Investments
Last modified: 2025-01-24 12:01
Receiving funds secured by real estate is a fairly common type of loan. In this case, the real estate acts as a guarantee that the borrower, even with an unfavorable development of events, will be able to return the money on time. However, not every real estate object can act as collateral
Last modified: 2025-01-24 12:01
The decline in mortgage interest rates has stalled. The fall in rates will continue in the second half of the year and will last until the end of the period. The drop in rates lasted for about two years. No changes were observed until mid-summer
Last modified: 2025-01-24 12:01
The amount of alimony is influenced by several factors, the main of which is the payer's income (most often, the father's). Sometimes mortgage payments remain on the ex-spouse. Many in this case want to reduce the amount of alimony through the court, but the court rarely agrees with the arguments
Last modified: 2025-01-24 12:01
According to experts, mortgage rates in Russia may drop to 6-7% within two years. Prerequisites for lower mortgage rates Mortgages are gradually becoming a familiar tool in the real estate market. If in 2016 about 25% of apartments were purchased using such a loan, then in 2017 their share exceeded 30%
Last modified: 2025-01-24 12:01
Assignment mortgage involves the transfer of rights and obligations under the contract to a third party. It can be a legal entity or an individual. Not all banks offer this service. When drawing up a mortgage agreement, the rights and obligations of the borrower and the lender are indicated
Last modified: 2025-01-24 12:01
All shares of Rosselkhozbank are owned by the state, which means that the bank is implementing the key areas of the country's financial policy. But what conditions does he offer for mortgages? Mortgages at Rosselkhozbank are issued on the following general conditions:
Last modified: 2025-01-24 12:01
The amount of maternity capital allocated by the state for the second or subsequent child is 453,026 rubles. These funds can be directed to the implementation of various purposes, including the repayment of the mortgage loan. Conditions and procedure for the repayment of the mortgage by the parent capital The legislation of the Russian Federation allows the use of maternity capital funds to repay a mortgage loan
Last modified: 2025-01-24 12:01
Few people can afford to buy an apartment or do not have enough money. A mortgage is a way out for those who decided to acquire their own square meters. The interest rate set when taking out a loan will not necessarily be exactly the same for all 10-20 years
Last modified: 2025-01-24 12:01
Situation: the ex-husband pays the mortgage after the divorce. Can he then not pay alimony or at least reduce the amount? What you need to know about alimony for a mortgage and mortgage for alimony. "Gentlemen's set": divorce, mortgage, alimony Nothing holds a marriage together like a mortgage
Last modified: 2025-01-24 12:01
Mortgages for millions of Russians have been and remain the only option to purchase their homes. Is it easy to take a mortgage on Khrushchev, and which banks approve such a loan? Khrushchev: a legacy of a dark past or a dream apartment?
Last modified: 2025-01-24 12:01
Commercial banks are ready to issue a mortgage for an apartment with illegal redevelopment. A certain period will be given, during which it will be necessary to contact the BTI to obtain new documents. Unauthorized redevelopment of premises is an illegal activity if the actions performed are not agreed with the supervisory authorities
Last modified: 2025-01-24 12:01
One of the most common questions in a divorce is whether it is possible to pay a mortgage instead of alimony. This desire is dictated by the desire to reduce the burden on their financial obligations. Let's try today to figure out whether such a solution to the issue is possible
Last modified: 2025-01-24 12:01
Refinancing a mortgage is nothing more than paying off financial debt to one financial institution by borrowing money from another. Today, many banks offer this type of service in order to expand their client base. Loan refinancing is especially in demand in the field of mortgage lending
Last modified: 2025-01-24 12:01
Refinancing a loan involves obtaining a new loan from another bank to repay the old one. Banks themselves choose what types of loans and under what conditions to refinance. Sberbank, in particular, offers mortgage refinancing and even the possibility of combining several loans
Last modified: 2025-01-24 12:01
Mortgage lending for many Russians is almost the only way to acquire their own housing. The bank provides a solvent borrower with a loan for the purchase of a home, which will at the same time serve as collateral for the loan. Banks provide mortgages more readily than consumer loans for the same amount
Last modified: 2025-01-24 12:01
Among the many promotional offers and seemingly attractive mortgage lending conditions, it is very difficult to find a really worthy loan option. A mortgage is a long-term loan secured by real estate. The mortgage agreement obliges to return the loan amount and interest within the period established by the bank
Last modified: 2025-01-24 12:01
Experts have compiled a "black list" of real estate for which financial institutions are not ready to provide a mortgage. It is estimated that 5-7% of refusals occur due to the fact that the lender did not like the purchased apartment
Last modified: 2025-01-24 12:01
You can easily lend money to a person if you have such an opportunity or the person who turns to you is reliable. But unforeseen circumstances can still arise. It's easier, of course, just not to lend money. But if you do decide to help a person, do it in such a way that after any resentment and misunderstanding does not arise
Last modified: 2025-01-24 12:01
The term "mortgage" was introduced in Greece three centuries BC. It meant that the debtor was liable to the creditor with his own land. In domestic law, such a concept appeared in the early 90s of the last century. In modern Russia, the relations arising in connection with mortgages are regulated by the law "
Last modified: 2025-01-24 12:01
Getting a mortgage is a long-term solution, as the recipient will have to pay back over several years, and possibly decades. At the same time, it is important to understand how differentiated and annuity payments differ in order to choose the most suitable one
Last modified: 2025-01-24 12:01
