Investments 2024, November

One of the most common questions in a divorce is whether it is possible to pay a mortgage instead of alimony. This desire is dictated by the desire to reduce the burden on their financial obligations. Let's try today to figure out whether such a solution to the issue is possible

Commercial banks are ready to issue a mortgage for an apartment with illegal redevelopment. A certain period will be given, during which it will be necessary to contact the BTI to obtain new documents. Unauthorized redevelopment of premises is an illegal activity if the actions performed are not agreed with the supervisory authorities

Mortgages for millions of Russians have been and remain the only option to purchase their homes. Is it easy to take a mortgage on Khrushchev, and which banks approve such a loan? Khrushchev: a legacy of a dark past or a dream apartment?

Situation: the ex-husband pays the mortgage after the divorce. Can he then not pay alimony or at least reduce the amount? What you need to know about alimony for a mortgage and mortgage for alimony. "Gentlemen's set": divorce, mortgage, alimony Nothing holds a marriage together like a mortgage

Few people can afford to buy an apartment or do not have enough money. A mortgage is a way out for those who decided to acquire their own square meters. The interest rate set when taking out a loan will not necessarily be exactly the same for all 10-20 years

The amount of maternity capital allocated by the state for the second or subsequent child is 453,026 rubles. These funds can be directed to the implementation of various purposes, including the repayment of the mortgage loan. Conditions and procedure for the repayment of the mortgage by the parent capital The legislation of the Russian Federation allows the use of maternity capital funds to repay a mortgage loan

All shares of Rosselkhozbank are owned by the state, which means that the bank is implementing the key areas of the country's financial policy. But what conditions does he offer for mortgages? Mortgages at Rosselkhozbank are issued on the following general conditions:

Assignment mortgage involves the transfer of rights and obligations under the contract to a third party. It can be a legal entity or an individual. Not all banks offer this service. When drawing up a mortgage agreement, the rights and obligations of the borrower and the lender are indicated

According to experts, mortgage rates in Russia may drop to 6-7% within two years. Prerequisites for lower mortgage rates Mortgages are gradually becoming a familiar tool in the real estate market. If in 2016 about 25% of apartments were purchased using such a loan, then in 2017 their share exceeded 30%

The amount of alimony is influenced by several factors, the main of which is the payer's income (most often, the father's). Sometimes mortgage payments remain on the ex-spouse. Many in this case want to reduce the amount of alimony through the court, but the court rarely agrees with the arguments

The decline in mortgage interest rates has stalled. The fall in rates will continue in the second half of the year and will last until the end of the period. The drop in rates lasted for about two years. No changes were observed until mid-summer

Receiving funds secured by real estate is a fairly common type of loan. In this case, the real estate acts as a guarantee that the borrower, even with an unfavorable development of events, will be able to return the money on time. However, not every real estate object can act as collateral

A mortgage loan in foreign currency attracts borrowers with an interest rate that is significantly lower than what banks offer for lending in rubles. Therefore, when choosing a credit currency, many people preferred the ruble, for example, the dollar

Debt restructuring - creating conditions for a more comfortable mortgage loan repayment. It allows you to change the currency, reduce the interest rate, increase the duration of payments, and take advantage of the credit holidays. You can use it under certain circumstances

Recently, Russian pensioners can get their hands on pension savings at a time. To do this, they will need to apply with an application to the appropriate government agencies. Citizens who are just going to apply to the Pension Fund for the appointment of a pension can also draw up an application in order to get their hands on the funded part of their pension at a time

All transactions on your credit card must be kept under control. If you are the owner of a credit card of the Savings Bank of Russia, the Sberbank-Online service will help you with this. You can use the service absolutely free of charge, and in addition to checking the balance and receiving an account statement, it will allow you to perform a number of other banking operations

If you are the owner of a lot of unnecessary things that are wasting space in closets and gathering dust on the shelves, do not rush to throw them away. Surely, many of these things have, even if small, but value. Try putting them up for auction

For those who keep track of their retirement savings, you can find out all the information about them on the Internet. Thanks to the availability of online services, you don't even need to leave your home for this. With the help of the Single portal of public services, you can view information about the state of your retirement account

When concluding an agreement, it is important to maintain a balance of interests and not infringe on either side. Therefore, it is better not to use standard forms, but to prescribe in detail all aspects of mutual cooperation. Instructions Step 1 The situation with the re-display of services arises, for example, when renting premises

