Making payments using terminals is a common thing for a modern person. For some, this method of payment saves valuable time, while for others it allows them to earn. Accepting payments through the terminal is a fairly profitable business with a relatively small investment.
Required documentation
Before installing a payment terminal, you need to take care of the legal component of this type of activity. To get started, get a certificate of state registration of a business entity. Then you need to register with the tax office and appoint a manager, assuring this process with a special minutes of the general meeting. In addition, before starting work on the installation of the terminal, it is necessary to obtain a power of attorney for actions related to the placement of such equipment. Also, do not forget to make notarized copies of all documents.
Purchase and placement of payment terminals
According to rough estimates of experts, the installation of one payment terminal costs in the region of 60-80 thousand rubles. After purchasing the equipment, you must conclude an agreement with the owner of one of the payment systems. Then the entrepreneur installs the terminal on the leased or his own territory, and the profitability of the business depends on this step. When choosing a site, one should take into account the proximity of competitors' terminals, traffic, but one should not forget that renting even 1 square meter in a crowded shopping center is quite expensive. You can also try to install several terminals in different places and draw a conclusion about the most profitable site. Then, when all issues with the placement of equipment are resolved, the terminal owner must determine the percentage charged as a commission for payments.
Benefits of business using payment terminals
This type of business does not require special skills and knowledge. All that is required from an entrepreneur is to buy several terminals and to service them on time, in particular, change paper for checks, carry out cash collection. This type of business is quite profitable. According to expert estimates, the daily cash flow of such a terminal is approximately 8 to 30 thousand rubles. The average commission on payments is about 5%. You also need to take into account that at the end of the month, the payment system pays from 0.5 to 2% of the total turnover as a bonus. Thus, such a business is protected from risks and losses, so you can make good money on it, while the payback period for such a project is 6-12 months.
