Finance
Last modified: 2025-01-24 12:01
Ignorant people believe that it is impossible to get a loan without interest and continue to use expensive banking products: short-term loans at high interest rates, loans in pawnshops secured by property, etc. What is an interest-free loan?
Last modified: 2025-01-24 12:01
Inflation - the depreciation of money - has become a part of everyday life, and its consequences are felt by every citizen of the country who has not lost the skills of analysis. But this economic phenomenon, although it reduces the real weight of money wallets, is not always negative, as is the case with creeping inflation
Last modified: 2025-01-24 12:01
Bonus is a variable part of wages paid for certain indicators of work performance in a month, quarter or year. When, how much and how to pay the bonus, the head of the enterprise decides on the basis of Article 114 of the Labor Code of the Russian Federation
Last modified: 2025-01-24 12:01
Usually, all navigators have pre-installed maps and navigation software that lay out routes on these maps. However, the basic set does not always contain information on the required regions or may become outdated over time, which is especially important for rapidly developing settlements
Last modified: 2025-01-24 12:01
Currently, the sale and purchase of a vehicle can be formalized by signing a notarized purchase and sale agreement or obtaining a certificate of invoice. A reference-account is a document of strict reporting, which has its own number and series, micro-printing and protective watermarks
Last modified: 2025-01-24 12:01
At the beginning of August 2012, there was a steady rise in oil prices, which, of course, is a positive moment for the Russian raw materials economy. This growth is taking place against the backdrop of hopes that European investors associate with the plans of the ECB (European Central Bank) to purchase government bonds of the eurozone countries in the secondary market and that these plans will coincide with the real intentions of the regulator
Last modified: 2025-01-24 12:01
The metro pass is a special reusable card that allows you to travel on the subway. To extend its validity period and increase the number of passes, it is necessary to periodically charge the travel card using one of the provided methods. Instructions Step 1 Contact your ticket office and ask them to charge your metro pass
Last modified: 2025-01-24 12:01
VTB24 today offers four car loan programs, one of which provides for the purchase of commercial vehicles, the rest - for cars. They differ in terms of loan conditions, as well as the requested package of documents. It is necessary - application form for a loan
Last modified: 2025-01-24 12:01
Every year the banking services market expands with new offers. Nowadays, applying to a bank for a loan is becoming a common thing and hardly surprises anyone. In order to get a million, you need to collect a package of documents and choose the right bank
Last modified: 2025-01-24 12:01
Have you already come to terms with the fact that money is flowing out of your wallet, like water through your fingers? Have you tried many times to start saving, but in vain? Perhaps you just chose the wrong strategy … 1. Take control of your emotions
Last modified: 2025-01-24 12:01
In modern macroeconomics, a situation that combines a depressive state of the economy, an economic downturn and a rise in prices is referred to as stagflation. This term was formed from a combination of two economic concepts "inflation"
Last modified: 2025-01-24 12:01
Nowadays, anyone with the appropriate knowledge and access to the Internet can make money in the financial markets. The tools for work are very diverse: you can make a profit by performing transactions with securities (stocks, bonds) or with their derivatives - futures and options
Last modified: 2025-01-24 12:01
After careful consideration of the costs, it sometimes turns out that a large amount of money has been completely wasted. Unnecessary items, late payments and overly expensive goods all contribute to a decrease in money in the wallet. But they could be spent on really necessary things
Last modified: 2025-01-24 12:01
Every person has to pay bills from time to time. However, in order to do this, it is absolutely not necessary to stand in a long queue at the checkout. The age of information technology offers many opportunities for such transactions. Instructions Step 1 The most traditional and most common way is to pay bills through Sberbank of the Russian Federation
Last modified: 2025-01-24 12:01
Professional athletes and active fitness enthusiasts know that drinking during training is not only possible, but also necessary, preferably plain water or enriched with vitamin C. : no soda! Instructions Step 1 During intense sports training, the body expends a large amount of moisture and nutrients, which are released along with sweat
Last modified: 2025-01-24 12:01
The lack of one's own home gives rise to a feeling of uncertainty in a person. A rented apartment is not an option: you have to give most of the money you earn to a “stranger's uncle” on a monthly basis, without being the owner of the home. Instructions Step 1 To quickly make money for an apartment, you will have to save money quite significantly
Last modified: 2025-01-24 12:01
The creation of an exchange is a rather lengthy and complicated process. It begins with the formation of an initiative group, whose members then become founders, and, as a rule, are part of the management of the exchange. They determine the main provisions of the future exchange and the directions of its activities
Last modified: 2025-01-24 12:01
A fall in the stock market (decline) is a good opportunity for novice investors to start playing on the stock exchange. If you are sure that the market will start growing soon, do not hesitate, get down to business. Information about the predicted market volatility for the coming years can be gleaned from reliable sources, which are such distinguished publications as The Wall Street Journal, Bloomberg, Finam, Prime or Finmarket
Last modified: 2025-01-24 12:01
Financial appraisal of a company implies an analysis of its financial position. It includes: calculation of a number of basic indicators, reflecting the system of formation of working capital in a legal entity, the direction of their most competent use
Last modified: 2025-01-24 12:01
