Microloans are small loans that are issued by a credit agency for a short period. As a rule, the loan amount does not exceed 25 thousand rubles, and the loan term is no more than a month.
Urgent microloans are consistently popular with Russians. Because this is an affordable, and sometimes the only, way to quickly get badly needed money by applying for an instant loan. In case of financial difficulties, it is not very convenient to urgently ask for a microloan from relatives and friends. It is not so easy to obtain a loan agreement from a bank, and it takes a lot of time to process a loan. In such cases, microfinance campaigns come to the rescue of the population.
There are two main types of term microloans.
1. Microloans in cash.
To get such an instant loan, you will need to visit the microfinance campaign office personally and apply for a microloan without checking your credit history. The credit agency makes a decision, as a rule, quickly - within an hour. Of the documents, it is usually sufficient to present a passport. The money is issued immediately in cash.
In some financial institutions, before contacting you, you must call and schedule a visit.
For people who, for some reason, cannot visit the office in person, there is an additional service - calling a loan officer at home. After receiving the application by phone, the financial agent comes to the client at the specified address and draws up a microloan urgently without refusal in cash. A loan agreement is drawn up and money is handed out.
2. The second type of microloans is online microloans. With the development of Internet technologies, it becomes easier to get a small amount of debt. To get an urgent microloan on the card online, you need to register on the microfinance campaign website, fill out an application for a microloan in your personal account. The organization makes a decision on the issue of money within 15 minutes. After that, the funds are transferred to the bank account specified by the client within one day.
You can also get money to the account of an electronic payment system, such as WebMoney or Yandex. Money. In the case of an e-wallet, you don't have to wait all day. The ordered money can be cashed out through the CONTACT instant payment system in the branches of some banks.
In conclusion, I would like to say that you should resort to lending services in extreme cases. You need to learn how to properly plan your budget and live within your means, avoiding temptations.
