Home decoration, gifts, festive feast - the New Year holidays have a downside. These are financial expenses! Is it possible to reduce them, but still get full pleasure from the holiday holidays? Yes, if you follow the advice in this article.
Joint parties
It's hard to imagine New Year's fun without a friendly company, culinary delicacies, and strong drinks. And you can't do without a spacious room. Imagine how much it will cost you? The ideal solution is a joint party.
Calculate how much money you will need to buy food and drinks, rent and decorate your house / apartment, and other expenses. Then simply divide the total by the number of party attendees. The holiday will be fun and comfortable, and you will save a lot.
Valuable but inexpensive gifts
Another important point in preparing for the New Year holidays is gifts. Everyone wants to pay attention, but the budget is limited. What to do? Personal symbolic gifts can be made. If one of your friends or family is doing yoga, present a scented candle or CD for relaxation. If someone reads a lot, then you just need to get to know your favorite writer and go to the second-hand bookseller's department (the books are new, but inexpensive).
If you have a lot of family and friends, then even symbolic gifts will cause financial stress. Unite everyone in groups and make a general surprise.
Don't travel alone
Have you decided to go to Europe or warm lands for the New Year holidays? Look for travel agency offers with no hidden fees (air ticket, transfer). Also, your trip will cost much less if you are not traveling alone, but with friends. Shared accommodation and meals is one of the key items on which you can save.
A clear plan
The best way to get through the holiday season is to get ready for it right. Experts recommend starting 3-6 months before the New Year. Sounds absurd? Far from it! You will be able to accumulate a good amount that you will psychologically be willing to spend. And the fun will turn out to be full, and you will prevent stressful situations.
Holiday planning has only one condition - the correct distribution of monthly income. So 70% you spend on basic needs: food, rent or mortgage, insurance, utilities, transportation, etc. 15% goes to your happiness, i.e. those entertainments and purchases that bring pleasure. Finally, the remaining 15% is your savings.
Enjoy the New Year holidays without sacrificing your physical and mental health.
