Investments
Last modified: 2025-01-24 12:01
The capital-labor ratio is one of the coefficients of economic analysis, which shows how many rubles the cost of equipment falls on one worker engaged in production. How can you calculate it? Instructions Step 1 Determine what kind of indicator you need:
Last modified: 2025-01-24 12:01
Long before retirement, most people are interested in the size of their future pension, and calculate it on their own to find out what awaits them. However, do not forget that laws and regulations are constantly changing and supplemented. It is quite possible that in six months it will be possible to retire no earlier than at the age of 80, because no one knows what our government will come up with tomorrow
Last modified: 2025-01-24 12:01
The retirement pension is a monthly cash payment in order to compensate all insured people for wages and other payments or benefits lost due to incapacity for work due to old age or disability. In turn, the old-age labor pension in some cases can be made up of the insurance and funded systems
Last modified: 2025-01-24 12:01
Three types of tax deductions are made from the employee's salary. This is income tax or personal income tax, as well as taxes on pension benefits and social security. The latter are paid by the employer. Instructions Step 1 On a monthly basis, the employer transfers personal income tax to the budget from the salary of each employee
Last modified: 2025-01-24 12:01
Financial investments in assets for a period of no more than a year are called short-term. These are mainly investments in highly liquid securities - bonds, stocks, as well as certificates of deposit. Types of financial investments The financial investment account (account 58) includes the following sub-accounts:
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The meager pensions of today's old people give rise to serious concerns in many Russians about the security of their own old age. There are several ways to increase your own pension. Each of them inspires certain doubts, but there are also many who believe that all of them are at least better than nothing
Last modified: 2025-01-24 12:01
Pension is one of those topics that never leaves the lips of pensioners, which is so actively discussed by the government of our country and which is so stubbornly avoided by people who are still far from retirement. Although your own pension can be calculated now
Last modified: 2025-01-24 12:01
Paypal is an international payment system popular with foreign online stores. The system has a wide range of capabilities and a wide range of jointly operating services. But there is quite a bit of information on how to fund Paypal. How do I fund my Paypal account through the terminal?
Last modified: 2025-01-24 12:01
You can make a quick payment via Webmoney by selecting the appropriate section in the payment form. To confirm the payment, you will need to receive a special code in an SMS message, and then enter it, agreeing to the terms of payment. It is necessary - Webmoney identifier (WMID) with the connected "
Last modified: 2025-01-24 12:01
Many have already appreciated the convenience of plastic cards. The card does not take up much space in the wallet, cashiers in the store do not have problems with change, pickpockets have less and less chances to embezzle your money. In addition, it is convenient to use a plastic card to accumulate funds, transferring a certain amount to it every month
Last modified: 2025-01-24 12:01
PayPal payment system is quite popular among Internet users. With its help, you can safely pay for the purchase of goods online without disclosing your payment information. But in order to purchase any product, you need to pay for it. We offer several ways to fund your PayPal account
Last modified: 2025-01-24 12:01
The name Forex comes from the abbreviation of the phrase "currency exchange". Forex today is the largest international currency market. Despite the long period of its existence, many people do not understand the mechanism of Forex and the basic principles of its functioning
Last modified: 2025-01-24 12:01
Forex is a market for interbank currency exchange at free prices. In Russian, the Forex market is often reduced to speculative currency trading to generate income. However, speculation is not the only possible target of Forex trading. There are four main types of operations in the Forex market
Last modified: 2025-01-24 12:01
Only two percent of 100 people manage to become a successful trader. And not because currency trading is too complicated a science. And because many lack discipline and proper aspiration. Successful Forex Trader … has a well-developed and at the same time simple and practical system
Last modified: 2025-01-24 12:01
If you are planning a business trip abroad, a tourist trip abroad, or simply intend to keep the earned funds in a certain currency, you will definitely need information about where and how you can exchange funds. Today, on the territory of the Russian Federation, legal exchange of money is possible only through credit organizations, however, there are a number of ways that allow you to change currency outside of a bank
Last modified: 2025-01-24 12:01
You can put money on a Muscovite's social card at a branch of the Bank of Moscow, using a “native” ATM equipped with a bill acceptor, or from an account opened in another bank. Instructions Step 1 Contact any branch of the Bank of Moscow
Last modified: 2025-01-24 12:01
For the use of the resources of the planet, companies must pay tax to the country in which they are located. In particular, water intake from the seas and rivers of Russia is subject to state supervision and is regulated by the Water Code, adopted in 2006
Last modified: 2025-01-24 12:01
If you spent money on your education or paid for your child's education in the past year, you are eligible for a social tax deduction. To implement it, you need to provide a set of necessary documents to the tax office. It is necessary - declaration in the form of 3NDFL
Last modified: 2025-01-24 12:01
Every citizen of the Russian Federation who is receiving higher education has the right to a tax deduction. Refund of part of the payment in the amount of 13% is possible both after the entire period of study, and at the request of interested persons in the process of obtaining education, for example, annually
Last modified: 2025-01-24 12:01
The state grants tax benefits to conscientious taxpayers in the form of a refund of part of the income tax on the types of costs provided for in the legislation. With the skillful use of this right, you can significantly reduce financial spending and correctly calculate your personal budget
