Investments
Last modified: 2025-01-24 12:01
Premium gold debit and credit cards Gold are issued by Sberbank under two payment systems - Visa Gold and MasterCard Gold. Gold cards are presented as image cards for business people with a high level of income and a positive credit history
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The peculiarity of obtaining a Sberbank card is that this credit institution restricts their issuance by the client's place of residence. Otherwise, the procedure for registration of the named product is the same as in any other bank. A visit to the department and a passport are required from the client
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Every person seriously engaged in investing in the securities market is interested in the question of determining the profitability of certain stocks. Most often, you need to find out how much income a stock is currently generating, and whether this figure will continue in the future
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The Akado Internet provider offers subscribers a variety of payment options for their services. You can find a complete list of them on the provider's website in the "Subscribers" section, where a separate page is devoted to payment methods
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It is quite easy to cash out from your phone in modern times. If you are a subscriber of "Tele2", "Beeline", "MTS", or "Megafon" and there is an amount of money on your account that you want to cash out for one reason or another, use one of several methods of cash out from your mobile phone account
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When traveling around the country, it is not very convenient to carry with you a whole package of documents just in case, which you may not need at all. Yes, and being in your city, many issues that previously required a personal presence in various instances can now be resolved without leaving your home
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You can pay the state duty for a divorce at any bank, but you should first look at the details for payment on the website of the territorial registry office. You should contact a specific department of the registry office if you have a receipt or payment order confirming the payment of the fee
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To assess the efficiency of the economic activity of an enterprise, the calculation of profitability indicators is used, which have another name - profitability indicators. The overall efficiency of the enterprise reflects the indicator of the profitability of the enterprise
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Financial assistance to an employee can be provided by an organization if a difficult financial situation has arisen in his family associated with an event. As a rule, this is the birth of a child, the death of a close relative, a wedding, etc
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Telecom operator Megafon has issued its own bank card. From October 10, 2016, the card is available for receipt in all cities of Russia. Its peculiarity is that it is tied directly to the subscriber's personal account. Let's briefly describe how to use the Megafon bank card
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In accordance with Russian law, the founder has the right to provide financial assistance to the organization on a gratuitous basis in an unlimited amount. Such assistance is carried out, as a rule, by making a contribution to the property of the enterprise
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The introduction of remote identification by the Central Bank will allow the citizens of the Russian Federation to issue any product in the near future, even without a meeting with the manager of a credit institution. Not to mention visiting the office
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Irregular working hours or overworked hours lead to a change in the amount of wages. And this affects not only the hourly wages, but also the set monthly wages. You can calculate the salary, knowing the number of hours worked per month and the salary set by the employer, excluding bonuses and taxes
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When performing duties at enterprises, 13% of wages are withheld from employees. Income tax (PIT) is calculated by accountants and depends on the amount of the employee's remuneration. When calculating earnings, the number of days that the employee worked is taken into account, as well as the quality of performance of the job function (for this, a bonus is due, which is also taxed)
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The payroll fund is the entire amount of wages accrued to the employees of the organization for a certain period (daily, monthly, quarterly, annual payroll there). The total amount of the fund, as a rule, consists of the fund for basic and additional wages
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An enterprise accountant sometimes has to deal with unaccounted for historical expenses. This may be due both to the untimely provided supporting documents, and to the human factor - the usual carelessness. Such expenses are recognized as expenses of previous years and are necessarily reflected in the accounting report
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The process of obtaining a loan in banking institutions has become particularly acute, and has also become a matter of survival for many enterprises. At the same time, many banks are very careful when issuing loans. In turn, the most important requirement is the ability to repay the debt by the potential borrower himself
Last modified: 2025-01-24 12:01
Contraction is always unpleasant. And it doesn't matter whether it was known about him in advance or the information appeared at the last moment. For many, the moment of dismissal from work is equated to a whole disaster. After all, modern workers for the most part are shrouded in loans, and the loss of a job for them is a reason to panic
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Information on arrears of insurance contributions to the Pension Fund is relevant for companies and individual entrepreneurs. Today there are several ways to find out the debt in the FIU. Arrears in insurance premiums to the Pension Fund may arise in several cases:
Last modified: 2025-01-24 12:01
The system of refunding the value added tax paid on the purchase of goods by tourists is developed in many countries. To get some of the money spent, you need to know some of the subtleties of this process. Instructions Step 1 The tax free system applies to most of the goods popular among tourists:
