Not so long ago, a new product appeared on the securities and long-term debt market - Eurobonds from Sberbank. What it is, how you can make money on them and how to buy them - these questions have already been pondered by those who are used to making investments only in win-win projects.
Debt securities are a source of income for the issuer, company or government that issued them, and who buys them. Large financial institutions, such as Sberbank, are interested in attracting additional funds, especially against the backdrop of the current economic situation in the world. For this purpose, new securities - Eurobonds - were developed and put into circulation. But so far not everyone understands what it is and what is the essence of such investments.
What are Sberbank Eurobonds
Sberbank has been issuing securities practically since the day of its foundation, and they have always been cashed out within the period specified in the agreement. At the moment, this bank is ready to offer its clients a new type of financial investment - the purchase of Eurobonds.
Eurobond is a bond backed by foreign currency, more precisely $ (dollar) or € (euro). The yield on this type of securities from Sberbank can be up to 12% annually. The main properties of Eurobonds as securities:
- availability of a coupon confirming the right to receive interest charges within the terms specified in the contract,
- floating or fixed rate - this is determined by several external factors,
- the possibility of receiving payments in another currency - for example, in rubles.
Eurobonds from Sberbank are one of the most reliable types of investment, and this opportunity has already been used by large Russian and international companies, financial institutions, funds and insurance brands.
What is the advantage of Eurobonds from Sberbank over ordinary deposits
In terms of their profitability, investments in Eurobonds (Eurobonds) invariably exceed the profitability of ordinary deposits (deposits). According to statistics, even during the deep financial crisis, the interest rate on them was at least 2.5%. At the same time, the interest on ordinary deposits was only 1.6%.
The main advantages of Sberbank Eurobonds for individuals are:
- not burdensome minimum purchase amount - in terms of rubles, only 15,000,
- three fixed time periods for cashing out bonds - from six months, a year, 2 years or more,
- the possibility of additional deposits (purchase of bonds) - from 1,500 rubles.
Individuals may not exchange rubles for the type of currency that Sberbank's Eurobond is secured and pay for its purchase in rubles. All operations, including tracking the state of the market, calculating interest payments, can be carried out remotely through the company's online services.
You can buy a Eurobond from Sberbank by visiting one of its offices in person or online. In the application for the purchase of the bond, the standard data of the acquirer is indicated. The procedure is as simple as possible, it does not require additional documents.
