Finance
Last modified: 2025-01-24 12:01
Reflection of profit in the balance sheet is the final stage of summing up the financial result of the enterprise. This takes into account all the amounts of expenses and income of the company recorded during the reporting period. The result is reflected in account 99 "
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Futures, along with swaps and options, are classified as derivative financial instruments. They are a standardized exchange-traded contract for the purchase and sale of the underlying asset. Instructions Step 1 Futures contracts are an obligation to buy (sell) a specified number of commodities at a fixed price on a specified date in the future
Last modified: 2025-01-24 12:01
In order to professionally engage in investing in the stock market, it is necessary not only to understand the principles of making a profit, but also to be able to determine the profitability of a particular security. The investor needs to know what potential income he can receive from operations with stocks
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Big cities provide dozens of opportunities for a profitable loan. Therefore, residents of a metropolis, for example, Krasnoyarsk, should not rush to get a cash loan at the first bank they come across. Take the time to choose the environment that works best for you
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In the 2000s, loans became one of the most popular banking services. The widest choice of banks and financing programs in large cities, for example, Vladivostok. Instructions Step 1 Find the bank that offers the terms that are most interesting to you
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The car is the dream of many people, but not everyone can afford buying a new car. In this case, a car loan from Sberbank can help. You start using your car right now, and you pay its cost in equal shares over a certain period of time. It is necessary - car catalog
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The procedure for obtaining a loan to buy a car from Sberbank is in many ways similar to how a regular loan is issued. The difference lies in the fact that it is necessary to purchase a car only from the agreed contractors, and the purchased vehicle becomes the subject of a pledge
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Some banks are very reluctant to part with the amounts invested by clients, especially when they are withdrawn ahead of schedule. If you needed to withdraw your deposit from the bank earlier than stipulated by the documents, you have the right to return the money upon termination of the contract
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What to do if you urgently need to buy something, but there is no money? In most cases, people go to banks or try to use their services at the point of sale. But many have to figure out how to fix their credit history in order for the bank to agree to lend you again
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Sudden financial difficulties happen to many people. An employer can delay wages, a business partner can fail, a bank can block accounts, etc. And you have to pay for mobile communications. Especially if there is a daily subscription fee for the services
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In the course of their business activities, most companies are faced with the need to obtain bank loans. In this regard, the accountant has the task of correctly carrying out this operation and reflecting the percentage of the loan in the accounting of the organization
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In connection with the tightening of requirements for obtaining a loan from banks, many have turned to obtaining loans from individuals. This method has a number of disadvantages and advantages, but in general it is much easier to obtain it, since it is not required to collect an innumerable package of documents and sometimes you can agree with a private lender on more favorable terms
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Credit is one of the most demanded inventions of human thought today. Using funds borrowed at a reasonable interest rate, we have the opportunity to gain access to many benefits today. This includes a new apartment, a car, and even tuition fees at a university
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If you need to make an expensive purchase, then there is nothing better than getting a loan in one of the banks in the city. In Barnaul, credit organizations provide an opportunity to obtain not only consumer loans, but also a mortgage, car loan or a loan for business development
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Many banks are still experiencing the consequences of the global financial crisis, therefore, the requirements for potential borrowers have become more complicated and interest rates have increased. In this regard, it is necessary to assess not only your capabilities, but also the offers on the credit market in order to determine the best option
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Most loan programs are designed for a maximum of five years. However, if you need it, you can get funding with payments spread over a longer period. Instructions Step 1 If you want to buy an apartment or house on a long-term loan, take out a mortgage
Last modified: 2025-01-24 12:01
If there is a need to pay for an expensive service or to buy a certain product, and the current income for this operation is not enough, then the solution to the problem can be a loan. A prerequisite for obtaining a loan from banks in Minsk is proof of your solvency
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"Youth" credit card from Sberbank was created especially for young clients who prefer to make the majority of payments and manage their account online. The Molodezhnaya card can be issued in two payment systems Visa and MasterCard
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In the modern Russian market of banking services, there are many proposals for lending to individuals. In this case, it is important to choose the right loan so that you do not later regret paying high interest rates and an inconvenient debt repayment scheme
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A credit history can tell a lot about a client's trustworthiness, the timeliness of his fulfillment of obligations under loan agreements, both repaid and valid. At present, there are credit history bureaus (CRBs) in our country, in which information about borrowers is accumulated
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Since 2005, credit bureaus (CRBs) began to appear actively in our country. These organizations were created in order to collect information about borrowers who use the services of banks. How can I get information about my credit history on my own?
