Finance 2024, November

Form No. 2 of the financial statements "Profit and Loss Statement" is a document that reflects the income of the organization and the direction of spending. The result of this report is the determination of the amount of profit or loss that the company has

The sale of goods, works and services is subject to value added tax. In order to correctly calculate VAT on goods, it is necessary to fulfill certain requirements of tax legislation. Instructions Step 1 Set the moment for determining the base for value added tax at the earliest of the dates:

VAT is an indirect tax. Its name itself answers the question "what is VAT" - it is value added tax. It was introduced to Russia in 1991. Now this tax is not obligatory for everyone, for example, individual entrepreneurs, whose revenue is less than 2 million rubles per year, can be exempted from paying it

Value added tax (VAT) is paid by organizations and individual entrepreneurs when selling goods, works or services on the territory of the Russian Federation, when transferring property rights, when performing construction and installation works for their own consumption, when importing goods into the customs territory of the Russian Federation, as well as when transferring goods for their own needs, if the costs of them are not deducted when calculating income tax

Many young people dream of a career as an entrepreneur. At the same time, entrepreneurial activity is a complex work associated with risk and responsibility. What is this risk? Monetary risk Although an active entrepreneur carries a huge number of risks almost every day (many do not depend on himself), the biggest society sees the money risk

Streamers make money streaming video games. To make money you need a powerful computer, microphone, webcam. You can broadcast at any time, but for beginners it is worth it during a period when professionals are not working. Many gamers dream of becoming a steamer because they can play video games at home and get paid for it

A satellite is a site that serves as a satellite for the main site being promoted. The satellite transfers the link weight and thematic visitors to the main resource. Although it only plays a supporting role, it can also generate income. It is necessary - satellite

It often happens that a person is smart and even hardworking, but he still has problems with making money. It is possible that the reason lies in the psychological mood. This is often more important than higher education and even talent. The following factors most often prevent people from making money

Today there is a huge number of loan offers not only from banks, but also from other financial organizations. How not to get confused in all the variety of promises, guarantees and advertisements and choose the best conditions for yourself is not an easy question and requires careful consideration

Almost all banks in the country issue loans in cash. The loan amount issued without collateral and guarantors may differ slightly, as well as interest rates. The purpose for which the issued funds will be spent may not be indicated if the loan amount is insignificant

On May 31, 2012 Sergey Mavrodi announced the temporary suspension of payments to shareholders of the MMM-2011 financial pyramid and the launch of a new project MMM-2012. According to experts, the collapse of MMM-2011 has already occurred, but Mavrodi himself is not going to go underground and opens a new pyramid

MMM is a classic financial pyramid scheme, the organizers of which pay interest on deposits from funds contributed by new participants. Its development is predictable: first, the pyramid becomes popular, people invest in it and make a profit, but over time, funds begin to run short, payments stop, and the structure collapses

Financial assets are a specific form of ownership that allows a company to generate additional income. They give the owner the right to demand payment from the creditor in accordance with the contract. Instructions Step 1 Financial assets include gold, securities, currency and deposits, insurance technical reserves, loans, receivables and payables, and foreign direct investment

The primary task of the financial analysis of the company is to objectively assess the results of activities by the head and identify possible problems in the business. To do this, you must be able to read the statements and draw appropriate conclusions on its basis

Financial statements should fully reflect information about the financial position of the enterprise and its economic activities. The pitfalls in the preparation of financial statements are the problems of data accuracy and reliability, as well as the issue of reporting compliance with international standards

Any business that sells goods or promotes services faces pricing issues. The pricing process is very painstaking and includes a number of parameters that should not be forgotten when deciding on the final cost of products or services. It is necessary - Documentation of the company for the purchase of materials, goods, raw materials, as well as the costs required for production and normal operation

Higher prices, especially for food, medicine and housing costs, hit the pocket of Russian citizens. It is quite easy to justify price increases in the era of global financial crises and major changes in the economies of many countries. Instructions Step 1 Please note that any weak or developing economy is subject to both external and internal influences

The rate of return on assets characterizes the effectiveness of the use of fixed assets of the organization in production processes. Some people think that this value is used only in textbooks, and they will be wrong. The fact is that capital productivity shows the economic efficiency of the enterprise and the feasibility of using various methods of production or fixed assets

A mistake in choosing a bank can be very expensive, especially if it was made during an economic crisis. It is not only about favorable terms of cooperation, but also about the reliability of the organization, which people trust with their savings

All banks offer lending services to the population. Interest rates for a given loan are practically the same everywhere, but some credit organizations attract a large number of clients, while others have a much smaller number of people who want to get a loan

Expenses of an enterprise are a decrease in economic benefits as a result of cash costs associated with ensuring the production process, economic activities, wages, leading to a decrease in the assets of the enterprise. To account for expenses, classification is used according to various principles

Operating leverage, or production leverage, is needed to manage profit and is based on improving the ratio of variable and fixed costs. It shows the degree of profit sensitivity to changes in sales volumes, product prices and costs. With the help of operating leverage, you can predict the amount of profit, knowing the possible change in these indicators

Investors argue that long-term investments are the most profitable way to store savings. Money registered as a deposit can bring its owner considerable passive profit. But for this, the choice of a suitable bank proposal must be approached with special attention

Investing money in a bank is the most affordable way of investing. To obtain maximum profitability and ensure the safety of your own savings, you must comprehensively approach the choice of a suitable deposit. A competent choice of a bank deposit should be based on two components:

Once upon a time in the Soviet Union, citizens had the opportunity to become clients of only one bank - the Savings Bank, where they could open a savings account and a book, take out a loan. Today you can become a client of several banks, receiving any service:

Enterprises, organizations, individual entrepreneurs reflect the financial results of their activities in the income statement. The accounting department enters into it the income and expenses of the enterprise for a certain period. The reporting period is a quarter, half a year, nine months, a year

The profit and loss statement on the balance sheet characterizes the change in the company's capital, as well as its financial and economic activities for a certain period of time. Its drafting is very important for every organization. Instructions Step 1 In order to correctly draw up this report, you need to know and follow the following rules

Covering the losses of previous years at the expense of part of the profit, the company can apply benefits for income tax, which is provided for in paragraph 5 of article 6 of the Law of the Russian Federation No. 2116-1 of December 27, 1991 "

To achieve financial well-being and freedom, you need to draw up a personal financial plan for the year. This document should reflect the current state of affairs, financial goals and a plan to achieve them. Only by defining these provisions for yourself, you can solve financial problems and increase your capital

Before you start investing and building capital, you need to draw up a personal financial plan. This document should spell out the financial goal that you plan to achieve after a certain period of time. Instructions Step 1 It is very important to correctly formulate the goal, it is not easy, because 90% of people have no idea what they are striving for financially

The sales budget for today is the defining document of the financial planning of any trade or manufacturing enterprise. The difficulty in defining it lies in the fact that it is necessary to take into account both the requirements of the market and the interests of the manufacturer (seller)

When developing an advertising campaign for their enterprise, many are faced with the problem of calculating the optimal amount of the advertising budget. Indeed, on the one hand, these costs cannot be dispensed with, but on the other, I would like to minimize them to the maximum

One of the main aspects of the successful operation of the enterprise is a well-designed budget, which means the annual financial plan of the organization. In this plan, a projected profit and loss statement of the enterprise is made, as well as an estimated balance sheet and cash plan

The residual value of the company shows the net cash amount that the owner can count on in the event of the liquidation of the company and the sale of all assets separately. It is calculated when the company is in bankruptcy, is unprofitable or has low profitability, as well as when a decision is made to liquidate

Conducting foreign trade operations is a rather complicated process, not only during documentary registration. Many accountants are faced with the problems of capitalizing imported goods in accounting. A particular difficulty arises with determining the date of reflection, the procedure for recalculating currency amounts and posting the calculated VAT

Market capacity is the possible volume of sales of goods or services at a set price. The market capacity indicator is measured in monetary units and characterizes the maximum amount of revenue that a seller can receive in a given market with constant factors such as demand, supply and price

Start-up can be called the initial stage of business development. Most often this term is used in relation to IT projects. One of the key problems of startups is the lack of their own funds for the development of the project, which makes it especially important to attract external borrowings

An investment project is a well-grounded program that allows you to competently implement the investment of the available capital, minimize possible investment risks and at the same time get the maximum profit. Instructions Step 1 Write down the tasks that are foreseen by the project, for example:

Private investment is the lifeblood of the global economy. It will not be easy to arrange a private investment, but if you are committed, you know what and how, your clients will be happy to cooperate with you, and you will not be left at a loss

If you are in business, then your negotiation skills should be at your best. After all, all transactions and contracts largely depend not only on what kind of company, what it does and what its reputation is, but on how the negotiator will set the partners in the right way of conversation