Finance 2024, November

The interim balance sheet is a balance sheet of a liquidated credit institution, drawn up after the expiration of the term for filing claims of creditors, which is established by the liquidation commission in accordance with all the necessary requirements under the Civil Code of the Russian Federation

The return of goods can only be carried out by the buyer on the basis of legal regulations or the terms of the contract. At the same time, the reflection of this operation in the seller's accounting depends on whether the ownership of the product has passed or not

Inflation is an economic numerical indicator that characterizes the depreciation of money over a certain period. You can determine it yourself by comparing the cost of a consumer basket a year or a month ago with what it is worth today. In the first case, it will be real annual inflation, in the second - monthly inflation

Isn't it quite tempting to root for your favorite sports team, feeling excitement and excitement, and at the same time improve your financial situation? Such an opportunity is provided by the Betfair betting exchange, which offers gamblers a wide variety of gaming products and services

We are all accustomed to the fact that a cashier's receipt will be punched in the store. For this, cashiers sit at the cash registers. What if you've just opened your own store and haven't installed a checkout yet? Without this, it is impossible to work with cash, so you will have to register the cash register as soon as possible

Companies, individual entrepreneurs who pay taxes, fees to the state budget using a simplified system, fill out a book for recording income and expenses. Its form is approved by the order of the Ministry of Finance of Russia No. 154. The completed document is submitted to the tax authority for calculating taxes once a year

The state of market equilibrium is achieved when the interests of buyers and sellers coincide, demand becomes equal to supply. The price at which this coincidence occurs is called the equilibrium price and is calculated using the best pricing method

Determining the best price is the main process in business methodology. On the one hand, the underestimation of the cost makes the product more attractive to the consumer, but on the other hand, it lowers the status of the trading platform as a whole

Alfa-Bank is one of the largest commercial banks in Russia. It has more than 100 branches in its list, each of which offers almost all types of banking services today. It is necessary - passport of a citizen of the Russian Federation

Situations in which it is necessary to amend the loan agreement are not uncommon today. This may be the desire of the borrower to postpone the date of the monthly payment, increase the loan term or lower the interest rate. It is necessary - loan agreement

The issued invoice is the main basis for paying for your services or goods for the customer's accounting. If it comes to checking your business, the presence of an account can compensate for the absence of other documents (agreement, acts), although it is better to have a complete set

The current age is the age of technology. The Internet and cellular communications are developing. All types of services are aimed at meeting human needs. Almost everything can be done via the Internet, from ordering pizza at home and ending with transferring money to a bank, to a bank account or a bank card

For users of Sberbank Online, as well as some other banking systems, the opportunity to verify identity on the website of the State Services of the Russian Federation was implemented. This is a very successful innovation that allows you to quickly and easily go through a full registration

Bank balances are important economic information, on its basis the organization of banking is carried out and the management of all banking activities is improved. Bank balances serve as a means of government control over the development of the monetary sphere in the state

Today, more and more people use their visa electron bank cards to carry out various mutual settlements, both on the Internet and in real life. In order to be able to carry out non-cash payments, find out the 16-digit number of your card: take the card in your hands and on the front side you will find a 16-digit number

If you are dealing with a bank using a checkbook, then in order to receive funds, you must correctly fill out a bank check. Errors and shortcomings are unacceptable here, as they lead to an instant refusal to receive money. In this regard, you must be careful when filling out and strictly follow the instructions

Many novice traders, seeing for the first time the movements of the price charts and the profits flashing before their eyes, are infected with the idea of making money here and now. They believe that if they make a large number of short-term transactions, i

All financial movements of any legal entity must pass through the accounting department and be confirmed by certain documents. The basis for payment for goods or services provided is the invoice. It is necessary Customer details, information about the service provided or the product sold

Since ancient times, our ancestors kept records of trade transactions. It was only in the absence of paper that the results were recorded on stones or, as in Ancient Russia, on wooden counting sticks and tags. The need for accounting remains, only now all accounting transactions are reflected in special documents

The payment password is a secret thing, so it is better not to write it down. On the other hand, this is information that it is better not to forget, otherwise it is very difficult to access your money. How can you remember your password? Instructions Step 1 Go through the password options that you tend to use

