deposit that cannot be received. Or because of the commissions illegally withdrawn by the bank. How to collect a debt from your bank?
MigCredit hotline employees work without breaks and days off. You can get all the information you need and get professional advice by calling the toll-free phone number MigCredit strives to increase customer loyalty. For this, a set of measures is used, including quick feedback
The cleaning up of the banking sector is in full swing. Every week there is information that another bank was deprived of its license and stopped its work. Against such a negative background, many Russians became interested in the question of which banks were closed, and what to do for those citizens who kept money in such banks
You can open a US bank account even if you do not have local citizenship. Many of the visiting students, foreigners and diplomats who are not US citizens are in need of this service. What needs to be done for this? It is necessary - Passport
Currently, absolutely all lending institutions provide loans. However, credit conditions are different for everyone. You should not conclude a loan in the first bank, first you should find out what you should pay attention to when choosing a banking institution
A depositor planning to close an account with Sberbank and withdraw money has two options at his disposal. The first is to go to the bank in person. The second is to close the deposit through the Sberbank-online Internet service system. When to close a deposit Perpetual deposits (“On demand”, “Universal”) can be closed on any working day at the bank's office
Electronic money is a very convenient means of payment. No unnecessary gestures and fiddling with bills and coins. It will take a few seconds to transfer wages or pay for a service. However, it will not be possible to pay for bread in a neighboring bakery with electronic money, which means that you need to somehow turn it into cash
Building a secure monetary structure is not an easy process. Choosing a bank, type of deposit, operations for depositing / withdrawing funds to an account can take a lot of time and effort. This is why the overwhelming majority of Russians do not have savings in a bank or a well-functioning financial system
To obtain a loan from the Bank of Moscow, it is necessary to select a lending program that meets the needs of a potential borrower, fill out an application form and collect the documents required by the bank. Instructions Step 1 Visit the Bank of Moscow website
MTS Bank provides its clients with qualified advice on products and services. To do this, you need to call the free hotline number and select the appropriate item in the voice menu. MTS Bank The financial organization was founded in 1993 in Moscow as a closed joint stock company
Credit brokerage is a relatively new service in the lending market and not everyone knows what it is. A credit broker will help save not only time, but also the money of the bank client, because the remuneration for the work of a specialist will be much less than the final overpayment on the wrong loan
Some people, having a certain amount of money in their hands, want to get additional profit. To do this, it is enough to make a bank deposit at interest. But since the economic condition of the country is unstable, you need to very carefully choose a financial institution
The choice of a bank deposit is a responsible procedure, the result of which depends on whether you will be able to increase your capital or whether inflation will eat it. Along with interest, it is worth paying attention to other conditions:
One of the most important issues when applying for a loan at a bank is its maximum size. The basis of the approach to calculating the size of the loan is the same for all commercial banks. However, each credit institution has its own income-payment ratios
Russian Standard Bank is a Russian commercial bank, part of the Russian Standard holding. The head office is located in Moscow. Carries out its activities as Joint Stock Company "Bank Russian Standard". Provides a full range of banking services for both legal entities and individuals
Currently, buying household appliances and real estate on credit has become a common practice for all segments of the population. But, no matter how simplified the procedures for obtaining loans, it is not always profitable. Usually, they try to repay the loan at the earliest opportunity in order to get rid of debts and not spoil the credit history
When applying for any type of loan, the bank and the borrower enter into a bilateral agreement between themselves, called a loan agreement. This document regulates the relationship between the parties to the credit transaction and stipulates the conditions under which the creditor bank grants a loan to the borrower
Many people have heard of safe deposit boxes, but only a few citizens use their rental services. In a safe deposit box, you can store jewelry, securities, being confident in their safety. Instructions Step 1 A bank cell is a small metal box
At all times there have been skilled counterfeiters who tried to counterfeit banknotes. Money making technologies do not stand still, but fraudsters do not sleep either. What you need to know in order not to get into an unpleasant situation and be able to distinguish counterfeit banknotes from genuine ones?
A loan from a bank is an expensive pleasure in itself, although it is often necessary. And when it turns out that the bank, in addition to the interest, charges illegal levies in the form of a commission for maintaining an account, any person will feel cheated
The presence of a large number of credit institutions, their customer focus and the use of high technologies allow us to receive the necessary set of banking services almost always and everywhere. But in the usual online mode 24/7, there are changes related to the work of banks on holidays and weekends, especially during the New Year holidays