Prior to filing a claim for payment of interest, issuing an invoice, filing a claim, interest should be charged. In fact, the calculation boils down to the following formula: A (amount owed) x B (interest rate in%) x C (number of days in arrears).
Instructions
Step 1
Determine the amount of the principal debt. The VAT amount is included in this amount.
Step 2
Determine the start and end dates for the late payment period. The start date is the day following the day on which the commitment is due. The end of the period is the actual performance, payment of the debt.
Step 3
Determine the rate based on which the accrual is made. If the terms of the agreement set the interest rate of the forfeit (for example, 0.1% of the amount owed for the day of delay) or a specific amount of the penalty for the day of delay (500 rubles per day), you should be guided by such an agreement. If there is no such clause in the contract, be guided by the norms of the civil code, i.e. charge interest at the refinancing rate.
Step 4
Determine the amount of interest for one day of delay. When calculating at the refinancing rate, remember that this is an annual rate. To calculate the penalty for one day, enter 360 days in the denominator.
Step 5
Determine the total amount of the forfeit. To do this, multiply the penalty for one day by the number of days of delay.
