Russian law is allowed to provide housing on a mortgage loan. People who have purchased an apartment on a mortgage can receive a property deduction. To do this, a 3-NDFL declaration is filled in and submitted to the tax service with a package of documents, the list of which can be clarified in the inspection.
It is necessary
- - documents confirming the ownership of real estate;
- - an agreement on the purchase of real estate;
- - the act of acceptance and transfer of real estate;
- - payment documents confirming the fact of payment of expenses (sales and cash receipts, receipts, bank statements on a loan and other documents);
- - 2-NDFL certificate;
- - the program "Declaration";
- - passport;
- - TIN certificate;
- - loan agreement;
- - Tax Code of the Russian Federation;
- - power of attorney for the right to receive a deduction (if the property is shared).
Instructions
Step 1
Download the program for filling out the declaration from the official website of the Inspectorate of the Federal Tax Service of Russia. Install it on your computer. On the tab for specifying conditions, enter the number of the tax authority to which you will submit the declaration. Indicate another individual in the taxpayer tag. Confirm the accuracy of the information personally. Check the box in the available income, which is indicated on the income statement.
Step 2
Enter your personal data, passport details, including date, place of birth, department code. Enter the address of your registration, including postal code, phone number.
Step 3
Request a 2-NDFL certificate from your place of work. The document is signed by the chief accountant, director of the organization where you work. Based on the data in the income statement, go to the tab of income received in the Russian Federation. Write the name of the company with which you have an employment relationship. Enter the amount of salary for each month of the reporting period, which is half a year, in the declaration.
Step 4
On the deductions tab, check the box for granting property deductions. Indicate the name of the object (apartment) and the method of its acquisition (purchase and sale agreement). Write in full the address of the location of the apartment you bought. Enter the date of registration of title, as well as the date of the deed of transfer of housing from the seller Please note that if the property is shared or joint, then the spouse should write an application for the provision of a deduction to the applicant.
Step 5
After pressing the button "proceed to entering amounts", indicate the cost of the purchased apartment. Attach to the declaration a loan agreement, a document confirming ownership, an agreement on the acquisition of housing, an act of acceptance and transfer of real estate and payment documents. Submit the package of documents to the tax authority at your place of residence.