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Tax Free is a VAT refund. Tax can be refunded on purchases made abroad. Most of the states that return Tax Free are members of the European Union. Having purchased goods in a Tax Free store, the seller, when the buyer provides a passport, fills out a Tax Free form, indicates your passport details and details of the purchased goods and returns to you along with the receipt / sales receipt
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"Mobile Bank" is a service provided by Sberbank for monitoring transactions carried out via a mobile phone. With the help of the Mobile Bank, the user has the opportunity to receive notifications about the transactions and transfer funds both to his own mobile phone and to cards of other Sberbank clients
Last modified: 2025-01-24 12:01
An invoice is a document that confirms the transfer of property rights to the goods and allows you to deduct the corresponding amount of VAT. However, there are a number of products for which the tax rate is 0%. In this case, the company is not exempt from the need to issue an invoice and presents it without VAT in accordance with the accepted procedure
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An international transfer in Sberbank can be done in different ways. They differ in terms of the execution of the transfer, the size of the commission and the limits of the amount available for the transfer. The translation procedure includes several standard steps and additional services
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It is quite possible to return part of the money spent on the purchase of goods abroad. The international company Global Refund pays travelers VAT on a tax free check - this is from 10 to 20 percent of the purchase price. It is necessary Passport, tax free checks and the purchases themselves with labels and intact packaging - all this must be presented at customs
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If a citizen flies on a flight within his own country, he is allowed to bring any amount of money on board the plane. If abroad - then no more than 10 thousand dollars per person without a declaration. Amounts exceeding $ 10,000 are required to be declared
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If your friend suddenly finds himself without funds on his mobile phone account, you can transfer money to him at any time using your mobile phone. You only need to dial a special command and your friend's account will be credited. It is necessary To top up a friend's account, you must both be subscribed to the same network operator
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Mobile operators offer their subscribers a variety of services that greatly facilitate their communication with each other. So users of many operators can top up the account of friends or acquaintances for any amount directly from their mobile phone
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Debt is an extremely undesirable thing. However, today there are very few people who would never borrow. Previously, due to unpaid debts, debtors committed suicide and sat in debt pits. Today the situation with the return of debts is different
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The state is a system of regulation of the economic and social and legal life of society. For the life support of society, the state needs money. Highly profitable states can develop education, medicine, science and infrastructure more effectively than others
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Cellular operators provide an opportunity to transfer money from one number of their subscribers to another. To do this, you just need to dial a certain combination of numbers on your phone and send a request. Instructions Step 1 In order to transfer money from one cell phone to another, the operator of which is "
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Any income received by citizens of the Russian Federation involves interaction with tax authorities and payment of tax to the state in the amount of 13% of the amount received. Selling a car is no exception. True, there are some nuances here
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In accordance with the Tax Code of the Russian Federation, a taxpayer can receive a tax deduction from the amount that he spent on training, treatment, purchase of an apartment, residential building. The amount of tax deduction for the sale of property depends on how long it has been in the property
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Plastic bank cards, debit and credit, have already become commonplace and even retirees are actively using them. Many banks, with which you start to cooperate by opening an account or taking out a loan, immediately offer to issue a credit plastic card, which is quite capable of replacing a wallet full of money
Last modified: 2025-01-24 12:01
Recently, payment for goods and services using a credit card has become more and more popular. If it has an automatically renewable grace period, the use of a credit card is more profitable and convenient than, for example, wasting time on obtaining a consumer loan
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Most major banks offer credit cards with a grace period today. Its presence allows you to use borrowed funds without paying interest. It is necessary - credit card; - loan agreement. Instructions Step 1 In order to determine the procedure for using a credit card, it is necessary to clarify how the grace period is determined
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A Sberbank credit card is a modern and affordable tool for conducting financial transactions, if, of course, you use it carefully and carefully. To use the card as convenient as possible, it is important to know simple rules and strictly follow the bank's requirements
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Payment orders is a non-cash settlement, which is the disposal of the payer's account to his bank to transfer a certain amount of money to the account of the recipient of funds. The beneficiary's account can be opened with this or any other bank
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The balance sheet is compiled in order to collect general information about the location, composition and sources of funds of the organization. It is a report on the financial situation of the enterprise. To learn how to draw up a balance, you must clearly follow the basic rules and regulations for filling it out and calculating all indicators
Last modified: 2025-01-24 12:01
Product turnover is the ratio of the rate of sales of a product to the average stock for a certain period. In other words, this is the period of time for which the average stock of goods in the warehouse is sold, and, therefore, the time to return the money invested in production