A credit card is very convenient. Especially if you work in a company where salary delays occur, or you just love shopping very much. Of course, all expenses on the card should be kept under strict control, and the balance on the card should be checked regularly. There are several ways to do this - remember and choose.
Instructions
Step 1
Check your ATM balance. It is best to do this at your bank's ATM - then the information will be accurate and free. You may be charged a fee for requesting a balance from another bank's ATM. Insert your card into the ATM, enter your PIN code and select "Available funds", "Check balance", etc. from the menu. - the specific name depends on the bank. For example, at a Sberbank ATM, you can check the balance in the "Information and Service" or "Personal Account" menu. The balance information can be printed as a receipt.
Step 2
Check the balance of the card in the Internet banking system. If this service is not automatically connected to your card, order it at a bank branch. To enter your personal account, you will need a username and password - they will have to be provided to you by the bank employees when connecting the service. Customers of the Savings Bank of Russia can receive login and passwords through an ATM.
Step 3
Insert the card into the ATM, enter the pin code and select "Internet service" from the menu. Order a password / passwords for using the service by clicking on the appropriate button. Take the check with your login (user ID) and permanent password and the next check with one-time passwords. You can enter the Sberbank-Online system using both permanent and one-time passwords. The permanent password will remain in effect until you order a new one.
Step 4
Go to the Sberbank-Online page https://esk.sbrf.ru/ and enter your user ID and password in the form fields provided for this. Click on the "Next" button - you will see the data on your card in your personal account. If necessary, update this data by clicking on the button of the same name.
Step 5
Use the "Mobile Bank" service to check the balance. If the service is not connected, order it at the branch of your bank. Sberbank customers can activate this service at an ATM. To do this, insert your credit card into an ATM, enter your pin code and select "Mobile Banking" from the menu. Indicate the phone number to which you want to link the card, select the desired tariff of the "Mobile Bank" - you can read the details on the website of the Savings Bank of Russia https://www.sbrf.ru/common/img/uploaded/files/pdf/Tarify_na_predostavlenie_uslugi_MB. pdf. Wait for an SMS message that the service has been connected to your number.
Step 6
Request the card balance by sending an SMS from the phone connected to the system to 900 with the text “NNNN Balance”, where NNNN is the last 4 digits of your card number. Instead of the word "balance" you can use "balance", and these words can be written in both Russian and Latin letters in any register. You can separate words in a message not only with a space, but also with "#", "-", "." For example, "Balance-0786".
Step 7
Wait for a reply SMS, which will indicate the balance on your card account. You can find a detailed user manual for the Mobile Bank system on the website of Sberbank of Russia
Step 8
Install the Mobile Bank application on your mobile phone - this will save you from having to memorize the correct SMS requests to number 900. You can check the card balance and perform other operations with it through the program interface. You can download the application for phones with JAVA and BlackBerry support from the page https://www.sbrf.ru/moscow/ru/person/dist_services/mobile_bank/ in the "Additional features" section. For detailed instructions on using the mobile application, read here:
