Almost all banks in the country issue loans in cash. The loan amount issued without collateral and guarantors may differ slightly, as well as interest rates. The purpose for which the issued funds will be spent may not be indicated if the loan amount is insignificant. Having a desire to receive a significant amount of money, it is necessary to issue a pledge or have solvent guarantors who are ready to submit a package of documents proposed by the bank.
It is necessary
- -passport
- -statement
- - bank questionnaire
- -INN
- - certificate of salary (for a large loan amount)
- -certificate from the place of work or a copy of the work book (with a large loan amount)
- - pledge or guarantors
- -similar documents need to be collected by guarantors
- - additional documents may be required
Instructions
Step 1
Having chosen a bank in which you are satisfied with the terms of lending, the amount issued and interest rates, you will be asked to fill out a bank questionnaire. Provide only reliable information in it. This will determine whether you receive a loan or not.
Step 2
Banks willingly issue loans to solvent clients with stable jobs and salaries. The borrower must be between 21 and 65 years old at the time of loan repayment. A prerequisite for lending is citizenship of the Russian Federation and registration on the territory of the Russian Federation.
Step 3
Small loan amounts are issued within 1-2 hours and under two documents. For example, a passport and TIN or a driver's license and TIN.
Step 4
All information specified in the questionnaire is promptly checked by the bank's security service. With reliable information, you will receive a cash loan on the day of application.
Step 5
It is more difficult to take a large sum. It is imperative to submit a certificate of income and a certificate from the place of work or a copy of the work book. Have two guarantors who will submit the same documents or issue a mortgage on real estate or vehicle. For an affirmative decision, the bank will need from 1 day to 1 week. You will be notified of your decision by the phone number that you provided for communication.
