Finance 2024, November
The flat tax is the most common taxation system for entrepreneurs. When switching to this system, every businessman should remember that he is obliged to pay a fixed amount every month until a certain date, and in order to avoid the need to pay a number of additional fees, each individual entrepreneur needs to know where to pay a single tax
The special regime of taxation on imputed income is not chosen at the request of the taxpayer, but is mandatory when an enterprise conducts activities included in the territorial list. Instructions Step 1 The single tax (UTII) on income must be paid quarterly no later than the 25th day of the month following the reporting period
When calculating value added tax, filling out a sales or purchase ledger, issuing an invoice or drawing up a tax return, an accountant may make VAT errors. To correct the identified error, it is not enough for an enterprise to submit an updated tax return
Organizations that carry out financial activities are subject to tax audits every three years. Thus, the FTS controls the work of taxpayers. But in addition to scheduled inspections, there are also unscheduled ones. A tax audit for a manager is a "
In accordance with the Civil Code of the Russian Federation, loan arrears arising as a result of late payment of payments must be refunded in full. It is possible to collect a debt by compulsory procedure by filing a statement of claim with an arbitration court
When transferring money from a mobile balance to an electronic wallet or a plastic card, the Tele 2 operator may refuse the service due to the lack of up-to-date data about the subscriber. What to do? There are many options for withdrawing money from various Internet resources
The general population has learned about cryptocurrencies recently, but it has already become clear that the future belongs to them. The name Bitcoin is heard - even schoolchildren are discussing it. While news channels and ordinary people are watching the growth of its rate, other cryptocurrencies are gradually gaining importance
In the conditions of the constant heating price rise, some owners of country houses are thinking about the advisability of switching to liquefied balloon gas. It acts as a good alternative to electric or stove heating, and with an established supply of cylinders, it can be used as a temporary scheme until the house is connected to the main gas pipeline
Users of the Webmoney site can receive small but pleasant bonuses on the Internet. Many sites are eager to pay their visitors only for the fact that they have entered the link that leads to a certain resource. To receive a bonus, you will need to have an electronic wallet registered in the Webmoney system
All subscribers of the Life network have a bonus and main payment account. All received bonuses are automatically credited to the bonus account. One bonus is equal to one hryvnia, you can get it at the expense of funds deposited by the subscriber
There is hardly a person who will refuse to win the lottery. Many, especially in times of financial difficulties, just dream of winning the coveted million or two. Unfortunately, the odds of winning a lot are just above zero, so inventive people come up with different ways that they think will make them more likely to win the lottery
In the first half of the 90s, the MMM financial pyramid ruined millions of Russians who believed Sergei Mavrodi and invested millions of rubles in the company. In 2011, the same Mavrodi created the same MMM-2011 and began an advertising campaign to raise funds
Loans are becoming an increasingly common banking product. The financial market now has a very large selection, but many potential borrowers still prefer to contact large banks. One of these financial organizations is Vneshtorgbank, specifically, its branch for individuals, VTB 24
Today you can buy a cell phone you like without even paying anything when buying it - you can buy a mobile device on credit. We will talk about what is needed for this further. It is necessary Passport. Instructions Step 1 In order for a person to buy a phone on credit, it must meet a number of parameters put forward by the bank
According to the rules for working with cash, all funds of the organization must be kept in the bank, while their withdrawal (collection) must be carried out regularly. When changing cashiers, as well as according to the planned schedule, funds in the cash desk are subject to revision
Wages are the remuneration of an employee for work. (Part 1 of Article 129 of the Labor Code of the Russian Federation) Each employer, when issuing wages to an employee, must strictly follow the rules prescribed in the Labor Code of the Russian Federation
Home decoration, gifts, festive feast - the New Year holidays have a downside. These are financial expenses! Is it possible to reduce them, but still get full pleasure from the holiday holidays? Yes, if you follow the advice in this article
The best option for paying bills for an apartment without a commission is the methods associated with the use of the Internet bank. Other methods, including payment terminals, usually involve paying a commission. There are several quick ways to pay utility bills, but most payers are interested in saving their own funds
The key point in the company is accounting, which reflects the activities of the company, helps to optimize work and determine the parameters of financial security. When an enterprise carries out the carriage of passengers, baggage or cargo in the accounting department, transport services are reflected depending on the terms of the contract with counterparties and on the basis of the Methodological Instructions determined by Order No
No wonder the famous industrialist and wealthy man Henry Ford said that the money saved is the money earned. Indeed, in order to increase your well-being, it is important not only to pursue growing earnings, but also to scrupulously reduce costs, while preserving what has already been received
