Currently, many citizens of our country take out a mortgage loan for the purchase of real estate. According to it, the legislation allows obtaining a property tax deduction. For this, a declaration is filled out. The necessary package of documents is attached to it, the list of which will be indicated below.
It is necessary
- - documents confirming the ownership of real estate;
- - an agreement on the purchase of real estate;
- - the act of acceptance and transfer of real estate;
- - payment documents confirming the fact of payment of expenses (sales and cash receipts, receipts, bank statements on a loan and other documents);
- - 2-NDFL certificate;
- - the program "Declaration";
- - passport;
- - TIN certificate;
- - loan agreement.
Instructions
Step 1
In the "Declaration" program, indicate the code of the tax authority at your place of residence, check the item "other individual" in the taxpayer tag. Confirm the available income with a certificate of income from the place of work. Enter your passport details, including your registration address.
Step 2
In the column "Income received in the Russian Federation" enter the name of the company where you work, as well as the amount of salary for each month. On the deductions tab, select the property tax deduction. Indicate the method of purchasing the property (usually a purchase and sale agreement). Select the name of the object (apartment, house, cottage, share in them, etc.). In the sign of a taxpayer, you must indicate who you are: the owner, the spouse of the owner. Enter the type of ownership (shared, shared).
Step 3
Write the address of the location of the acquired property. Indicate the date of the deed of transfer of real estate, application for the redistribution of property deduction, deed of transfer of ownership.
Step 4
Press the button "Go to entering amounts". Enter the amount of the property's value. In accordance with the payment documents (receipts, bank statements, sales or cashier's checks), indicate the amount that you paid in the reporting tax period for the mortgage loan. If the property is shared, then it is advisable to rewrite all payment documents in the name of one of the spouses so that he can receive the deduction in full. When both borrowers pay the loan and interest on it, then one of them should write a statement to the tax office that he transfers the right to the other to receive an interest deduction.
Step 5
Submit the completed declaration, payment documents, mortgage agreement, deed of transfer of real estate, deed of transfer of ownership, agreement confirming ownership, to the tax office. If you have not received the mortgage interest deduction in full, then the remaining amount will be transferred to the next tax period. To do this, you do not need to collect documents, you only need to submit a 2-NDFL certificate.
