The estimated pension capital represents the amount of insurance contributions and other receipts to the RF Pension Fund, which are the basis for calculating the insurance part of the labor pension. This concept was introduced on January 1, 2002, and its size is determined by the sum of pension capital and valorization.
Instructions
Step 1
Determine the value of the seniority coefficient. To do this, take the standard value of 0.55 and add 0.01 to it for each year of total seniority that exceeds the base duration. An amount not exceeding 0.75 is taken into account.
Step 2
Find out the amount of your average monthly earnings, which was received in the period 2000-2001. This information can be obtained at the former place of work or at the territorial office of the pension fund. Divide this amount by the average wage that was in effect in the country in the same period. This coefficient should not exceed 1, 2. The exception is made by persons living in the Far North, for whom the ratio in the calculation is taken up to 1, 9.
Step 3
Multiply the resulting coefficient by the seniority coefficient and by 1671 rubles. The latter value corresponds to the average wage in the Russian Federation as of 01.07.2001. As a result, you will receive the value of the estimated retirement pension.
Step 4
Determine the period of the expected payment of the old-age pension. For citizens who retired before 2002, this value is 144 months. If you became retired later, add 6 to this number for each additional year. When the sum of 192 is reached for each year, it is necessary to add 1.
Step 5
Calculate the amount of pension capital, which is equal to the difference between the estimated labor pension and the value of 450 (the base part of the pension as of 01.01.2001), divided by the period of expected payments. Find out the size of the indexing coefficient in the current year and multiply the resulting value by it.
Step 6
Calculate the amount of valorization. To do this, determine the number of years of work experience until January 01, 2001. If you worked in the USSR, then add another 10% to the resulting amount. Multiply the percentage by the retirement capital to determine the amount of valorization.
Step 7
Find the estimated retirement capital, which is equal to the sum of retirement capital and valorization.