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Not everyone can collect a large package of required documents for a loan. Of course, there will be no problems with a passport or any other identity document, but not every borrower has a salary certificate or a copy of a work book certified by a notary
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Perhaps, there is hardly a person who does not know what a loan is (unless only minors). And although the loan performs only one function - you took a little now, give it back later, but more, there are at least two attitudes towards the loan
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When organizing a type of business such as an online store, you can avoid many of the difficulties associated with ordinary business. Nevertheless, there are pitfalls here as well. One of them is the intricacies of taxation. Instructions Step 1 Since, according to the Tax Code of the Russian Federation, the sale of goods according to catalogs and samples through computer networks does not apply to retail trade (there is no stationary trading network facility),
Last modified: 2025-01-24 12:01
Income tax is a direct tax on the income of enterprises of all forms of ownership. It is established and collected from payers on the basis of Article 25 of the Tax Code of the Russian Federation. How do you charge it? It is necessary - calculator
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In the past few years, the rate of inflation has been continuously gaining momentum, the world lives in fear of a global economic crisis, and the economies of the leading countries cannot get out of the state of stagnation. Against the background of such events, it would be appropriate to think about the question "
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The distribution of funds at the enterprise is necessary to improve production activities, timely remuneration of labor to working personnel, as well as for the stable operation of the organization itself. Instructions Step 1 Set a certain amount of funds that you can use when paying with suppliers and partners
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Entrepreneurs and enterprises with bank accounts make payments for monetary obligations arising in the process of economic relations, most often in non-cash form. But it is not always possible to do without settlements in cash, since the payment of wages, travel allowances and the sale of goods or services to the population involves the use of cash
Last modified: 2025-01-24 12:01
Personal accounts of mobile phones of cellular operators in Russia in their functionality more and more resemble bank accounts - you can transfer money from account to account, pay various services from phone bills and even withdraw cash. If you are a subscriber of Beeline, you have several financial instruments to transfer money
Last modified: 2025-01-24 12:01
Severance pay is a guaranteed payment to an employee in the cases provided for by Articles 178, 81 and 84 of the Labor Code of the Russian Federation. The correctness of the calculation and the timing of the payment of this benefit are controlled by state bodies
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Opportunities and needs are different for all people. Often, the amount of money that seems huge to one person only evokes a condescending smile from another. But in any case, it is necessary to earn money, provide a decent standard of living for yourself and your family and friends
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Do you want to double your income in a short time by becoming a financially independent person? Currently, psychologists and businessmen have developed many methods to increase earnings, following which, you can quickly reach your goal and achieve success
Last modified: 2025-01-24 12:01
If we analyze the events of the recent history of Russia, we can see that a crisis occurs about once every 10-12 years. The next one, apparently, will be in 2018-2020, and it is better to think about how to behave in advance. Instructions Step 1 Make a small supply of food
Last modified: 2025-01-24 12:01
Unless you are a clairvoyant or seasoned financial analyst, it will be extremely difficult for you to predict when the next global economic crisis will come to an end. Whether to take loans during a crisis or wait depends largely on the type of loan, its need and your financial condition at the moment
Last modified: 2025-01-24 12:01
In the context of the instability of the dynamic world of the economy and the growth of competition, enterprises face the need to form financial control, analyze and plan cash flows. One of the ways to carry out such operations is to draw up a company's budget, which will also increase profitability, ensure solvency and financial stability
Last modified: 2025-01-24 12:01
The question of how to always be with money is especially relevant for those who live from paycheck to paycheck, and there are many of them. The most amazing thing is that it does not always depend on the level of your income whether you have free funds in your pocket
Last modified: 2025-01-24 12:01
Income volatility is costly for organizations. Indeed, in any case, it is necessary to maintain the management apparatus, real estate and other idle resources. To solve the problem, new streams of income must be created. Instructions Step 1 Identify the boom and bust periods of your current source of income
Last modified: 2025-01-24 12:01
In fact, people spend much more money in summer than in winter, so in the hot season you need to carefully plan your family budget. Write down all your expenses and think about what you can save on. Instructions Step 1 If your birthday or other significant date of life falls on the summer, it is most economical to celebrate this event not in a cafe or restaurant, but in nature
Last modified: 2025-01-24 12:01
At first glance, getting a loan is easy. Many Novosibirsk banks offer different lending options. The most popular loan - consumer - today is issued by both regional branches of banks and small stationary points located in shopping centers. What needs to be done in order to choose the most favorable conditions, correctly submit an application and receive the desired money?
Last modified: 2025-01-24 12:01
Many are now beginning to think about the possibilities of increasing their future pension. The fact is that the size of the pension depends on the funded and insurance parts, which are determined by the official wages. The latter value is usually the minimum, since most employers prefer to pay for labor in envelopes