If you want to see the person who is to blame for not having enough money, look in the mirror. It is your inability to manage your budget that leads to numerous financial mistakes.
Spontaneous in-store purchases
Chances are, when you leave the store, you find that you bought more than you planned. You allow yourself to take some trifle, and in the end you collect 2 bags of unnecessary goods.
Always go to the store with a list. Also, think about your route. For example, first go to the vegetable department, then go to cereals, then look into dairy products. Thus, you will not go to the departments you do not need, which means that the chances of purchasing excess will be less.
If you still could not cope with the temptation, withdraw the required amount from the card only for the planned product. To take something else, you will have to withdraw additional money from the card, you hardly want to do this.
Unnecessary purchases
People often buy a product under the influence of an impulse. You bought a new jacket, and now it is in the closet, or you liked the lipstick, which soon ceased to please. There can be many such options.
To avoid unnecessary expenses, plan your purchases in advance. If the item is cheap, set aside one day to think it over. Take a week to plan for a high-value purchase.
Wrong to save
Don't put aside your money in cash. Firstly, you will quickly find their use, and secondly, inflation will devalue them sooner or later.
Better get a bank card that offers interest on your account balance. Thus, you will have an incentive not to withdraw money once again.
Don't look for profitable options
Perhaps you are not interested in prices in other stores and prefer to shop in the one that is located near the house. Of course, if you want to buy one pack of buckwheat, then going through the whole city will be unjustified. But if you need to shop thoroughly, a trip to the hypermarket can save you a lot of money.
Empty savings
Stores often offer promotions. For example, 2 cartons of milk for the price of one. If you can use all the milk, then the savings are worth it. Otherwise, you will have to throw out the spoiled food. It's much more efficient to buy only what you really need.
Easy Money
Many people want to make money quickly. Various sites offer easy money for everyone. However, in order to trade on exchanges, you need to know many rules and nuances. Otherwise, you will only lose all your funds.
Better trust proven methods. For example, bank deposits.
Ignorance of financial literacy
Knowledge of financial literacy is often neglected by people. Therefore, it is easy to fall for the offers of advertising and the opinions of people around.