Business owners are wondering how to properly mark up the product or service they sell. When determining the price, it is necessary to make it such that the demand of buyers does not fall, and the profit is greater. Instructions Step 1 Estimate the size of your costs, which do not go directly to the production or purchase of goods

Making money out of thin air is a persistent expression denoting the implementation of an idea that was previously either invisible or impracticable. Simply put, making money out of thin air means seeing things that others cannot see. And there is nothing difficult in this - it is enough to know a little more than the others, and be able to think analytically

The Bolsheviks, having come to power, almost immediately issued a decree introducing a state monopoly on foreign exchange transactions. This meant that the rates of foreign currencies in the USSR were set only by the State Bank. Foreign exchange transactions within the country were minimized, and the official dollar exchange rate was tightly controlled by the state

Omsk is one of the largest cities in all of Russia. With a population of over 1 million people, it is a large administrative center with many businesses and a major transport hub. It follows that almost everyone can find applications for their skills and make money in Omsk

A sheepskin coat is a necessary thing in a woman's wardrobe. In winter, do not freeze, and wearing, unlike fur coats, is not so obligatory. And in terms of convenience, these clothes will give any fur coats a hundred points ahead. But if your sheepskin coat only takes up space in the closet, think - isn't it easier to get rid of it?

The authorized capital is a prerequisite for organizing a legal entity. It can be both monetary and property, and often the heads of the enterprises being created have the question of how to correctly contribute the authorized capital. It is necessary - money or property

Food is a necessary commodity, but it is he who takes most of the budget. However, at the present time, when there is no shortage of products, you can learn to save money by choosing the best place to purchase goods. If you want to save up to 40% on groceries, you will have to spend time looking for profitable goods, travel to different grocery places

The possibility of earning money in a short time may seem unrealistic if you are used to making money only in a company. Think about what you love to do and what you do well. Hobbies often help to earn at least a little money in a short time, without taking too much effort

The ability to properly distribute available funds is the basis of economic stability, which practicing financiers recommend using when planning a home budget. His further financial prosperity depends on how rationally a person knows how to spend money

From time to time, a crisis hits our country. The economic crisis is accompanied by a rise in prices and a worsening financial situation of people. But if you approach the crisis correctly, you will not be left with an empty wallet. So how can you save money during a crisis in the country?

When shopping abroad, remember that the amount of value added tax included in the purchase price may be returned to the buyer who is not a citizen of the country where the product was purchased. Instructions Step 1 Before traveling abroad, search the internet for information on three aspects of buying

Payment for housing and communal services is a significant item in the family budget for many families, so tariffs for the current year are always a topical issue for Russians. The New Year is traditionally marked by an increase in tariffs for the services of natural monopolies - supplies of gas, water, heating, and electricity

Obtaining a loan should be taken seriously and carefully, choosing the most favorable conditions for yourself. The modern banking services market provides all the opportunities for this not only in the capital, but also in smaller cities, for example, in Tambov

For some people, pride gets in the way of saving money. It manifests itself in the unwillingness to go to the goal in small steps. You want to quickly get what you want, as a result, good opportunities pass by, because they seem small and not worthy of attention

If a certain amount of money can be deposited on a mobile phone, then it can then be withdrawn from the account. Today, there are several different services on the Internet that allow subscribers to easily withdraw the amount of money from their phone account

Calculating your taxes is easy. To do this, you need to know the type of tax that is levied on your income, its rate applicable to your case and the size of the taxable base, as it is customary to call the amount from which the tax is calculated

To correctly fill out a payment order for VAT payment, you can use several different methods: manual filling, ask a bank employee for help, or use a special program for accountants or the "Bank-client" system. Instructions Step 1 To get started, specify all the necessary details of the VAT recipient and the exact amount of the payment that you need to make

A duty is a fee that is collected by authorized bodies in the performance of certain functions. It includes: registration, court and stamp duties, monetary payments for notarial actions, and more. It is necessary - payment document

When buying an apartment, house, share in an apartment, participating in the construction of your own home or taking out a mortgage, you can get a tax deduction. To obtain it, it is necessary to collect a number of documents and comply with the norms and requirements

An audit implies a procedure for conducting an independent analysis of the activities of an organization. As a rule, this check is carried out on the basis of the company's financial statements. Instructions Step 1 Analyze the risks of the company based on its preliminary data and the results of all the analytical work performed