Credit cards are very popular nowadays. With their help, you can instantly make even very expensive purchases. But a situation may arise when you need credit funds in your hands. For owners of credit cards, a cash withdrawal service is provided, however, you need to know some of the nuances.
It is necessary
credit card, the amount of money in the account
Instructions
Step 1
A commission is charged for withdrawing funds. Sometimes it can be very significant, because credit cards are essentially designed for non-cash transactions. Banks can set not only high fees, but also limit the amount of funds withdrawn at one time or for a certain period of time.
Step 2
If you need money urgently, then go to the branch of the bank whose card you have. Further actions depend on whether you have a dollar card or a ruble one. In the first case, it is better to contact the bank's cash desk, so you will lose less on commissions. It is not even necessary to have a credit card with you - tell the cashier its number and show your passport. In the second case, you can directly withdraw money through an ATM. The average commission when working with a "native" ATM will be from 3%, but if you cash out through the terminal of another company, the commission will be at least 1% higher.
Step 3
Another more profitable, but also more time-consuming way of withdrawing money from a credit card is to link it to one of the virtual payment systems, for example, such as Webmoney, QIWI or Yandex-money. This method is relevant for frequent cashing out. If you don't have an e-wallet yet, create one first. The websites of the systems contain detailed step-by-step instructions, so getting a web wallet will not be difficult for you. Then transfer funds from your credit card to this wallet. Then, through the website of the system that you use, transfer the funds to your debit bank card or bank account. You can also use the money transferred from a credit state to an electronic one in another way. You can pay for various goods and services via the Internet, including mobile phone bills, utility bills, etc.
