It is so convenient to pay with credit cards for purchases for which there is no cash now. However, quite often the question arises related to the repayment of debt on such a card. Each bank has its own procedure for obtaining borrowed funds back. Sberbank is no exception to this rule.
Instructions
Step 1
You can repay a Sberbank credit card in different ways. Just choose the one that suits you the most. So, for example, you can pay off a debt without leaving your home. To do this, you will need to work with the Sberbank Online system. True, this is possible if you have a profitable plastic card obtained from this bank. Log in using the subscriber ID and password. Select the "Payments" section. Next, find the "Credit" category. In the fields provided, enter the number of your agreement or credit card and the amount that you want to deposit into the account. Then follow the prompts from the system. Click "Pay". And that's it, your loan is repaid.
Step 2
You can use the services of the "Mobile Bank". Its principle of operation is quite simple. Your income card issued by Sberbank is tied to your mobile phone. If you have enough funds on your card account to repay the loan, you need to send an SMS to 900. The text of the message looks like this: CREDIT or KREDIT, then a space and your loan account number (20 digits). Another space, and then indicate the amount that you want to write off from your card. If you have several payment cards registered to one phone number, at the end of the message please indicate the last 5 digits of your credit card. In response, you will receive an SMS confirming payment.
Step 3
Alternatively, you can pay the loan directly at the Sberbank branch through the payment terminal. To do this, you will need to use your income card. On the screen, select the section you need, and then enter the number of the card or loan agreement. Enter the amount to be paid. Click "Confirm" or "Pay", get a check. Your card credit has been closed.
Step 4
You can also pay in cash through an ATM. To do this, you need the terminal that does not issue, but, on the contrary, accepts money. Further, the principle of operation is the same as when paying with a card. Enter the contract number, indicate the amount and load the money into the terminal. It remains only to wait for the check.
Step 5
If you are a client of another bank, you can repay your Sberbank credit card by bank transfer. To do this, you need to transfer funds from one account to another. Write a corresponding statement in your servicing bank. And the specialists themselves will transfer the money to the account of the creditor organization.
Step 6
You can pay off your card loan ahead of schedule with the help of Sberbank specialists. To do this, you need to come to the Sberbank branch on the date of your next payment, write the appropriate application and provide the entire required amount for payment.
