If the current account of an organization or an entrepreneur is closed, or rather blocked by a supervisory authority, this means that it is impossible to make payments from it, with the exception of any credits to the budget, including state duty. But in practice, additional interaction with the bank is often required to make such a payment.
It is necessary
- - payment order;
- - the text of the notification about the blocking of the account;
- - personal meeting or telephone communication with bank representatives (in most cases);
- - the amount on the account sufficient for payment.
Instructions
Step 1
Generate a payment order on paper or in the Client Bank. Clearly indicate the purpose and order of payment. Transfers to the budget are payments of the first priority, and restrictions on expenditure transactions due to account blocking do not apply to them.
Step 2
Keep your account blocked notification text handy. It should list all expense transactions that are not prohibited. If you transfer a payment order to the bank in paper form, immediately take it with you or give it to the employee whom you instruct to take the payment order to. When using the Bank-Client, it will come in handy for further communication with the bank representatives, if the latter does not process the payment under the pretext of blocking the account.
Step 3
Check if the payment has been processed if you used the Bank-client. If not, contact the bank and find out the reason. Most likely, this is an account blocking. Tell the bank representative the output of the notification (name, outgoing number, date, name of the issuing authority), cite a fragment of the text that refers to transactions that are not subject to restrictions related to blocking.
Step 4
If necessary, discuss with the bank representatives the options for transferring a copy or original of the document for personal review: by fax, in the form of a scanned copy, or during a personal visit of an employee to the bank's office.
Step 5
Transfer the document or a copy of it to the bank in the agreed way. After the tellers get acquainted with it, most likely there will be no problems with payment processing.
