Investments in gold are considered the most stable and profitable. Large banks buy gold bullion, and ordinary citizens buy jewelry and coins from this precious metal.
Instructions
Step 1
If you decide to invest money in gold, you can open an impersonal metal account in almost any bank. The noble metal itself will not be handed over to you, but after the deal is concluded, you will receive a certificate of purchase of a certain amount of gold. On the one hand, you may not be afraid for the safety of your savings, because even if documents are stolen, attackers will not gain access to your savings. This is facilitated by a complex procedure for conducting financial transactions with this type of deposits. But on the other hand, unallocated metal accounts (OMS) are not subject to compulsory insurance. This means that in the event of an unexpected bankruptcy of the bank, you most likely will not get your money back.
Step 2
The second option for investing in gold is buying investment coins. But this type of capital storage belongs to long-term investments. After all, the price at which the bank buys coins is an order of magnitude lower than the price at which it sells them to the public. Therefore, if you urgently need cash, and you decide to sell investment coins to the bank, then this transaction will be unprofitable for you.
Step 3
Investments in jewelry are popular among the population. Indeed, if necessary, you can turn in a gold chain or ring to a pawnshop. When selling jewelry, the price is formed from the cost of raw materials, payment for work (cutting, weaving) and the percentage of the store's profit. But most buyouts accept products at scrap prices. And this means that with the most favorable tariffs, you will still be cheaper, because you will only be paid for the cost of raw materials. In addition, gold jewelry is often lost when worn, and cases of theft are not uncommon. Therefore, jewelry is mostly aesthetic rather than investment value.
Step 4
Thus, if you want to keep money in gold, not in an abstract sense, but actually having this precious metal in your hands, then purchase gold nuggets. Gold prices rise at different rates in different periods. Having bought a nugget, after a while you will be able to sell it as a raw material at the scrap price and you will definitely make a profit. Unfortunately, so far not many companies sell nuggets to the public, but demand creates supply, and already now there are companies providing such services.