After the divorce, the spouses somehow need to divide the jointly acquired apartment in the mortgage. Moreover, there are often cases when one of the spouses does not want to sell the apartment, and the other does not want to pay monthly loan payments for it
Last modified: 2025-01-24 12:01
Taking a loan from a bank, the client acquires not only housing, but also financial risks for its repayment. The amount of risks may increase due to an increase in the foreign exchange rate, which will only worsen the situation. It is necessary Experienced lawyer, new bank agreement, property buyers
Last modified: 2025-01-24 12:01
Collecting the necessary documents for obtaining a mortgage loan is quite difficult and can take a lot of time. In addition to the fact that the documents must prove your identity, you will have to prove your solvency, as well as collect the necessary documentation for mortgage real estate
Last modified: 2025-01-24 12:01
Early repayment of a mortgage loan is the dream of every borrower. Quickly relieve yourself of the burden of obligations and spend money on yourself and entertainment. What is the best way to pay off your mortgage ahead of schedule? The topic of early repayment of a mortgage loan is always relevant A home loan is very expensive and burdensome for Russian citizens
Last modified: 2025-01-24 12:01
The crisis forces people to borrow money. This is understandable - someone was fired, someone was let down by partners, and his company is on the verge of closure. And now a relative, a good acquaintance or a person, on the recommendation of your friends, turns to you with a request to lend money for the development of the company, to pay off the debt, to pay for the education of children - the reasons may be different
Last modified: 2025-01-24 12:01
Refinancing is a refinancing of a debt obligation in another bank on more favorable terms. You can refinance any loan and even a mortgage, but only if you fulfill your obligations to banks in good faith. Relending is very beneficial for the borrower, because interest rates are getting lower and lower every year
Last modified: 2025-01-24 12:01
If the monetary obligation is not fulfilled within the period specified in the agreement, a debt arises. Debt consists of the principal amount, the amount of the forfeit (fines, penalties). To collect debt, proceed as follows. Instructions Step 1 Submit your claim by registered mail with a notice requiring you to voluntarily pay the debt and set a deadline for repayment
Last modified: 2025-01-24 12:01
A mortgage loan is a loan from a bank that is issued to the recipient secured by real estate for a specified amount of time. You can repay a cash loan using various methods, and the loan can also be paid to the bank ahead of schedule. It is necessary payment schedule
Last modified: 2025-01-24 12:01
Mortgages are one of the most popular bank loans. With the help of a mortgage, you can buy your own home (pledged by the lender), while not having enough money. However, potential borrowers are often guided by unverified information and rumors
Last modified: 2025-01-24 12:01
We provide our readers with instructions on how to take a trust payment. In this guide, we will cover all the subtleties of this issue. It is necessary The presence of a SIM card, as well as a cell phone. Instructions Step 1 Often many of us are faced with such situations when the balance on the cell phone account is reduced to zero and it becomes impossible to call anywhere, and the nearest top-up point is far enough away or does not work at all
Last modified: 2025-01-24 12:01
Getting a mortgage is an important step that requires careful planning of your financial capabilities. Among other issues that need to be addressed when receiving it, you also need to make a choice between annuity or differentiated payments
Last modified: 2025-01-24 12:01
Sometimes situations arise in life when a person urgently needs to get a certain amount of money. In this case, banks can come to his aid, which offer express lending programs. Instructions Step 1 Find a bank offering express lending, that is, ready to provide a loan on the day of application and with a minimum package of documents
Last modified: 2025-01-24 12:01
Different banks offer different mortgage programs - they are dazzling. How to choose a suitable loan offer so as not to overpay? Over the years, mortgage payments will run up a hefty amount, so you need to carefully analyze several proposals for various parameters
Last modified: 2025-01-24 12:01
Loans have become a part of the lives of many Russians. Indeed, a loan is a convenient way to purchase the desired product or service right now without spending a long time saving. However, to get a loan on the most favorable terms, you need to know the specifics of the financial services market for individuals
Last modified: 2025-01-24 12:01
Buying a home is an important stage in the life of any family. Unfortunately, many people cannot afford to pay in full for living space. Then the mortgage comes to the rescue. It would seem that, unlike a loan, it is more profitable - the interest is lower, the terms are longer
Last modified: 2025-01-24 12:01
From time to time we are all faced with the problem of debt. Someone borrows money from relatives and friends in order to save on interest, and someone lends money to help out a loved one. Correct execution of this transaction allows you to avoid misunderstandings when returning money
Last modified: 2025-01-24 12:01
The economic realities are such that it is difficult to raise funds for the purchase of housing, even for a person with a solid income. Banks come to the rescue, willingly providing mortgage loans for the purchase of apartments in a new building and in the secondary market
Last modified: 2025-01-24 12:01
Home mortgage lending can be associated with hidden costs, including those not related to banking services. In addition to the initial payment, you may need to pay for the services of an appraiser, notary, take out insurance, etc. Therefore, it is worthwhile to find out in advance what you can save on
Last modified: 2025-01-24 12:01
DomClick is a specialized site created by Sberbank for mortgage borrowers. Here you can apply for a loan and a housing deal. Thanks to this, you only need to come to the bank office to sign the contract. Also on the site they advise on all "
Last modified: 2025-01-24 12:01
For borrowers with low incomes, buying a room or a share in an apartment is almost the only way to find your own roof over your head. However, the answer to the question of whether banks provide mortgages for a room is not obvious. It is necessary - identity documents