Although the law prohibits residents from using foreign currency, including the US dollar, to pay for goods and services in Russia, the current foreign exchange rate largely determines our life. For example, when going to a travel agency to buy a ticket to a foreign resort, it will be useful to find out the ruble exchange rate against the US dollar or euro.
It is necessary
- - computer with Internet access;
- - telephone.
Instructions
Step 1
In the Russian Federation, the exchange rate of the ruble against foreign currencies is set by the Central Bank of Russia (CBR). It is on this course that entrepreneurs are guided when concluding deals. So, for example, when buying a cruise in the Caribbean, in an agreement with a travel agency, you may well see the phrase: "Total to be paid: XXXX US dollars. Payment in rubles, at the exchange rate of the Central Bank of Russia on the day of payment + 3%." This is a common practice as the rate is set daily and may vary depending on various market factors. In addition, this 3% usually includes a bank commission for converting rubles received from you into US dollars, which are necessary for a travel agency to book a cabin on a liner, etc. Often the ruble exchange rate against foreign currency, based on the Central Bank rate and commissions, conventionally called the internal course of the company. Do not hesitate to clarify the method for calculating such a rate when concluding contracts.
Step 2
The Central Bank daily publishes data on the current ruble exchange rate against major foreign currencies (US dollar, euro, pound sterling, Japanese yen, etc.) in the official media, as well as on its website - www.cbr.ru. The CBR provides free access to statistical data on foreign exchange rates for a certain period of time. Including, you can find out what the ruble exchange rate was two weeks ago. To do this, just go to the official website and indicate the date you are interested in
Step 3
If, due to the nature of your activity, you need to constantly have before your eyes the current exchange rate of the US dollar and euro, install a special program - tool bar. It is tied to your chosen Internet browser and automatically refreshes the data every time you go online. Widgets work in a similar way. Download and install it on the desktop of your computer or laptop, and you don't even have to launch an Internet browser and search for the desired site in the bookmarks to find out the current US dollar exchange rate.
Step 4
At your request, major mobile network operators are ready to provide you with information on the ratio of the ruble to major foreign currencies at any time. Some of them offer to use a special application on the SIM card, others - to send an SMS request to a specific number. In most cases, this service is paid. Therefore, be sure to check the cost and procedure for using the service at the office of the mobile operator or with the helpdesk dispatcher.