To make money from poetry, you have to work hard, because only truly talented works are appreciated in the modern world. If you are the author of beautiful and truly interesting poems, then do not waste time, but start actively promoting them
Last modified: 2025-01-24 12:01
The situation of a refund most often arises after the entry into force of the sale and purchase agreement in connection with the purchase of goods of inadequate quality. The seller can carry out this operation through the organization's cashier or current account
Last modified: 2025-01-24 12:01
An advance payment can be paid based on the results of a quarter, half a year and 9 months (in cases where the profit for the previous 4 quarters did not amount to 3 million rubles per quarter). A month can also be recognized as a reporting period
Last modified: 2025-01-24 12:01
The ultimate goal of any commercial firm is to generate income. Profit generally represents the excess of income over expenses. In other words, this is the part of the proceeds that remains after covering the costs and is used to increase fixed capital
Last modified: 2025-01-24 12:01
In order to buy a good thing, it is not at all necessary to go to an expensive store of a well-known company or a large shopping center. Many people, for one reason or another, donate their things to stores that sell used goods or display them on specialized sites
Last modified: 2025-06-01 06:06
Account 99, according to this chart of accounts, means "Profit and loss". Its purpose is to record and display all the results of the organization's financial activities. The term is taken - the current reporting period. Account 99 allows you to get acquainted with all the financial information on the working operations of the company
Last modified: 2025-01-24 12:01
The company's return on investment implies an indicator of the company's profitability, which reflects how long and how efficiently the organization has functioned. Instructions Step 1 Calculate or take from the financial report the main quantitative indicators of the enterprise:
Last modified: 2025-01-24 12:01
In today's economy, investing free money in stocks is becoming more and more popular. Indeed, a wide range of people can become a minority shareholder and even a large company. But in order to dissolve shares, for example, to sell them, you need to be familiar with the rules of action in the stock market
Last modified: 2025-01-24 12:01
Auditing activity has long ceased to be perceived as a primitive audit. The global goal of modern audit is to reduce business risks. In this regard, the species diversity of the audit has significantly expanded. Auditing activity as a type of service has long ceased to be a novelty
Last modified: 2025-01-24 12:01
An auditor's report is an opinion on the reliability of the financial statements of an enterprise or other economic entity, drawn up by an audit firm or an independent auditor. Instructions Step 1 The auditor's report is drawn up based on the results of the audit of the enterprise
Last modified: 2025-01-24 12:01
The increased attention to the dynamics of oil prices in Russia is due to the fact that hopes for the recovery of the Russian economy and stabilization of the ruble exchange rate are pinned on the rise in the cost of black gold. What are the expected oil prices in 2015 and should we expect their growth?
Last modified: 2025-01-24 12:01
Indicators such as blood pressure and pulse are for physicians the characteristics by which they can draw the first conclusions about the state of human health. These characteristics depend on how the most important human organ - the heart - works, and its functional state depends, among other things, on age
Last modified: 2025-01-24 12:01
Profit is the main indicator of the company's performance. There are a number of costs or expenses that can reduce this figure. They are divided into several large groups. Instructions Step 1 You need to understand that the costs of each company are purely individual factors
Last modified: 2025-01-24 12:01
Every site owner strives to increase its traffic. To increase the number of visitors, you need to track the parameters of site traffic, which will help you understand the preferences of visitors and improve the resource in accordance with them
Last modified: 2025-01-24 12:01
In the process of economic activity of the organization, each manager must draw up financial documents that reflect the financial condition of the company. The main documents are financial statements, income statement, cash flow statement and others
Last modified: 2025-01-24 12:01
Firms work for the sake of profit, in it is the meaning and main purpose of entrepreneurial activity. To determine the accounting and economic profit, you need to use the data of the company's balance sheet. Instructions Step 1 Profit is the amount of excess income over expenses
Last modified: 2025-01-24 12:01
Determining the volume of products produced or sold is one of the fundamental operations that every economist should be able to do. That is why tasks in which it is required to find the volume of products are so common in economic and financial educational institutions
Last modified: 2025-01-24 12:01
According to Chapter 21 of the Tax Code of the Russian Federation, the seller is obliged to charge VAT on the received advance payment for the goods, and the buyer has the right to apply tax deductions for this amount. Despite the fact that advance payments are common, many accountants often have difficulty in recording prepayment VAT in their accounting records
Last modified: 2025-01-24 12:01
The formation of the authorized capital is a mandatory procedure when registering an enterprise, since it acts as a certain guarantor of the company's ability to cover its obligations. If a firm owns some property, then it can count on more confidence from creditors
Last modified: 2025-01-24 12:01
We all throw ourselves off from time to time. Life itself has taught us that together we can do a little more. Crowdfunding and crowdinvesting are gaining momentum both in Russia and abroad. What is crowdinvesting? Crowdinvesting is a term that consists of two English words:
Last modified: 2025-01-24 12:01
Some organizations in the course of economic activity use fixed assets. These are the assets of the enterprise, which have a material form, as well as a useful life of more than one year. Such objects include buildings, structures, equipment and more