The credit card is primarily for purchases. In this case, the bank receives income from the store in which the client paid her. So it comes as no surprise that card withdrawals are discouraged.
It is necessary
- - credit card;
- - access to the Internet.
Instructions
Step 1
The easiest way to cash out a credit card is to withdraw money using an ATM. To do this, insert the card into the receiver, select the language, enter the pin code and act according to the prompts of the system. The procedure is standard, no difficulties should arise. But keep in mind, some banks set limits on the amount that can be withdrawn, for example, the daily limit can be defined as 10% of the approved for use. Also, the terms of the contract usually provide for a commission, the size of which, as a rule, is 3-4%. But withdrawing small amounts is still unprofitable, because in most cases there is also a minimum threshold for paying for the service.
Step 2
If you have a salary account with a bank, then transfer money from a credit card to a debit card and then withdraw it without commission. But first, check with the department employee or by calling the institution's hotline about the possibility of such a transfer.
Step 3
You can cash out a credit card using the payment system. Of course, when withdrawing money, you will pay a certain percentage of the commission, but its amount is much less than the bank. In addition, you will be able to take advantage of the possibility of concessional lending, because the operation is regarded as a purchase.
Step 4
Register in a payment system via the Internet, for example, Qiwi or Webmoney. Qiwi will be much more convenient in this regard, because on Webmoney, the owner of a formal passport can get access to the service for withdrawing money to a bank account, the decision on issuing which is made on the basis of documents provided in a scanned form.
Step 5
Select in the menu "Replenishment" - "Bank cards" - "Register a card". After linking the card, transfer the required amount to an electronic wallet and transfer it to another bank card, having previously entered information about it in the "Withdraw" section.
