From time to time, a crisis hits our country. The economic crisis is accompanied by a rise in prices and a worsening financial situation of people. But if you approach the crisis correctly, you will not be left with an empty wallet. So how can you save money during a crisis in the country?
Instructions
Step 1
Save on food. This does not mean that now you need to buy everything that is cheap and of poor quality. Choose simpler but healthier foods. Refuse to visit cafes and restaurants. Make a grocery list ahead of time and stay on top of it. Buy food at vegetable stores, markets, buy in bulk.
Step 2
Give up credit cards. Do not take out a loan. If a loan has already been taken, then try to repay it as soon as possible.
Step 3
Keep financial records. Start a notebook (or you can use a computer program) where you will enter all your income and all your expenses. This way you can control your finances.
Step 4
Create savings. Even if your income is low, try to save a little. In a difficult situation, saving can save you. Another good way would be to convert the saved money into currency, since dollars are psychologically more difficult to spend.
Step 5
Find additional income. Of course, you know how to do something, which means you can make money on it.
Step 6
Choose cheaper holiday destinations. Try to rest when the discounts on vouchers are the greatest.
Step 7
Give up luxury. Give up expensive cosmetic procedures; during the crisis, you can turn off cable TV.
Step 8
Reduce travel expenses. He often uses public transport than a private car. It is best to walk.
Step 9
Savings on utility bills. Conserve water, electricity, gas.
Step 10
Repair old appliances instead of buying new ones.
Step 11
And get rid of bad habits.