If you already have a certificate for maternity (family capital), and you decide to buy an apartment in a house under construction, then the funds received under the certificate can be significant for someone, but insignificantly for someone, but still ease your financial expenses

In accounting methodology, the system of accounts plays a special role, with its help, information is displayed using the double entry method. Accounts that are affected in one business transaction by the double entry method are called offset accounts

In the life of every person there are times when money is urgently needed. You can borrow money from relatives, but not everyone will agree to lend. You can apply for a loan at a bank, which will not work quickly, since it takes time to collect all the certificates and wait for the bank's decision

The "Thank you" bonus program from Sberbank is a special promotion for plastic card holders, which lasts until December 31 of each year. To participate in the promotion, you must have a Sberbank plastic card and register for the bonus program

The tax system is a set of principles related to the collection of taxes and fees on the territory of the country. It also provides for the forms of establishment, collection and payment of taxes. Functions of the tax system of the Russian Federation The general principles and types of taxes levied in the Russian Federation are described in the second chapter of the Tax Code of the Russian Federation

To purchase equipment on credit, it is enough to come to the Euroset salon or order goods on credit from the company's official website. In the field of lending, Euroset cooperates with several banks. It is necessary - passport with registration in the region of sale

If your friends or family abroad need money, you can transfer the required amount to them. Bank transfer, transfer through one of the payment systems - the choice of one or another option depends on the urgency of the issue. It is necessary - data of the recipient

The estimated pension capital represents the amount of insurance contributions and other receipts to the RF Pension Fund, which are the basis for calculating the insurance part of the labor pension. This concept was introduced on January 1, 2002, and its size is determined by the sum of pension capital and valorization

A pension is a cash benefit paid by the state or a non-governmental organization in the cases prescribed by the law on Pension Provision of Russian Citizens. Citizens cannot influence the amount of some pension payments, such as loss of a breadwinner or disability, while many factors affect the amount of old-age pension

Any able-bodied citizen once thinks about what his future pension will be. After the pension reform, everyone's pension is funded. If you want to get expert advice, it is best to contact a lawyer. But if you want to calculate everything yourself, then here you will find instructions on this issue

If you spent money on your own education or on the education of your children, you can return some of these funds. To do this, you need to have earnings or other income taxed with personal income tax at a rate of 13%, and pay it regularly. You will also have to complete a number of formalities and contact the tax office at your place of permanent residence

In the Tax Code of Russia there is a certain list of incomes that are not subject to mandatory income tax. This list is closed. This suggests that only those incomes are indicated in it, for the receipt of which it is necessary to pay taxes

A foreign currency account in any domestic bank can be opened, if desired, by every citizen of the Russian Federation who is registered at the place of residence, and a foreigner with a temporary residence permit or residence permit in Russia

The state grants tax benefits to conscientious taxpayers in the form of a refund of part of the income tax on the types of costs provided for in the legislation. With the skillful use of this right, you can significantly reduce financial spending and correctly calculate your personal budget

Every citizen of the Russian Federation who is receiving higher education has the right to a tax deduction. Refund of part of the payment in the amount of 13% is possible both after the entire period of study, and at the request of interested persons in the process of obtaining education, for example, annually

If you spent money on your education or paid for your child's education in the past year, you are eligible for a social tax deduction. To implement it, you need to provide a set of necessary documents to the tax office. It is necessary - declaration in the form of 3NDFL

For the use of the resources of the planet, companies must pay tax to the country in which they are located. In particular, water intake from the seas and rivers of Russia is subject to state supervision and is regulated by the Water Code, adopted in 2006

You can put money on a Muscovite's social card at a branch of the Bank of Moscow, using a “native” ATM equipped with a bill acceptor, or from an account opened in another bank. Instructions Step 1 Contact any branch of the Bank of Moscow

If you are planning a business trip abroad, a tourist trip abroad, or simply intend to keep the earned funds in a certain currency, you will definitely need information about where and how you can exchange funds. Today, on the territory of the Russian Federation, legal exchange of money is possible only through credit organizations, however, there are a number of ways that allow you to change currency outside of a bank

Only two percent of 100 people manage to become a successful trader. And not because currency trading is too complicated a science. And because many lack discipline and proper aspiration. Successful Forex Trader … has a well-developed and at the same time simple and practical system

Forex is a market for interbank currency exchange at free prices. In Russian, the Forex market is often reduced to speculative currency trading to generate income. However, speculation is not the only possible target of Forex trading. There are four main types of operations in the Forex market