Finance 2024, November
The Central Bank of the Russian Federation - the Central Bank of the Russian Federation - is in charge of regulating all financial and credit systems of the state, as well as the relationship between the government and economic structures. What is its functionality, every citizen of Russia is obliged to know
National Bank TRUST is a credit financial institution, part of the Otkritie Bank PJSC group of companies. TRUST clients are served in a network of branches in almost all major cities of Russia. Consultations can be obtained both from the manager in the office and by phone
The network of Raiffeisenbank branches is widely developed; at least 200 offices are located in Russia. However, if you suddenly have any questions, including urgent ones, for example, about closing a card, there is a free hotline. The advantage of the Raiffeisenbank support service is that, without wasting time on trips to the branch, it is possible to resolve any issue over the phone
Bank "Tinkoff" has no offices, representative offices, and interaction with customers takes place on the Internet through an online cabinet. You can enter your personal account from the official website by entering your mobile phone number or login, card number or password
Not all citizens can confirm their official income today. Some work part-time from time to time, while others do not have high income in a formal workplace. But even they will take a cash loan without certificates, an urgent loan can be obtained without providing a bank statement of income
Rosselkhozbank has opened a convenient service for its clients - a call center. Any reference information on all types of bank products, as well as a personal answer to any problem that arose, the client can receive by calling the toll-free hotline
Top up your account with cash - it would seem that there is nothing easier. You need to go to a bank or supermarket with an ATM. Then press a few buttons on the monitor of the device, put the money in the bill acceptor and wait for the balance to be refilled
The purchase of the largest retail chain Magnit by VTB became a sensation. The actual transfer of the company under the control of the bank made to forget about all the other events at the forum in Sochi. Those interested followed the market reaction, the emotions of the participants in the transaction, and tried to analyze the causes of the event
A bonus is a monetary remuneration to employees for certain achievements in work. Labor legislation allows each enterprise to regulate the amount of bonuses independently by internal legal documents. Bonuses are not wages and may be periodic in nature and be regulated depending on the success of the enterprise
After the end of the crisis in August 1998, the Russian economy became in dire need of funding sources. Due to the presence of external and internal debts, due to the general distrust of Western investors and the collapse of the state securities market, the authorities again turned to a trusted source - the savings of the population
Rosbank is part of the group of the European bank Societe Generale, one of the oldest banks with a 150-year history. Of course, Rosbank values its customers and, in addition to many competitive offers, the financial institution provides a high level of service, including telephone consultations and support via hotline numbers
One of the strongest indicators in the economy is the Central Bank's interest rate. It is necessary for the competent management of both domestic and foreign economic policy. What is the Central Bank Interest Rate The Central Bank's interest rate is also called the refinancing rate or official discount rate
JSC Russian Standard Bank is one of the largest Russian financial institutions with offices in most of the country's large settlements. In Moscow alone, there are over 20 customer service branches and over 30 round-the-clock ATMs for cash withdrawals and deposits
The personal account of Rosselkhozbank is called the "Internet office". Access to it allows you from anywhere (if you have the Internet and a computer or smartphone) to check the status of your accounts and control transactions on your cards
The legislation of our country clearly defines the procedure and terms for obtaining inheritance, including funds held in deposit bank accounts. The order of inheritance of bank deposits is similar to other types of succession, but has some peculiarities associated with the observance of a number of formalities and the collection of certain documents
Orient Express is one of the 30 largest banks in the Russian Federation. The financial institution's network includes more than 900 points of presence. The head office is located in Blagoveshchensk, eight branches are located in the largest cities of Russia
Registration of a new client at Promsvyazbank is very simple if you follow the instructions. The secret username and password for entering your personal account can be obtained in several ways. Modern technologies are constantly evolving, providing banking institutions with ample opportunities for high-quality services to a multi-million audience of clients around the world
How commercial banks make money - sooner or later everyone who uses their services asks this question. It is important for bank customers to know how the safety of their deposits is ensured, which is a guarantee that the interest on their loans will not increase many times after they are issued
When concluding financial transactions, counterparties often require to indicate the bank's checkpoint through which the payment will pass. This is a nine-digit code assigned to each business organization. How PPC stands for KPP is an abbreviation that is used to designate the code of the reason for registration
Anyone can get information about the work of Promsvyazbank by calling the hotline. Employees will talk about loan offers, give advice on the location of offices, ATMs, new promotions and offers. The call is free and the hotline is open 24/7
