At VTB 24, you can apply for a card with a cashback debit or credit. In the first case, it is enough to provide a passport and fill out an online application. To obtain a credit card, you need a certificate of income.
VTB 24 is the second largest state bank in Russia. One of the most popular products is a card with a cashback service. This is a bonus to help you cut down on personal expenses. Depending on the program, these can be points or miles returned to the card after payment for goods or services.
The bank offers several types of cards with cashback:
- credit;
- debit;
- multicards.
Each has its own design features.
How to get a VTB 24 credit card with cashback?
To obtain it you need to provide:
- a 2-NDFL certificate or an income document filled out in the form of a bank;
- a current account statement from another financial institution, if you have a salary card in your hands;
- passport.
If the amount to be received is large, then tangible assets, real estate or a car can be provided as collateral.
When receiving a salary on a VTB 24 card, you do not need to provide additional documents other than a passport. Perform the registration of the questionnaire on the bank's website or in person at the nearest branch. Consideration of a candidacy does not take much time. After approval, it remains to familiarize yourself with the tariffs in more detail and sign an agreement.
Issuing a VTB 24 debit card with cashback
The accrual of bonuses depends on what type of banking product you have decided to order. If the cashback is paid back to the account in the form of cash, then the "Collection" program will be the most profitable.
Like a credit card, a debit card can be ordered in two ways. When registering it, you do not need to prove the level of your income. When applying for a salary card or a regular one, you only need a passport. Registration of the first can be carried out directly at the office of the employing company, the second - in person at any branch.
Multicard
This bank card gives you the opportunity to receive a bonus of up to 2% for purchases with a card and 10% for purchases in certain categories. The exact percentage depends on the amount of purchases made. On the official website, you can first calculate the amount of reward from purchases using the Multicard. It is possible to change the option every month.
To speed up the procedure for issuing a Multicard, you can fill out an online application. To do this, enter personal data, e-mail and mobile phone, preferred payment system and card currency.
Thus, VTB 24 facilitated the procedure for obtaining most plastic cards. Many can be applied for on the official website. Issuance is carried out directly at the bank after checking the documents. When placing an online application, it is proposed to immediately come up with a code word, with its help identification will occur when you call the bank.