Last modified: 2025-01-24 12:01
A foreign currency account in any domestic bank can be opened, if desired, by every citizen of the Russian Federation who is registered at the place of residence, and a foreigner with a temporary residence permit or residence permit in Russia
Last modified: 2025-01-24 12:01
In the Tax Code of Russia there is a certain list of incomes that are not subject to mandatory income tax. This list is closed. This suggests that only those incomes are indicated in it, for the receipt of which it is necessary to pay taxes
Last modified: 2025-01-24 12:01
If you spent money on your own education or on the education of your children, you can return some of these funds. To do this, you need to have earnings or other income taxed with personal income tax at a rate of 13%, and pay it regularly. You will also have to complete a number of formalities and contact the tax office at your place of permanent residence
Last modified: 2025-01-24 12:01
Any able-bodied citizen once thinks about what his future pension will be. After the pension reform, everyone's pension is funded. If you want to get expert advice, it is best to contact a lawyer. But if you want to calculate everything yourself, then here you will find instructions on this issue
Last modified: 2025-01-24 12:01
A pension is a cash benefit paid by the state or a non-governmental organization in the cases prescribed by the law on Pension Provision of Russian Citizens. Citizens cannot influence the amount of some pension payments, such as loss of a breadwinner or disability, while many factors affect the amount of old-age pension
Last modified: 2025-01-24 12:01
The estimated pension capital represents the amount of insurance contributions and other receipts to the RF Pension Fund, which are the basis for calculating the insurance part of the labor pension. This concept was introduced on January 1, 2002, and its size is determined by the sum of pension capital and valorization
Last modified: 2025-01-24 12:01
If your friends or family abroad need money, you can transfer the required amount to them. Bank transfer, transfer through one of the payment systems - the choice of one or another option depends on the urgency of the issue. It is necessary - data of the recipient
Last modified: 2025-01-24 12:01
To purchase equipment on credit, it is enough to come to the Euroset salon or order goods on credit from the company's official website. In the field of lending, Euroset cooperates with several banks. It is necessary - passport with registration in the region of sale
Last modified: 2025-01-24 12:01
The tax system is a set of principles related to the collection of taxes and fees on the territory of the country. It also provides for the forms of establishment, collection and payment of taxes. Functions of the tax system of the Russian Federation The general principles and types of taxes levied in the Russian Federation are described in the second chapter of the Tax Code of the Russian Federation
Last modified: 2025-01-24 12:01
The "Thank you" bonus program from Sberbank is a special promotion for plastic card holders, which lasts until December 31 of each year. To participate in the promotion, you must have a Sberbank plastic card and register for the bonus program
Last modified: 2025-01-24 12:01
In the life of every person there are times when money is urgently needed. You can borrow money from relatives, but not everyone will agree to lend. You can apply for a loan at a bank, which will not work quickly, since it takes time to collect all the certificates and wait for the bank's decision
Last modified: 2025-01-24 12:01
In accounting methodology, the system of accounts plays a special role, with its help, information is displayed using the double entry method. Accounts that are affected in one business transaction by the double entry method are called offset accounts
Last modified: 2025-01-24 12:01
If you already have a certificate for maternity (family capital), and you decide to buy an apartment in a house under construction, then the funds received under the certificate can be significant for someone, but insignificantly for someone, but still ease your financial expenses
Last modified: 2025-01-24 12:01
When concluding an agreement, it is important to maintain a balance of interests and not infringe on either side. Therefore, it is better not to use standard forms, but to prescribe in detail all aspects of mutual cooperation. Instructions Step 1 The situation with the re-display of services arises, for example, when renting premises
Last modified: 2025-01-24 12:01
For those who keep track of their retirement savings, you can find out all the information about them on the Internet. Thanks to the availability of online services, you don't even need to leave your home for this. With the help of the Single portal of public services, you can view information about the state of your retirement account
Last modified: 2025-01-24 12:01
If you are the owner of a lot of unnecessary things that are wasting space in closets and gathering dust on the shelves, do not rush to throw them away. Surely, many of these things have, even if small, but value. Try putting them up for auction
Last modified: 2025-01-24 12:01
All transactions on your credit card must be kept under control. If you are the owner of a credit card of the Savings Bank of Russia, the Sberbank-Online service will help you with this. You can use the service absolutely free of charge, and in addition to checking the balance and receiving an account statement, it will allow you to perform a number of other banking operations
Last modified: 2025-01-24 12:01
Recently, Russian pensioners can get their hands on pension savings at a time. To do this, they will need to apply with an application to the appropriate government agencies. Citizens who are just going to apply to the Pension Fund for the appointment of a pension can also draw up an application in order to get their hands on the funded part of their pension at a time
Last modified: 2025-01-24 12:01
Debt restructuring - creating conditions for a more comfortable mortgage loan repayment. It allows you to change the currency, reduce the interest rate, increase the duration of payments, and take advantage of the credit holidays. You can use it under certain circumstances
Last modified: 2025-01-24 12:01
A mortgage loan in foreign currency attracts borrowers with an interest rate that is significantly lower than what banks offer for lending in rubles. Therefore, when choosing a credit currency, many people preferred the ruble, for example, the dollar