VTB 24 is the largest Russian bank with branches and offices almost all over the world. Such geography imposes a great responsibility on the standards of customer service of the bank. And the possibility of round-the-clock telephone access to service services is one of such indicators
The banking system unites commercial banks, funds and the regulator. In Russia, there is a two-tier type of system, in which banks are under the control of the regulator, interact with other elements of the infrastructure, which include legislative norms and internal rules
To make payments on a loan from Renaissance Credit Bank via the Internet, you need to have a PC, a phone number to which the card is linked, and the card itself. No commission is charged for this operation, and the loan is repaid remotely. There are several ways to pay for a loan from Renaissance Bank
If a client of Sberbank has a problem, or he has complaints about the work of a department or an employee, he can complain both to the company's management and to supervisory structures. In this case, a certain sequence of actions must be followed
Profitability is one of the main indicators of the system for assessing the effectiveness of the enterprise. It characterizes the level of return on costs, the completeness and quality of the use of resources in the production process and sales of products
One way or another, the main task of the seller is to profitably sell his goods, that is, to make a profit. At the same time, it is very important to correctly calculate the price. The main thing is not to sell cheap, but also not to scare off potential buyers with exorbitant amounts
In accordance with tax legislation, the tax base for VAT is determined depending on the specifics of the sale of goods produced by the taxpayer or purchased on the outside (performance of work, provision of services). There are three general rules for its determination:
The procedure for exemption from payment of value added tax is quite simple. However, it is important to correctly form the package of documents submitted to the tax service. An application for exemption from VAT is submitted to the tax office at the place of registration of the organization or individual entrepreneur no later than the 20th day of the month in which the grounds for exemption and the taxpayer's desire to receive it appeared
In the system of market relations, the problem of pricing occupies a key place. Organizations generally announce free (market) prices, the size of which is determined by supply and demand. Instructions Step 1 The fairest way to determine the selling price of goods is to obtain the minimum required level of return on assets for the organization
The issue of determining the price of services is controlled by the legislation, but there are a number of differences from the pricing of goods, since services are intangible - they do not need to be stored. Instructions Step 1 To form prices for the services of a company, be sure to take this circumstance into account, determine the goals of pricing, analyze the demand in the market and the price range of competitors, calculate the costs
Enterprises often resort to various entertainment expenses for holding official receptions, paying for a business lunch, organizing gifts and other events that help improve relations with counterparties. These costs are of a specific nature, so the accountant has an important task of correctly reflecting them in the accounting
Most retail stores have sample items on the shelves. In perfumery stores, for example, there are so-called "samples" that cannot be sold. However, they cost a certain amount, and therefore their purchase and expense must be reflected in the accounting documents
If you decide to purchase a product from a foreign seller, then you need to be prepared for the fact that it will have to be cleared through customs in Russia. This operation requires the execution of many documents and payment of various fees, while any error may entail certain penalties
When importing goods into the territory of the Russian Federation, the carrier is obliged to pay customs duty. The terms and procedure for payment of such duties are regulated by the Customs Code. The objects of customs duties are goods transported across the border, and the person responsible for their payment is the declarant or intermediary (customs broker)
The accounting system is used to collect, register and summarize information about the state of property and obligations of the organization and their changes. To group such information, accounting accounts are used, which must be maintained in accordance with established rules
In the past six months, the Central Bank has been actively cleaning banks. And of course, many are worried about who will return the money to depositors if the bank's license was taken away. Deposit insurance system All deposits of Russians are insured
Organizations and individual entrepreneurs who are on the simplified taxation system (STS) are required to take into account all the income they receive. Income includes sales proceeds, which are determined based on the amounts of payment received for work performed, services rendered, goods shipped
The sales report is compiled according to the planned and actual data. It allows you to analyze the position of the company, which has developed in relation to attracting consumers. Based on the information in this report, it is possible to draw up plans for further production activities, as well as optimization of its process
Many people with little knowledge of accounting think that invoice and invoice are one and the same accounting document. This opinion is wrong. In fact, these documents are directly related to the creation of the same operation, the difference exists in their purpose and design
Sometimes, in the course of the company's business activities, employees use a personal mobile phone for business purposes, that is, they spend money on their personal account. In this case, the employer must reimburse the costs. How can these costs be taken into account for tax purposes?