Summer is the best time to save on food. The most important thing is to know how it can be done. Instructions Step 1 Do not buy ice cream with toppings in the summer, because of them the cold treat is much more expensive. It is cheaper and healthier to buy an ordinary ice cream, make mashed potatoes from berries and sugar, cut your favorite fruits into pieces and mix
The legislation of the Russian Federation regulates the need to indicate in property insurance contracts the procedure for determining insurance compensation. Its calculation is carried out depending on the damage received and the type of insured property, an accident or accident, a natural disaster, as well as on which person is the policyholder
The waybill is the primary document that the supplier must draw up when selling inventory. The unified form No. TORG-12 was approved by the State Statistics Committee. The document must be drawn up by a storekeeper or other materially responsible person
Many insurance companies sin by refusing to pay insurance compensation to their clients, understating amounts and violating deadlines. They argue these actions in every possible way, confusing Russian citizens who are little familiar with legal legislation
The company in the course of its activities can carry out insurance of liability, property or employees. Some accountants face a number of difficulties in accounting for such expenses and incomes in the event of an insured event. Instructions Step 1 Sign the insurance contract and transfer the premium amount to the insurer
Let's say you bought a car in the salon, but after several days of operation, you realized that having such a car is life-threatening. Or, during the warranty period, the machine was repaired for a total of more than 30 days per year. What to do in such a situation, because a car is not a cheap pleasure?
Upfront payments are popular in many industries. However, sometimes situations arise that require the return of an already posted advance payment. This process on the territory of the Russian Federation is regulated by law. It is necessary The contract for the purchase of goods
Most banks do not provide loans to pensioners. Despite the good financial discipline inherent in this category of borrowers, such loans are poorly secured. It is necessary - passport; - pensioner's ID; - certificate 2-NDFL, the amount of pension (certificate in the form of the bank)
Buying a car, and especially at the expense of credit funds, is far from the cheapest pleasure. In addition to the principal amount of the loan, which reaches several hundred thousand rubles, the bank also has to pay interest, and considerable interest at that
Leasing is a peculiar method of investment activity. In fact, leasing is a long-term lease of property, both movable and immovable. This is something like a commodity loan that is provided to the lessee. The lease agreement often provides for the right to later repurchase the property
Have you decided to take out a loan for a car? And good luck, you found an excellent car loan in the bank, with a very low interest rate or no interest at all? Do not rush to sign the contract right away, it will not run away if you read it carefully again
The need for a large loan may appear when buying real estate, a desire to expand your business. Banks are quite willing to give loans to individuals and organizations, but it is important for them to have confirmation of the borrower's creditworthiness
Cash loans are classified as inappropriate, because the borrower can dispose of the money at his own discretion. This includes the purchase of goods and services, and the opening of your own business, and tuition fees. Everyone has their own plans for borrowed funds
Many potential clients of the bank are unhappy with the fact that when applying for a car loan, it is necessary to make an initial payment and insure the car under CASCO, the cost of which can be up to 10% of the full price of the car. This means that the total cost of a loan with an initial payment (about 10%) and insurance, as a result, can amount to a fairly substantial amount:
Car loans are a fairly common program. Most borrowers do not want to waste time collecting certificates and often choose loans based on two documents. Requirements for borrowers The main document for obtaining a loan is a passport and any other additional document at the discretion of the citizen
Car loan is a fairly popular phenomenon today. After all, it allows you to purchase a car in the shortest possible time, while at the lowest price - 10-15% of the total cost of the car. And the main question that arises in connection with a car loan is where and how you can pay the next payment
In order to become the owner of the coveted car, you just need to get a loan. Many are afraid of the very word credit. But the desire to own a car exceeds the fear of having a car loan. And now you are already sitting at a table at the loan officer, and we are listening attentively to his questions, answering them not always in the way that would be necessary
Loan repayment is a responsible operation for the borrower: it must be done on time and in full. Fulfilled obligations are the key to creating a positive credit history not only to a particular bank, but also to other creditors. It is necessary Loan agreement, money Instructions Step 1 Before you finally end your "
Credit refinancing is a change in the conditions for issuing a loan. Refinancing is used only in cases of force majeure, which are associated with the inability to fulfill all the undertaken obligations to pay the principal debt together with interest
New loan products are constantly appearing on the market with more favorable terms. Therefore, it is not at all surprising that many borrowers are seeking to change their lending terms. This can be done. It is necessary - loan agreement