Doing business in modern conditions cannot be imagined without the implementation of non-cash payments, and the salary has not been given out at the cash desk at the place of work for a long time. To open a bank account in Moscow, decide for what purpose you need it. There are several main types of accounts: current, deposit, loan, card, settlement. The procedure for opening a bank account is unchanged in any case, but the composition and number of documents that must be provided to the bank may vary.
Instructions
Step 1
If you want to get rid of the problem of keeping money under the mattress, then open a bank account. It will help ensure not only the safety of money, but also the ability to manage it anywhere in the world.
Step 2
Gather all the required paperwork. If you decide to open a deposit, loan or card account, then you will need a passport and a certificate from the tax authorities. For current and current accounts, in addition to the above documents, you must bring:
- copies of documents on state registration certified by a notary;
- an application for opening an account signed by an individual entrepreneur or officials of the organization who have the right to sign;
- copies of constituent documents certified by a notary (for legal entities);
- notary-certified card with samples of signature and seal imprint;
- order on the appointment of the director of the enterprise (for legal entities) and the chief accountant.
Step 3
Apply with the documents to a bank located in Moscow. Each bank implements its own policy, therefore, an extended package of documents may also be required. These can be certificates of income of all family members, marriage certificates, certificates of property rights, etc.
Step 4
Fill in the client's questionnaire provided by the bank's employees. The purpose of the questionnaire is to obtain basic information about the account holder. If you open a deposit account, you must conclude a bank deposit agreement.
Step 5
Bank employees will open an account for you and give you a plastic card for card (debit) and loan (credit) accounts, and a checkbook for checking and current accounts.
Step 6
Connect to the "Internet banking" service, which will allow you to receive information about your account and perform various operations in the future via the Internet, wherever you are.
Step 7
Within three days, you must inform the tax office about opening a current account. If you do not fulfill this obligation, you will face a decent amount of fine.
