The ability to check the account balance depends on the bank, the product to which the account is linked, and the range of services used by the client. In any case, you can get information about the balance when you visit the bank. If the account is linked to a card, you can find out its balance through an ATM. Many lending institutions provide this information through a call center. Verification is often available via the Internet and SMS.
Instructions
Step 1
To find out the account balance at a bank branch, you need to visit it with a passport. If a plastic card is attached to the account or there is a document reflecting transactions on it (passbook or its equivalent), you need to capture them as well.
All documents are presented to the operator, then you need to tell him about the desire to find out the available account balance.
Step 2
If you have a card, you need to insert it into the ATM, enter the PIN-code and select the option to check the account from the menu on the screen (there may be different names, but the meaning is the same). At your choice, the device will print the information on the receipt or display it on the screen. Less often, it will print a receipt immediately by default.
Most often, the ATM will then offer a choice whether to interrupt or continue working. But some immediately return the card.
A fee may be charged for checking the card at a third-party bank device.
Step 3
The phone number of the bank's call center is indicated on its website, and if a card is available, on its back. After calling and passing, if necessary, identification at the request of the system, follow the instructions of the voice informant.
Usually he offers to go to the section for bank clients, then to the information subsection on the account and select the desired option in it or call the operator.
Usually it is enough to dial the number suggested by the informant. Otherwise, select the connection with the operator and ask him about the account balance, answering, if necessary, his identifying questions.
Step 4
If you use a mobile bank, you can often find out the balance of your account by SMS. You can find the number for sending and wishes to the text of the request in the instructions posted on the bank's website and issued to you when you connect the service.
Depending on the bank's tariff policy, inquiries may be paid.
Step 5
If you have Internet banking, you can get information about the account status after logging in to the system.
Enter your username and password, if necessary - a variable code or other identifier.
If you do not see the information on accounts immediately after a successful login, go to the required tab, if necessary, click on the account number or the link next to it.
